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teamed.

Contractor of Record · 2026

Pay contractors anywhere.
Carry none of the risk.

A Contractor of Record manages compliant agreements, global payments and classification for the contractors you work with. Keep the relationship, or move the engagement and the misclassification liability to Teamed entirely.

Talk to a specialistCheck contractor classification
4.8 out of 5 on G2
$49
Per Contractor · From
0%
FX Markup
180+
Countries
80+
Currencies

Trusted by teams that chose differently.

G2 High Performer, Europe, Summer 2026G2 High Performer, EMEA, Summer 2026G2 High Performer, Winter 2026G2 Easiest To Do Business With, Summer 2025G2 Users Love Us
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100s more across the globe picked Teamed for the same reason.

Read the case studies

What it is

The contractor side of the same model.

An Employer of Record (EOR) becomes the legal employer of your full-time hires in a country where you have no entity. A Contractor of Record does the equivalent for the independent contractors you work with: Teamed manages the agreement, the payments, the tax paperwork and the classification position.

You get the output of the work. Teamed holds the contractor relationship and stands behind it. And where you want the risk off your books entirely, Teamed becomes the engaging party, so the misclassification liability is ours, not yours.

See how the cover worksBrowse contractor hiring guides
Two contractors working together at a cafe in Rome

Rome, spring 2026

How it works

Four steps, one record.

  1. Check the classification

    Before anyone signs, we assess whether the role is genuinely a contractor engagement in that country. You see where the risk sits, country by country, so the decision is made on evidence, not a hunch.

  2. Issue the right agreement

    A country-correct contractor agreement, with e-signature and right-to-work checks built in. Not a template with the country name swapped out. An agreement that holds up to local rules.

  3. Pay them, anywhere

    Invoices, approvals and payments in 80+ currencies, in one flow. Statutory paperwork and tax documents handled. One clean record for every contractor you work with.

  4. Cover the misclassification risk

    Add Teamed Guard for misclassification cover while you keep the contract, or Teamed Protect to move the engagement and the liability to us entirely. You choose how much risk leaves your books.

Start paying contractors →

How much risk leaves your books

Three levels of cover.

Start with compliant management, add misclassification cover, or transfer the engagement to Teamed entirely. You decide how much of the classification risk you keep. Contractor payments are passed through at cost, with no FX margin.

Manage

Contractor Management

You engage. We run it compliantly.

From$49/ contractor / month
Engagement
You hold the contract
Liability
You carry classification risk
  • Country-correct agreements in 180+ countries
  • Payments in 80+ currencies, passed through at cost
  • Classification risk assessment
  • One point of contact
Get your quote

Cover

Teamed Guard

You engage. We cover the risk.

$130/ contractor / month
Engagement
Direct (your contract)
Liability
Up to $10,000 per case
  • Everything in Contractor Management
  • Misclassification cover up to $10,000 per case
  • Quarterly classification review
  • Documented audit trail
Get your quote
Full risk transfer

Transfer

Teamed Protect

We engage. We carry the risk.

From$330/ contractor / month
Engagement
Teamed-direct
Liability
Full transfer to Teamed
  • Everything in Contractor Management
  • Teamed becomes the engaging party
  • Full misclassification liability transferred to Teamed
  • Continuous compliance monitoring
Get your quote

Prices shown per contractor per month. See the full breakdown on the pricing page.

The real exposure

The fine is not the risk. The backdating is.

Tax authorities in Germany, France, the Netherlands and Spain are actively auditing contractor arrangements. If an engagement is reclassified as employment, the exposure is not just a penalty. It is backdated employment obligations: social security, benefits and severance applied retroactively.

Teamed quantifies that exposure before it becomes a liability, then gives you a way to cover it or move it off your books.know where you stand ↗

Check contractor classification →Explore contractor management →

One platform, no re-onboarding

Contractor today. Whatever fits next.

The relationship rarely stands still. When a contractor should become a full employee, or when your headcount in a country makes your own entity the right call, Teamed moves with you. Contractor to Employer of Record to your own entity under Global Entity & Employment Operations (GEMO), all on one platform. The record carries across, with no second onboarding.

Contractor of Record

Engage and pay contractors compliantly.

Country-correct agreements, global payments, and misclassification cover when you want it.

See the cover

Employer of Record

When a contractor becomes an employee.

Teamed becomes the legal employer in 180+ countries. Same platform, same account team.

Explore EOR →

Your own entity

When the model no longer fits.

Outgrow EOR in a country and Teamed sets up your entity and migrates the team under GEMO.

Model your crossover →

FAQ

Contractor of Record, answered.

The questions teams ask before they move contractors onto Teamed. All are in the page schema for AI assistants.

  • What is a Contractor of Record (CoR)?
    A Contractor of Record takes on the compliant engagement of your contractors so you do not carry the classification risk yourself. Teamed manages the agreement, the payments, the tax paperwork and the classification position. With Teamed Protect, Teamed becomes the engaging party and the legal risk of misclassification transfers to us. You get the output of the work; we hold the contractor relationship and stand behind it.
  • How is a Contractor of Record different from an Employer of Record (EOR)?
    They are two sides of the same model. An Employer of Record becomes the legal employer of your full-time hires in a country where you have no entity. A Contractor of Record does the equivalent for independent contractors: compliant agreements, global payments and, with Teamed Protect, direct engagement so the misclassification liability sits with Teamed. Both run on one platform, so a contractor can convert to an employee later without re-onboarding.
  • What is contractor misclassification, and why does it matter?
    Misclassification is when someone is engaged as a contractor but, under local law, the relationship is really employment. Tax authorities in Germany, France, the Netherlands and Spain are actively auditing contractor arrangements. The fine is not the main exposure. The real exposure is backdated employment obligations: social security, benefits and severance applied retroactively. Teamed's contractor classification assessment quantifies that exposure before it becomes a liability.
  • How does Teamed reduce misclassification risk?
    Three levels. Contractor Management gives you country-correct agreements and a classification risk assessment while you engage the contractor directly. Teamed Guard adds misclassification cover of up to $10,000 per case, with quarterly classification reviews, while you keep the contract. Teamed Protect transfers the risk in full: Teamed engages the contractor under our own agreement, so we carry the liability and you get the work.
  • How much does it cost to manage contractors with Teamed?
    Contractor Management starts from $49 / £39 / €45 per contractor per month. Teamed Guard (misclassification cover) is $130 / £100 / €116 per contractor per month. Teamed Protect (full liability transfer) is from $330 / £250 / €290 per contractor per month, depending on jurisdiction and risk. Contractor payments are passed through at cost, with no FX margin. Invoicing is month to month on Net-7 terms, with no setup or exit fees.
  • Which countries and currencies does Teamed cover?
    Contractor management runs across 180+ countries, with compliant payments in 80+ currencies. Teamed operates its own legal entities in 57 of those countries, including Germany, France, Spain, the UK and the US, and serves the rest through vetted in-country partners as a single accountable supplier.
  • Can I convert a contractor to a full employee later?
    Yes. Teamed supports the full lifecycle: contractor to Employer of Record to your own entity under Global Entity & Employment Operations (GEMO), all on one platform. When a contractor becomes an employee, their record carries across with no second onboarding, and tenure and benefits are preserved where local law allows.
  • How quickly can you onboard a contractor?
    In standard markets a country-correct contractor agreement is usually ready to sign within a day. Some jurisdictions take longer where local registration or background checks apply. We give you a specific lead time per country before you commit.

Move your contractors onto solid ground.

Tell us where your contractors are and how you engage them today. We will show you where the classification risk sits and the cleanest way to cover it.

Talk to a specialistSee pricing