Teamed vs Oyster
Teamed vs Oyster, two approaches to global EOR compared
Oyster publishes a flat $699 with annual discounts, is a certified B-Corp, and leads on automated onboarding. Teamed is flat at $599, absorbs FX at zero markup, owns its German entity, and tells you the month EOR is no longer the right model.
1,000+ companies advised
- $599
- Teamed flat fee. No annual commitment. FX absorbed at zero markup on the fee.
- 0%
- FX markup on the Teamed fee. Applied rate shown against mid-market on every invoice.
- 4.8
- Teamed G2 rating.
Disclosure
This comparison was produced by Teamed, one of the two providers compared here. We score the dimensions a real buyer weighs, and we concede by name the columns where Oyster is genuinely the better fit, such as automated onboarding and B-Corp certification.
Teamed vs Oyster: which EOR is right for a rapidly growing company?
Oyster publishes a flat $699 with annual discounts, is a certified B-Corp, and leads on automated onboarding. Teamed is flat at $599, absorbs FX at zero markup, owns its German entity, and tells you the month EOR is no longer the right model.
At a glance
Teamed
Rated 4.8 on G2
Best for: the forgotten middle: fast-growing companies with an international footprint that want a readable invoice with FX shown at zero markup, a real HR or legal expert on every plan, and a managed path to their own entity when they are ready.
Oyster
Rated 4.4 on G2
Best for: teams that prioritise fast automated onboarding, need a certified B-Corp supplier for procurement, or run contractor-heavy operations that value a broad self-serve payments platform.
Shared by both: human, expert-led support rather than a chatbot wall · broad global coverage (Teamed 187+ countries, Oyster 180+ across all products) · HRIS-adjacent: integrates with your stack rather than replacing it
| Where it matters | Who leads | Why |
|---|---|---|
| Total cost and FX transparency | Teamed | Teamed absorbs FX at zero markup and shows the applied rate against the mid-market reference on every invoice line, whereas Oyster charges a conditional currency-conversion fee and publishes no rate for it. |
| Human advisory depth for the hard moments | Teamed | Teamed puts real HR and legal experts on every plan with no separate meter, whereas Oyster bills project-based advisory (People Partner Services) at $300 per hour and routes hard questions through a Hiring Success Manager. |
| Owned-entity accountability and published split | Teamed | Teamed publishes its split openly, owning entities in 57 countries within its 187+ total, whereas Oyster discloses only a hybrid owned-or-partner model with no split or owned-entity count, so you cannot see which of your countries sit on an owned entity. |
| Owned German entity and employment-law depth | Teamed | Teamed employs your German staff through its own German entity, so real HR and legal experts handle Betriebsrat questions and KSchG terminations directly. Oyster does not publish whether its German coverage sits on an owned or a partner entity. |
| Path to your own managed entity | Teamed | Teamed models the crossover month and sets up your own entity via GEMO in 100+ countries on the same system. Oyster positions EOR as the alternative to your own entity and sells no entity-setup service or crossover modelling. |
| Onboarding speed and self-serve platform | Oyster | Oyster leads automated onboarding, with a guided in-platform flow that can onboard in as fast as 48 hours and is consistently praised on G2. Teamed is advisory-led with a lighter self-serve dashboard. |
| B-Corp certification and values procurement | Oyster | Oyster is a certified B-Corp and clears values-based procurement screens immediately. Teamed is not B-Corp certified. |
| Contractor cover and misclassification liability | Draw | Oyster runs a broader self-serve Global Contractors product at $29 per contractor per month with payments in 120+ currencies and bulk invoicing, while Teamed assumes the misclassification liability itself through Protect, so the better fit depends on whether you need a payments platform or liability cover. |
| Support responsiveness and SLA | Draw | Oyster publishes a 24-hour response and sub-72-hour resolution SLA with a dedicated Hiring Success Manager, while Teamed is rated 4.8 on G2 with real HR and legal experts on every plan, so both deliver responsive human support. |
Teamed on G2
Who Teamed is for
Teamed is built for the forgotten middle: fast-growing companies with an international footprint that want a readable invoice with FX shown at zero markup, a real HR or legal expert on every plan, and a managed path to their own entity when they are ready. If you are hiring at senior salary bands across several countries and want to reach a real expert the moment something hard arises, this is your fit.
Not the right fit if
- Enterprises above 1,000 seats needing owned-entity governance at scale. Globalization Partners or Papaya Global carry the widest owned-entity footprint and enterprise governance.
- Teams where the lowest sticker price is the only criterion. Native Teams or Multiplier publish lower headline EOR rates. Read the contract and check your salary band before you sign.
- Teams that want one platform to run HR, IT and payroll together. Rippling or Deel offer the deepest all-in-one product and integration catalogue.
Find your pick in 20 seconds
| If you are… | Start with | Why |
|---|---|---|
| Fastest automated onboarding or a certified B-Corp supplier is the priority | Oyster | Oyster leads automated onboarding, publishes a 24-hour response SLA, and is a certified B-Corp that clears values-based procurement. |
| Contractor-heavy operation wanting a broad self-serve payments platform | Oyster | Global Contractors at $29 per contractor per month with payments in 120+ currencies and bulk invoicing. |
| A 1,000-plus seat enterprise | Globalization Partners or Papaya Global | Widest owned-entity governance and enterprise SLAs at scale. |
| Fast-growing and international: want FX shown at zero markup, a real expert on every plan, and an entity path | Teamed | Readable invoice with FX at zero markup, real HR and legal experts on every plan, your own managed entity via GEMO when ready. |
What is the Teamed vs Oyster comparison?
An Employer of Record (EOR) legally employs your people in a country through its own entity or a vetted local partner. It issues the contract, runs payroll, remits income tax and statutory contributions, and carries employer obligations while you direct the work. Teamed reaches 187+ countries through owned entities plus vetted partners, and Oyster reaches roughly 180, both letting you hire compliantly before you have a legal entity in market.
The comparison turns on three questions. First, whether FX on salary conversions is absorbed at zero markup with the rate shown against mid-market. Second, whether you can reach a real HR or legal expert directly when something hard arises, or a customer success manager handles the escalation. Third, whether your provider tells you the month your own entity beats EOR on cost and sets it up on the same system. Teamed is explicit on all three. Oyster's strength runs the other way: fast automated onboarding, B-Corp certification, and a published pricing range you can budget from day one.
Every EOR, Teamed and Oyster included, delivers through a mix of entities it owns and vetted local partners. What differs is the share, and which of your countries fall on each side, so ask that question per country, not per brand. Teamed owns its legal entities in 57 countries within its 187+ total and publishes that split openly. Oyster states on its own glossary page that it owns or partners with local entities across its coverage, but it does not publish the owned-vs-partner split or an owned-entity count, so ask which of your countries sit on an Oyster-owned entity and which on a partner.
Cost and FX, what you actually pay
Teamed publishes $599 flat and absorbs FX at zero markup, with the applied rate shown against the mid-market reference on every invoice line. Oyster publishes $699 with annual discounts noted, and its own pricing page adds two variables you should price in: a refundable EOR deposit with no published amount, and a conditional currency-conversion fee that applies when you pay in a currency different from the contract currency, with no rate or spread disclosed.
| Detail | Teamed | Oyster |
|---|---|---|
| EOR fee | $599 USD / £479 GBP per employee per month, flat. No annual commitment required. | $699 per employee per month, with annual discounts available. Third parties note the headline typically applies at three or more EOR hires. |
| FX on salary conversions | Zero markup. Applied rate shown against the mid-market reference on every invoice line. | A conditional currency-conversion fee applies when you pay in a currency different from the contract currency. No rate or spread is published. |
| Deposit and setup fees | No setup or offboarding fees. A refundable deposit of one month of salary is required to start. | A refundable EOR deposit is required, with no amount or formula published. Setup, onboarding and termination processing are stated as included in the subscription fee. |
Read the contract on both sides
Ask each provider for the FX policy and the deposit formula in writing before you sign. Teamed absorbs FX at zero markup and shows the mid-market reference on every invoice. Oyster requires a refundable EOR deposit and charges a conditional currency-conversion fee, and publishes a figure for neither.
Human support and employment-law depth
Both run a human, expert-led support model, which is why this is a genuine draw on responsiveness. Oyster gives every customer a dedicated Hiring Success Manager and publishes a 24-hour response, sub-72-hour resolution SLA, and its account management is consistently praised on G2. The distinction is who advises when a contested termination or a Works Council consultation arrives. Teamed puts real HR and legal experts on every plan with no separate meter. Oyster includes standard HR-expert access but bills project-based white-glove advisory (People Partner Services) separately at $300 per hour, and does not publish whether its German coverage is owned or partner-based.
| Detail | Teamed | Oyster |
|---|---|---|
| Support model | Direct access to real HR and legal experts on all plans. No AI bot wall, no shared ticket queue. | Human, expert-led support with a dedicated Hiring Success Manager for onboarding and a published 24-hour response, sub-72-hour resolution SLA. |
| Project-based HR advisory | Included in the relationship. Real HR and legal experts advise without a separate hourly meter. | White-glove People Partner Services billed separately at $300 per hour. |
| German entity and employment-law depth | Teamed operates through its own German entity. Real HR and legal experts with German employment-law credentials handle Betriebsrat questions and KSchG terminations directly. | Oyster does not publish whether its German coverage sits on an owned or a partner entity. A dedicated Hiring Success Manager provides the primary support layer. |
A dedicated CSM is not a jurisdiction expert
Oyster's Hiring Success Managers are consistently praised on G2 for responsiveness and account management. The question is who advises on a contested termination or a Betriebsrat consultation. Teamed includes a real HR or legal expert on every plan; Oyster meters project-based HR advisory at $300 per hour. For straightforward hiring, a strong account manager often covers everything you need.
Onboarding, platform and values procurement
This is the group where Oyster genuinely leads, and we say so directly. Oyster is built to onboard fast, with a guided in-platform flow that can complete in as fast as 48 hours, and it leads the onboarding column on G2. It is also the only certified B-Corp in this comparison, which clears values-based procurement screens Teamed cannot match. On raw coverage the two are close: Oyster reaches 180+ countries across all products and 120+ for EOR, while Teamed reaches 187+ and publishes its 57 owned-entity countries. Teamed is advisory-led and plugs into your existing stack rather than replacing it.
| Detail | Teamed | Oyster |
|---|---|---|
| Onboarding and platform | Advisory-led. Plugs into your existing tech stack. Lighter self-serve dashboard than Oyster. | Clean automated onboarding in as fast as 48 hours. Leads the onboarding column on G2. Built for a team that wants to run a hire without a payroll specialist in-house. |
| B-Corp certification | Not certified. | Certified B-Corp. A supplier audit for values-based procurement gets an immediate yes. |
| Coverage | 187+ countries through owned entities plus vetted partners. Publishes its 57 owned-entity countries. | 180+ countries across all products, 120+ for EOR specifically. No owned-vs-partner split or owned-entity count published. |
Where Oyster genuinely leads
If fast automated onboarding and a certified B-Corp supplier are your top criteria, Oyster is the better fit and we say so directly. Its onboarding flow is built to move fast, and its B-Corp credential clears procurement screens Teamed does not.
Lifecycle to your own entity and contractor cover
EOR is a stage in a company's growth, not the endpoint. Teamed models the crossover month when your own entity beats EOR on cost and sets it up via Global Entity & Employment Operations (GEMO) in 100+ countries on the same system, with no re-onboarding. Oyster positions EOR as the alternative to opening your own entity and sells no entity-setup service or crossover modelling as a product. On contractors the fit is genuinely mixed: Oyster runs a broader self-serve Global Contractors product for teams that mainly need a payments platform, while Teamed builds contractor cover around EOR through Guard and Protect, with Protect taking on the misclassification liability itself.
| Detail | Teamed | Oyster |
|---|---|---|
| Path to your own entity | Models the crossover month and sets up your own entity via GEMO in 100+ countries on the same system, with no re-onboarding. | Positions EOR as the alternative to your own entity. No entity-setup service or EOR-to-entity crossover modelling is sold as a product. |
| Contractor management | Contractor cover via Guard (up to $10,000 per case, you remain the engager) and Protect (Teamed engages the contractor and takes on the misclassification liability). | Dedicated Global Contractors product at $29 per contractor per month. Payments in 120+ currencies, bulk invoicing, a free misclassification test, and country-specific IP agreements in 30 countries. |
Why the crossover model matters
A provider that earns only while you stay on EOR has little incentive to flag when your own entity becomes the better structure. Teamed models that crossover, sets up the entity via GEMO, and keeps managing it. Oyster sells no entity-setup product, so the graduation path is yours to run.
Why the comparison matters
Behind every line item is a real person, in a real place.
The fee, the FX and the support model are not abstractions. They decide whether the person you hired in Barcelona or Rome is paid right, on time, by someone who knows their employment law. That is the comparison worth running.
What each stakeholder evaluates
| Criterion | Legal | Finance | People Ops | Security |
|---|---|---|---|---|
| FX on salary conversions | Ask for the FX policy in writing before signing. Teamed shows the applied rate against the mid-market reference and absorbs FX at zero markup on the fee. Oyster publishes a pricing range but does not separately itemise FX markup on salary conversions on its pricing page. | On a $190,000 gross salary, an unitemised FX element of 2% is $3,800 per year per employee. Teamed removes that variable with zero-markup absorption on the fee and shows the mid-market reference on every invoice line. Pin down the full FX position in writing before signing with any provider. | An itemised FX line on every salary invoice means no reconciliation surprises at year-end. Ask both providers to show you a sample invoice before you commit. The line that says "FX rate: mid-market" is the one that matters. | A timestamped applied rate shown against a public mid-market reference is an auditable record. A pricing range without a separate FX line is harder to audit at year-end. |
| Support model | A contested termination, a Works Council consultation, or a tax question in a new jurisdiction needs a real employment-law expert. Ask whether real HR and legal experts with country-specific credentials are your default contact, or whether a customer success manager handles the triage. | Teamed gives direct access to real HR and legal experts on all plans. Oyster provides dedicated CSMs who are widely praised on G2 for responsiveness. The difference shows up most when a hard employment-law question needs more than good account management. | Dedicated CSMs and direct expert access are both better than an anonymous ticket queue. Know which model you are buying before you sign. If you need jurisdiction-specific employment-law depth on call, clarify whether the CSM escalates to a real expert or a generalist queue. | A direct line to a named escalation contact beats a shared queue for incident handling. Oyster CSMs are praised for responsiveness. Teamed is rated 4.8 on G2. |
| Path to your own entity | EOR is a transitional model, not a permanent one. Ask whether the provider tells you when the crossover point arrives and whether it can set up the entity on the same system without re-onboarding your employees. | Teamed models the crossover month when your own entity gets cheaper than EOR and flags it proactively. Oyster does not publish this as a standard service. An EOR that stays quiet about the crossover has an incentive to. | A managed transition via Global Entity & Employment Operations (GEMO) means your employees keep their contracts and their history. No re-onboarding, no gap in coverage. | Your own entity gives you full control over data residency and employment contracts in that country. GEMO sets it up in 100+ countries on the same system you already use. |
How switching from Oyster to Teamed works
Most switches take four to six weeks. The operational plan is what takes time, not the paperwork. Teamed runs phased cutovers so overlap is contained and employees never notice a gap.
Step 1
Bring your Oyster invoice
Share your current Oyster invoice. Teamed unbundles it line by line: gross salary, statutory at cost, platform fee, any FX element. You see exactly what the switch means in numbers before anything moves.
Step 2
Map the operational plan
Teamed builds the cutover plan per country or per employee cohort: notice-period alignment, payroll-calendar sync, benefits continuity, employee communications. Nothing moves until the plan is agreed.
Step 3
Issue new contracts
New compliant employment contracts issue under Teamed. Employees receive their new payslip structure before the first pay cycle, with FX shown against mid-market. No re-onboarding overhead.
Step 4
Close the Oyster relationship
Teamed manages the Oyster termination timeline and keeps you out of a double-billing period. Most EOR contracts are month-to-month or carry a notice period. Teamed maps the calendar and manages the exit.
Dyke Yaxley · UK chartered accountancy
100% audit capacity added. Zero entity setup.
- Audit capacity in 2024
- +100%
- Compliance issues across the engagement
- 0
- South Africa hires, both retained
- 2
- Entity setup required
- None
Challenge
Dyke Yaxley, a UK chartered accountancy with over a century of history, was turning down audit work in 2024. Local UK talent supply for qualified auditors had not kept pace with client demand. Cross-border hiring felt out of reach for a firm whose brand sits on compliance discipline.
Approach
Dyke Yaxley partnered with Teamed to hire two qualified audit professionals in South Africa via EOR. Teamed handled the South African employment-law side end-to-end: compliant contract, local payroll, statutory tax obligations, and onboarding logistics. No entity setup, no South African legal counsel on retainer, no permanent-establishment exposure.
Result
Both hires exceeded expectations on technical work, client satisfaction, and cultural fit. Audit capacity doubled in 2024. Zero compliance issues across the engagement. The firm went from declining new audit work to confidently taking on additional clients.
Interactive tool
Model the true cost of your Oyster invoice
Share your employee headcount and salary mix. The unbundling calculator shows the FX element on your current invoice and what it looks like absorbed at zero markup. The gap often surprises teams that have only seen the headline range.
Decision checklist
- Choose Teamed if you want to see the FX on every salary invoice. The applied rate sits next to the mid-market reference and is absorbed at zero markup. Oyster publishes a pricing range but does not separately itemise FX markup on salary conversions.
- Choose Teamed if you want direct access to a real HR or legal expert without routing through a customer success manager. Expert access is standard on every Teamed plan.
- Choose Teamed if you are thinking about your own entity. Teamed models the crossover month and sets the entity up via Global Entity & Employment Operations (GEMO) on the same system with no re-onboarding.
- Choose Teamed if your Germany headcount is growing. Teamed operates through its own German entity and has real HR and legal experts with German employment-law credentials for Betriebsrat questions and KSchG terminations.
- Stay with Oyster if fast, automated onboarding matters most. Oyster leads the onboarding column and its customer success managers are consistently praised on G2.
- Stay with Oyster if B-Corp certification is a procurement requirement. Oyster is a certified B-Corp; Teamed is not.
Honest take
When Oyster is the better choice
- Stay with Oyster if automated onboarding speed is the primary criterion. Oyster's platform is built to move fast, its onboarding flow is consistently praised on G2, and a team without a dedicated payroll specialist can run a hire end to end.
- Stay with Oyster if B-Corp certification is a requirement in your supplier audit process. Oyster is a certified B-Corp and clears values-based procurement screens that Teamed does not.
- Stay with Oyster if a dedicated customer success manager relationship works well for your team and the CSM model covers the employment-law questions you face. For straightforward hiring with no Betriebsrat exposure or contested terminations, a good CSM often covers everything you need.
Teamed leads FX zero-markup, owned German entity, real HR and legal expert access, and the proactive lifecycle to your own entity. Oyster leads automated onboarding and B-Corp procurement. A buyer whose priority is speed and values certification should go with Oyster. We'd rather tell you that directly.
Questions to ask any EOR before you sign
- 1What deposit or pre-funding do you require, and which setup, offboarding, minimum-term, termination or admin fees are in the contract? Read it line by line before you sign.
- 2When I need help, do I reach a real person with a named contact, or do queries route back to an AI portal and an account manager that keeps changing?
- 3Will you put my actual job title on the contract, even a senior one like CFO, or do you restrict titles on compliance grounds and create a mismatch?
- 4If an employee splits time across countries, can you run a shadow payroll so I am not left with an unmanaged withholding-tax liability?
- 5Is contractor misclassification cover included by default, or an opt-in add-on I have to switch on myself?
Frequently asked questions
Is Teamed cheaper than Oyster?
Teamed is flat at $599 per employee per month with no annual commitment. Oyster publishes $699 with annual discounts noted (oysterhr.com/pricing). The more meaningful comparison is the FX element: Teamed absorbs FX at zero markup and shows the mid-market reference on every invoice line. Oyster publishes a pricing range but does not separately itemise FX markup on salary conversions. On a $190,000 salary, a 2% unitemised FX element is $3,800 per year per employee. The total cost depends on where in the Oyster range you land and what FX sits within it.Does Teamed own a German entity, unlike Oyster?
Yes. Teamed operates through its own German entity, which means your German employee's contract is issued by a Teamed GmbH rather than a local partner. Oyster covers Germany via local partners rather than an owned entity (verified 2026-06-15 at oysterhr.com). The entity structure matters in Germany because Works Council law (Betriebsverfassungsgesetz) and strict termination protection under the Kuendigungsschutzgesetz create advisory requirements that go beyond standard CSM support. Teamed's real HR and legal experts with German employment-law credentials handle Betriebsrat questions and KSchG terminations directly.What is the difference between a dedicated CSM and a real HR or legal expert?
A customer success manager (CSM) manages the account relationship and coordinates responses across the service. A real HR or legal expert with jurisdiction-specific employment law credentials is the person who can advise directly on a contested termination, a Works Council consultation, or a compliance question in a jurisdiction you have never operated in. Oyster's CSMs are consistently praised on G2 for responsiveness and account management. Teamed's model is different: direct access to real HR and legal experts on all plans, with no AI bot wall and no routing through a CSM for employment-law questions. For straightforward hiring situations, a good CSM often covers everything you need. For hard employment-law moments, the distinction matters.Is Oyster HR a B-Corp?
Yes. Oyster is a certified B-Corp, which means it has met the B Lab verification standards for social and environmental performance, public transparency, and legal accountability. Teamed is not a B-Corp. If your procurement team requires a certified B-Corp supplier, Oyster clears that screen and Teamed does not. That is a concrete reason to choose Oyster that Teamed cannot match, and it is worth naming directly.When should I set up my own entity instead of using an EOR?
The crossover point depends on headcount and salary mix in each country. As a rough guide, EOR stays more cost-effective than running your own entity below roughly 10 to 15 full-time employees in most European markets. Above that, the cumulative per-seat EOR fee approaches the fixed cost of a registered entity, a local director where needed, bookkeeping, and annual filings. Teamed models this crossover explicitly and flags the month your own entity gets cheaper. That modelling is a standard part of the advisory relationship, not an upsell. Global Entity & Employment Operations (GEMO) can set up and run your own entity in 100+ countries on the same system with no re-onboarding of existing EOR employees.How do Teamed and Oyster compare on support quality?
Teamed is rated 4.8 on G2. Oyster is rated 4.4 across approximately 1,470 G2 reviews. Oyster's dedicated CSMs are a genuine differentiator: G2 reviewers consistently praise the onboarding experience and CSM responsiveness. Teamed's difference is the advisory model: direct access to real HR and legal experts on all plans, with no AI bot wall and no routing through a CSM for employment-law questions. Both are good options. The question is which model fits your team. If you need fast onboarding and a strong account relationship, Oyster's CSMs deliver. If you need real employment-law expertise on call, Teamed's advisory model is the fit.Can I switch from Oyster to Teamed?
Yes. Most EOR contracts are month-to-month or carry a 30 to 90-day notice period. Bring your current Oyster contract to Teamed and the team maps the cutover plan: contract timing, payroll-calendar alignment, benefits continuity and employee communications. The operational switch typically takes four to six weeks. Teamed runs phased cutovers, one country or one cohort at a time, to contain the overlap period. Employees do not re-onboard and their employment history stays intact.
Common questions
Teamed vs Oyster, which EOR is better for a company hiring across Europe?
For a rapidly growing company hiring across Europe, the three deciding questions are FX cost certainty, access to real employment-law expertise per jurisdiction, and the path to your own entities as you scale. Teamed absorbs FX at zero markup (rate shown against mid-market on every invoice), gives real HR and legal experts on all plans with direct access, owns its German entity, and models the crossover to your own entity proactively via Global Entity & Employment Operations (GEMO). Oyster has strong automated onboarding, dedicated CSMs praised consistently on G2, a published $699 headline with annual discounts, and is a certified B-Corp. Oyster leads the onboarding column and suits procurement teams that screen on B-Corp status. For a company that prioritises zero-markup FX, direct employment-law expert access and lifecycle planning, Teamed is the stronger fit. For a company that wants fast automated onboarding and a values-certified supplier, Oyster leads.Is Oyster HR a good employer of record?
Oyster is a capable EOR with a 4.4 rating on G2 across approximately 1,470 reviews. Its strengths are automated onboarding, dedicated customer success managers, a published $699 headline with annual discounts, and B-Corp certification. It covers 180+ countries through a hybrid owned-and-partner model, with the split undisclosed. Its limitations are advisory depth on hard employment-law questions (where CSMs escalate rather than handle directly), a lighter managed path to your own entity, and an undisclosed owned-vs-partner split in markets like Germany, where owned-entity accountability matters most. It is a good fit for a team that wants fast, clean onboarding, a strong account relationship, and a values-certified supplier. It is a less obvious fit when you need direct employment-law expertise on call or are actively planning your own entity.
For the buying committee
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