FX Transparency Calculator
EOR FX markup in Morocco
Employees in Morocco are paid in MAD. If your Employer of Record bills you in another currency, every payroll line is converted, and the rate it uses is rarely the real mid-market rate. Upload an invoice and see what the gap is costing you.
How much FX markup is my EOR charging on Morocco payroll?
On every cross-border line, the provider converts MAD pay and bills you the result at a rate usually a few percent worse than the real mid-market rate. Industry analysis puts the gap at 1.5 to 3 percent of converted pay, collected inside the bundled total rather than itemised. Upload your invoice below to see the figure for your Morocco team.
What is Undisclosed FX markup?
The difference between the exchange rate an Employer of Record applies when converting MAD payroll to your billing currency and the real mid-market rate at the time. It is collected inside the bundled invoice total rather than shown as a separate line. Teamed bills the EOR fee flat in the client's chosen currency with a contractual zero-FX-margin guarantee and the mid-market reference rate timestamped on every line.
FX Transparency Calculator
How much is your EOR really charging in FX?
Every currency conversion on your invoice uses a rate your provider sets, not the real mid-market rate. Upload your invoice or enter the numbers and we will show you exactly what they have taken.
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FX facts — Morocco
- Local payroll currency
- MAD — what employees in Morocco are paid inSource: ISO 4217 currency codes· verified 2026-05-20
- Industry FX markup range
- 1.5% to 3.0% of converted pay (undisclosed)Source: Industry analysis; varies per provider; not contractually verified· verified 2026-05-20
- Teamed FX margin on the EOR fee
- 0% — the fee bills flat in your chosen currency regardless of payroll currencies, with the mid-market reference timestamped on every line.Source: Teamed FX disclosure policy· verified 2026-05-20
Want your Morocco invoices audited line by line?
Bring three months of EOR invoices to a 30-minute working session. We will map every line against the mid-market rate at the time of payment, and you walk out with a written audit you can take to the board.
Book the audit sessionFrequently asked questions
Does an EOR charge FX markup on Morocco payroll?
Almost always, and rarely as a visible line. An employee in Morocco is paid in MAD. If your company is billed in a different currency, every payroll line is converted, and most providers apply a rate a few percent worse than the real mid-market rate. The gap, usually 1.5 to 3 percent of converted pay, is collected inside the bundled invoice total. Upload an invoice above to see the figure for your own team.How do I check the FX rate on my Morocco invoice?
Take the MAD total and the billed total for the Morocco line. The billed total divided by the local total is the rate your provider actually applied. Compare it against the mid-market rate for the invoice date. The calculator above does both steps and shows the undisclosed cost. Teamed publishes the applied rate against the mid-market reference on every cross-border line, so there is nothing to reverse-engineer.