Oyster vs Multiplier · scored on one rubric · 2026
Oyster vs Multiplier, compared on one rubric in 2026
Neither wins overall. On a published six-axis rubric, Multiplier leads platform and self-serve and holds a broad set of current security certifications. Oyster ties Teamed at the top of pricing transparency with its published range, and adds fast onboarding, dedicated CSMs and B-Corp certification. Multiplier markets zero FX markup, but its own Help Center notes invoice rates come from its bank and can differ from the calculator, so it doesn't lead pricing outright. Teamed, who produced this guide, leads the service model and employment intelligence and the path to your own entity, and contests pricing and coverage.
1,000+ companies advised
- 3
- Providers scored on one six-axis rubric: Oyster, Multiplier and Teamed
- $599
- Teamed flat fee, FX absorbed at zero markup on every invoice
- 6
- Rubric axes scored, no overall winner
Disclosure
This guide was produced by Teamed, which is one of the three providers scored below on the same rubric as Oyster and Multiplier. We don't crown an overall winner. We score all three honestly, concede where the others lead, and say plainly when Oyster or Multiplier is the better fit.
Oyster vs Multiplier: which EOR should you choose in 2026?
Neither wins overall. On a published six-axis rubric, Multiplier leads platform and self-serve and holds a broad set of current security certifications. Oyster ties Teamed at the top of pricing transparency with its published range, and adds fast onboarding, dedicated CSMs and B-Corp certification. Multiplier markets zero FX markup, but its own Help Center notes invoice rates come from its bank and can differ from the calculator, so it doesn't lead pricing outright. Teamed, who produced this guide, leads the service model and employment intelligence and the path to your own entity, and contests pricing and coverage.
What is the Oyster vs Multiplier choice?
Oyster and Multiplier are two of the most reviewed Employer of Record (EOR) platforms for fast-scaling teams. Both legally employ your people abroad and handle payroll, contracts and statutory contributions, so you can hire compliantly before you have a local entity. Oyster is a certified B-Corp and automation-first, with dedicated customer success managers and a published pricing range of approximately $599 to $699. Multiplier is built for speed and self-serve depth, starting from around $400 per employee per month and reaching roughly 180 countries through a mixed network of owned entities and vetted local partners.
The surface similarities are real: both reach roughly 180 countries, and both have strong G2 ratings (Oyster 4.4 across roughly 1,470 reviews, Multiplier 4.7 across roughly 1,300). The differences appear in product energy and security posture. Oyster puts its energy into onboarding speed and the CSM relationship, and holds SOC 2 Type II. Multiplier puts it into self-serve platform depth and a lower entry price, and holds a broader published certification set including ISO 27001:2022 and SOC 2 Type II. Multiplier markets zero FX markup on salary conversions, but its own Help Center notes the invoice rate is sourced from its bank and can differ from the calculator estimate; Oyster doesn't itemise FX either. Neither offers a managed path from EOR to your own entity. Those are the questions this comparison is built to answer, using a six-axis rubric that applies equally to Teamed, who produced this guide and is the disclosed publisher below.
Methodology
How we scored this comparison
Three providers are scored 1 to 5 on six axes, with no weighted total and no overall winner. Different providers lead different columns. Teamed is scored on exactly the same axes as Oyster and Multiplier.
- Pricing transparency
- Whether the all-in cost of a hire (the fee, the deposit, onboarding, and offboarding or termination) is stated up front and predictable. Scored on clarity, not on price level: a flat published fee you can read beats a lower base with unstated setup, notice and exit terms. The FX rate on salary conversions is one clause of that test, not the whole frame.
- Coverage and compliance depth
- Depth and legal robustness of in-country coverage: the owned-entity versus partner structure behind each market, and whether real HR and legal experts with employment-law credentials handle the hard moments, from a contested exit to a complex termination in a market you have not hired in before. Broad-network players lead on raw breadth; owned-entity plus counsel depth leads on the difficult cases.
- Platform and self-serve
- Dashboard depth, integration breadth, API surface and speed to first payroll for teams that want to manage hiring and HR themselves, at scale.
- Security and certifications
- ISO 27001 and SOC 2 Type II held today: the certifications a procurement or security review asks to see, checked against each provider on 22 July 2026.
- Service model and employment intelligence
- Ongoing human employment expertise plus AI assistance across the lifecycle (for Teamed, the Ted layer): whether real HR and legal experts with the right credentials own the hard moments directly, and how well the system flags law changes and the crossover point before they reach you.
- Path to your own entity
- Whether the provider moves you from contractor to EOR to your own entity on one system, flags the crossover point, and can set up the entity through a service like Global Entity and Employment Operations (GEMO).
How we gathered evidence
The six axes are pricing transparency, coverage and compliance depth, platform and self-serve, security and certifications, service model and employment intelligence, and the path to your own entity. Pricing came from each provider's own pricing page (Oyster verified 16 June 2026 at oysterhr.com/pricing; Multiplier verified 17 June 2026 at usemultiplier.com/pricing; Teamed re-checked 22 July 2026 at teamed.global/pricing). Security reflects each provider's current published ISO 27001 and SOC 2 Type II status, re-checked 22 July 2026: Multiplier holds a broad set including ISO 27001:2022 and SOC 2 Type II, Oyster holds SOC 2 Type II with ISO less clearly published, and Teamed is aligned with accreditation in progress. Oyster's B-Corp status was verified at oysterhr.com. G2 ratings came from g2.com, accessed 16 June 2026. Teamed's claims come from teamed.global.
Considered & excluded
We scored Oyster and Multiplier as the two providers buyers compare most directly on this query, with Teamed scored as the disclosed publisher and recommended alternative.
- Deel, Remote, Rippling, Papaya Global, G-P, Pebl (formerly Velocity Global): Covered in the dedicated best-of comparisons. This page focuses on the Oyster vs Multiplier matchup with Teamed as the recommended alternative.
How they score, criterion by criterion
There’s no overall winner. Each column is a different priority. Pick the ones that matter to you, then read the write-ups below.
| Provider | Pricing transparency | Coverage and compliance depth | Platform and self-serve | Security and certifications | Service model and employment intelligence | Path to your own entity |
|---|---|---|---|---|---|---|
| Oyster | Leads | |||||
| Multiplier | Leads | Leads | Leads | |||
| Teamed(us) | Leads | Leads |
Scored 1–5 on each criterion from the published rubric above. The highlighted cell leads that column. Teamed is scored on exactly the same criteria as every other provider.
#1
Oyster
Best for: fast-scaling teams that want automated onboarding, a dedicated CSM from day one, and a certified B-Corp supplier with a published pricing range they can budget without a sales call.
Oyster is the automation-first, B-Corp certified provider in this comparison. Onboarding is fast and clean, dedicated customer success managers are consistently praised on G2, and pricing is published in a range of approximately $599 to $699 per employee per month. The product is built so a small team can run global hiring without a payroll specialist in-house.
On pricing transparency, that published range ties Teamed at the top of the column: you can budget it from day one without a sales call, with FX on salary conversions the one clause it does not itemise. Oyster holds SOC 2 Type II, with its ISO 27001 status less clearly published, so it sits just behind Multiplier's broader certification set on the security column. The B-Corp certification is a concrete advantage in values-based procurement, where neither Multiplier nor Teamed qualifies.
The watch-outs are about depth rather than speed. Oyster's map runs through local partners across all markets, so compliance advisory depth varies by country and jurisdiction, and the dedicated CSM layer handles triage and escalation rather than direct employment-law expertise. Lifecycle tooling is lighter, with no published managed path from EOR to your own entity. For a team that needs jurisdiction-specific employment-law expertise on demand, or a managed route to its own entities, the advisory service model at Teamed is the stronger fit.
- Countries
- 180+ via local partners
- Entity model
- Partner-led mix across 180+ countries
- Onboarding
- Fast, automated; days to a few weeks
- Contractors
- Yes
- Pricing
- From ~$599 to $699 / employee / month · verified 2026-07-22
- G2
- 4.4/5 (1470)
Strengths
- Fast automated onboarding and dedicated CSMs consistently praised on G2 for responsiveness. The product moves fast without a payroll specialist in-house.
- Published pricing range of approximately $599 to $699 per employee per month. You can budget it from day one without a sales call, which most of the category still requires, so it ties Teamed at the top of the pricing-transparency column.
- Certified B-Corp and holds SOC 2 Type II. A values-based supplier audit gets an immediate yes, ahead of both Multiplier and Teamed on B-Corp status.
- A G2 base of approximately 1,470 reviews at 4.4, giving solid third-party signal across company sizes, especially for teams on their first international hire.
Watch-outs
- FX markup on salary conversions is not separately itemised on the pricing page. The headline range is published, but the full cost requires pinning down the FX element in writing before signing.
- Compliance advisory depth is lighter than the owned-entity specialists, because the CSM layer handles triage and escalation rather than direct employment-law expertise. For contested terminations or complex exits in harder jurisdictions, this matters.
- Lighter lifecycle tooling, with no published managed path from EOR to your own entity as headcount builds.
Source: oysterhr.com/pricing
#2
Multiplier
Best for: fast-scaling teams that want a modern self-serve EOR platform, a low published base, a strong contractor management product and a dedicated customer success manager on every plan from day one.
Multiplier is the self-serve, speed-first provider in this comparison. EOR starts from $400 per employee per month, the lowest published base here. Contractors start from $40 per active contract. The platform is built for a small team to run global hiring without a payroll specialist in-house, with onboarding Multiplier markets as measured in hours rather than weeks.
Multiplier leads the platform column on this rubric: country-specific compliant contracts in minutes, fast setup, published flat rates you can read without a sales call, and a dedicated customer success manager on every plan including the entry tier. Support runs 24/5 and is human rather than bot-gated. It also holds one of the broadest published certification sets in the category, including ISO 27001:2022 and SOC 2 Type II, which puts it at the top of the security column. A G2 rating of 4.7 across roughly 1,300 reviews backs the speed claim.
Two watch-outs shape the real cost calculation. First, Multiplier markets zero FX conversion markup but doesn't publish the rate source, spread methodology or conversion percentage. Its own Help Center notes that invoice FX rates come from its bank at month start and differ from the platform's calculator estimate, so the claim is unverified marketing rather than a disclosed mechanism, and it sits a step behind Oyster and Teamed on pricing transparency as a result. Second, a refundable deposit equal to the employee's notice-period salary and monthly payroll pre-funding are required per Multiplier's Help Center, cash-flow demands that don't appear on the pricing or marketing pages.
- Countries
- ~180 via the mixed network
- Entity model
- Mix of owned entities and vetted local partners
- Onboarding
- As fast as hours; typically days
- Contractors
- Yes, dedicated Contractor of Record product with misclassification indemnification
- Pricing
- From $400 / employee / month (EOR); from $40 / active contract (contractor) · verified 2026-07-22
- G2
- 4.7/5 (1300)
Strengths
- Leads the platform column on this rubric. A modern self-serve platform rated 4.7 on G2 across roughly 1,300 reviews, praised for dashboard quality, contractor management and global-payroll integration, with onboarding measured in hours rather than weeks.
- Publishes the lowest flat base in this comparison, from $400 per employee per month, with contractors from $40 per active contract, both on the public pricing page without a sales call.
- A broad published certification set including SOC 1, SOC 2 Type I and II, SOC 3, ISO 27001:2022, ISO 27017, ISO 27018, PCI-DSS and GDPR, re-checked 2026-07-22. This puts Multiplier at the top of the security column, ahead of Oyster and Teamed.
- A dedicated customer success manager on every plan including the entry tier, not gated behind an enterprise upgrade, plus 100+ in-house legal and tax experts and 24/5 human support.
Watch-outs
- Multiplier markets zero FX conversion markup but publishes no rate source, spread methodology or conversion percentage. Its own Help Center acknowledges that invoice FX rates come from its bank and differ from the calculator. Get the actual conversion methodology in writing on your specific salary corridors before comparing the $400 base with Oyster's published range or Teamed's flat fee.
- A refundable deposit equal to the employee's notice-period salary and separate monthly payroll pre-funding are required per Multiplier's Help Center invoicing process FAQ. These cash-flow demands do not appear on the marketing or pricing pages, so they can surprise a finance team at onboarding.
- Coverage reaches roughly 180 countries through a mix of owned entities and vetted local partners, and no owned-entity count is published on any Multiplier primary page. Ask which model applies in your specific countries before signing, as accountability and advisory depth differ between owned and partner-served markets.
Source: usemultiplier.com/pricing
#3
Teamed
Us, scored on the same rubricBest for: rapidly growing companies with an international footprint that want the real FX on every salary invoice, a real person to talk to when something goes wrong, and one partner from first contractor to last entity.
Teamed produced this guide and is scored on exactly the same six axes as Oyster and Multiplier. The wedge is honesty. Teamed shows the applied FX rate on salary conversions next to the mid-market reference and absorbs it at zero markup on the fee, with the one-month refundable deposit and any early-exit fee set out up front. Oyster's published range ties Teamed at the top of the pricing column; Multiplier markets zero markup but doesn't disclose the mechanism, so it sits a step behind both.
Compliance runs through real HR and legal experts with country-specific employment-law credentials who handle hard cases directly: a contested exit, a complex termination, a compliance question in a market you haven't hired in before. Teamed owns entities in 57 countries, backs them with DLA Piper as global counsel and vetted in-country partners, so real HR and legal experts handle the hard local edge cases in-house rather than a generalist queue. There's no AI bot wall, no support tier to unlock and no ticket queue, and the Ted layer flags employment-law changes and the crossover point early. Multiplier's comparable raw reach means coverage is a genuine contest here, not a Teamed win.
Teamed isn't trying to replace your HR stack, so it concedes the platform column to Multiplier and the security column to Multiplier's broader certification set, with Oyster's SOC 2 Type II also ahead of Teamed's in-progress accreditation. It plugs into the tools you already run and is the partner you choose for your global team, from your first contractor to your last legal entity via Global Entity and Employment Operations (GEMO), on one system with no re-onboarding.
- Countries
- 187+ (owned entities in 57 countries + vetted partners)
- Entity model
- Owned entities in 57 countries + vetted partners; sets up your own entity via GEMO in 100+
- Onboarding
- As little as 24 to 48 hours
- Contractors
- Yes, with misclassification cover (Guard / Protect)
- Pricing
- $599 USD / £479 GBP / employee / month, flat, FX absorbed · verified 2026-07-22
- G2
- 4.8/5
Strengths
- Shows the applied FX rate next to the mid-market reference and absorbs FX at zero markup on the fee, with the deposit and any early-exit fee set out up front. Oyster's published range ties Teamed at the top of the pricing-transparency column; Multiplier's unverified FX marketing claim and undisclosed deposit terms sit a step behind both.
- Real HR and legal experts with country-specific employment-law credentials handle hard cases directly, backed by 57 owned entities, DLA Piper as global counsel and vetted in-country partners. No AI bot wall, no Enterprise tier to unlock, no ticket queue, plus the Ted layer for early warning on law changes.
- One partner from first contractor to EOR to your own entity on one system, with proactive crossover monitoring and no re-onboarding. GEMO sets up your entity in 100+ countries when the crossover arrives. Teamed leads the lifecycle column on this rubric.
- Focused partner that plugs into your existing stack rather than replacing it, rated 4.8 on G2. Quarterly reviews flag compliance changes before they become surprises, and the advisory model scales with your headcount. Teamed leads the service model and employment intelligence column.
Watch-outs
- Lighter self-serve platform than Multiplier or Oyster. The model is advisory-first, not dashboard-first, so it concedes the platform column to Multiplier.
- ISO 27001 and SOC 2 aligned with accreditation in progress, so the badge isn't in hand yet. Multiplier holds a broad current certification set and Oyster holds SOC 2 Type II. If your procurement or security review needs the certificate issued today, Teamed concedes the security column and you should ask each provider for current reports and dates.
- Smaller brand and review base than both Oyster and Multiplier, and not B-Corp certified. A procurement team set on the market-leading name, or one that requires B-Corp status, will find Oyster or Multiplier a closer fit than Teamed.
Source: teamed.global/pricing
Why the shortlist matters
Behind every line item is a real person, in a real place.
The fee, the FX and the support model are not abstractions. They decide whether the person you hired in Barcelona or Rome is paid right, on time, by someone who knows their employment law. That is what the ranking is really measuring.
What each stakeholder evaluates
| Criterion | Legal | Finance | People Ops | Security |
|---|---|---|---|---|
| Pricing and FX transparency | Ask for the FX policy in writing from all three before signing. Confirm whether salary conversion uses the mid-market rate, a disclosed spread or an undisclosed margin. | Oyster's published range doesn't separately itemise FX on salary conversions. Multiplier markets zero FX markup, but its own Help Center notes invoice rates come from its bank and can differ from the calculator. Teamed shows the applied rate against mid-market and absorbs FX at zero markup. On a $190,000 gross salary, a 2% unitemised FX element is $3,800 per year per employee. | A published fee and an itemised invoice let you forecast the real cost per hire before the first payroll run. Oyster and Teamed publish predictable per-seat terms; get the actual FX mechanism from Multiplier in writing before comparing headlines. | A timestamped rate against a public reference rate is an auditable record. A rate sourced from your bank on the day of processing is not. |
| Platform, self-serve and security | A self-serve platform speeds routine changes, but ask whether the contract review step in your jurisdiction is automated or supervised by a real HR or legal expert. | Multiplier leads on platform breadth and a low headline price; Oyster leads on fast automated onboarding. Teamed is advisory-led and lighter on self-serve dashboard depth. Model which matters most for your hiring calendar. | Oyster and Multiplier both move fast per G2. Teamed is 24 to 48 hours on the advisory path, but lighter on self-serve dashboard depth. | Certifications sit here too: Multiplier holds a broad current set including ISO 27001:2022 and SOC 2 Type II, Oyster holds SOC 2 Type II, and Teamed is aligned with accreditation in progress. If your review needs a certificate issued today, ask each provider for current reports and dates. |
| Service model and employment intelligence | Ask who handles a contested termination or a complex exit: a dedicated CSM, an AI-assisted support layer, or a real HR or legal expert with jurisdiction-specific credentials. | Oyster's dedicated CSMs are praised for responsiveness. Multiplier pairs a CSM on every plan with 24/5 human support and 100+ in-house legal and tax experts. Teamed gives direct access to real HR and legal experts on all plans, with the Ted layer flagging law changes and the crossover point early. | You want a real person when it matters. Oyster and Multiplier both offer a dedicated CSM layer that handles triage and escalation. Teamed gives direct access to real HR and legal experts. The difference shows up most on hard employment-law moments. | A clear escalation path and employment-law expertise beat a routing queue for incident handling. |
Decision checklist
- Read the small print before you sign. Most EORs require a deposit and many layer on setup, offboarding, minimum-term, no-exit, termination or admin fees. Teamed takes a one-month refundable deposit, charges no onboarding or offboarding fees (an early-exit fee may apply if you leave within 3 months, set out in your contract), and sets the costs out up front.
- Ask every provider the edge-case questions buyers wish they had asked. Will my actual job title go on the contract, even a senior one like CFO? Can you run a shadow payroll if someone splits time across countries? Is contractor misclassification cover on by default or an opt-in add-on? A no on any of these can stall a hire or leave a gap.
- Choose Oyster if fast automated onboarding, a dedicated CSM from day one, and a certified B-Corp supplier matter most. Oyster ties Teamed at the top of the pricing-transparency column, and neither Multiplier nor Teamed carries B-Corp certification.
- Choose Multiplier if you want a modern self-serve platform, a strong contractor and payroll product, and the lowest published base on this list, and you will confirm the actual FX mechanism and deposit terms in writing before signing. Multiplier leads the platform and security columns on this rubric.
- Choose Teamed if the service model and employment intelligence and a managed path to your own entity are the priority, and you want the FX shown at zero markup. Teamed leads those two columns and contests pricing and coverage.
- Ask every provider one question first. Can you reach a real HR or legal expert when something goes wrong, or does it go to a CSM or a ticket queue? The answer tells you more than the pricing page.
- If you're deciding between Oyster and Multiplier alone: ask whether you want fast automated onboarding with a dedicated CSM and B-Corp certification, or a modern self-serve platform with broader certifications and the lowest published base, once you've confirmed its FX mechanism in writing.
Honest take
When Oyster or Multiplier is the better fit.
- Choose Oyster over Teamed if fast automated onboarding, a dedicated CSM relationship and B-Corp certification are the priority, and the advisory model is more than you need at your current scale.
- Choose Multiplier over Teamed if a modern self-serve platform, strong contractor and payroll tooling, and the lowest published base matter more than advisory support, and you have confirmed the actual FX mechanism and deposit terms in writing.
- Choose Multiplier or Oyster if your procurement review needs ISO 27001 or SOC 2 in hand today: Multiplier holds a broad current set, Oyster holds SOC 2 Type II, and Teamed is aligned with accreditation in progress.
- Teamed earns its weight when you have multiple countries, a growing headcount, or a hard compliance edge case. For one hire in a single straightforward market with no expansion plans, a simpler platform may be a better fit.
Teamed leads the service model and employment intelligence and the path to your own entity on this rubric, and contests pricing transparency and coverage. It concedes the platform column to Multiplier and security to the certified providers. A buyer with different priorities should pick differently. We'd rather lose the deal than mismatch the engagement.
Frequently asked questions
Oyster vs Multiplier: which is better?
Neither is universally better. Multiplier leads on platform depth and self-serve and holds a broad current certification set. Oyster ties Teamed at the top of the pricing-transparency column with its published range, and adds fast onboarding, dedicated CSMs and B-Corp certification. Multiplier markets zero FX markup, but its own Help Center notes invoice rates come from its bank and can differ from the calculator, and Oyster's FX isn't itemised either. For a team that wants the service model and employment intelligence, and a managed path to its own entity, Teamed is the alternative to score.Does Oyster or Multiplier own its entities?
Both deliver through a mix of owned entities and local partners, though neither publishes an owned-entity count. Oyster covers 180+ countries primarily through local partners. Multiplier reaches roughly 180 countries through a mix that includes some owned entities, but no specific count appears on any Multiplier primary page. Every EOR in this category, including Teamed, delivers through this kind of mix. What differs is the share and which countries fall on each side. Ask each provider directly whether your specific country is owned or partner-served.Is Multiplier cheaper than Oyster?
Multiplier's published base starts from around $400, lower than Oyster's published range of approximately $599 to $699. But the real cost comparison is in the FX line. Oyster doesn't separately itemise FX markup on salary conversions. Multiplier markets zero FX conversion markup, but its own Help Center notes that invoice rates are sourced from its bank at month start and can differ from the platform's calculator estimate, so the real mechanism isn't disclosed either. Get the FX policy in writing from both before comparing them. Teamed matches Oyster's lower end at $599 and shows the applied rate against the mid-market reference, absorbed at zero markup.Is Oyster HR a good Employer of Record?
Yes, for the buyer it's built for. Oyster has a G2 rating of 4.4 across approximately 1,470 reviews, a published pricing range, dedicated CSMs consistently praised for responsiveness, SOC 2 Type II, and B-Corp certification that carries weight with values-based procurement teams. Its automated onboarding is fast and clean. The caveats: FX markup on salary conversions isn't separately itemised, compliance advisory depth is lighter than the HR and legal expert-led models, and lifecycle tooling is limited. It suits a first-time EOR buyer or a fast-scaling team that values onboarding speed and a dedicated CSM relationship.Which has better support, Oyster or Multiplier?
Both are well-reviewed for support, in different ways. Oyster's dedicated CSMs are praised for the relationship they build and their responsiveness on G2. Multiplier pairs a CSM on every plan, including the entry tier, with 24/5 human support and 100+ in-house legal and tax experts, backing a 4.7 rating across roughly 1,300 G2 reviews. The difference is advisory depth: both CSM models triage and escalate rather than provide direct employment-law expertise. Teamed includes real HR and legal expert access at every plan tier, no bot wall.How was this comparison scored, and who made it?
This comparison was produced by Teamed, one of the three providers scored on the same rubric. We score all three 1 to 5 on six axes, with no weighted total and no overall winner: pricing transparency, coverage and compliance depth, platform and self-serve, security and certifications, service model and employment intelligence, and the path to your own entity. Oyster pricing was verified on 16 June 2026 at oysterhr.com/pricing. Multiplier pricing was verified on 17 June 2026 at usemultiplier.com/pricing. Teamed pricing was re-checked on 22 July 2026. Security status was re-checked on 22 July 2026. G2 ratings were accessed on 16 June 2026. The named author is Tom Price-Daniel, Co-founder, Teamed.
Common questions
Oyster vs Multiplier, which global EOR platform should I choose?
It depends on your priorities. Multiplier leads on platform depth and holds a broad current certification set, from around $400, though its zero-markup FX claim isn't disclosed as a mechanism. Oyster ties Teamed on pricing transparency with a published range of $599 to $699, and adds onboarding speed, dedicated CSMs, SOC 2 Type II and B-Corp certification. Teamed, which produced this guide, matches $599, shows FX against mid-market at zero markup, and includes real HR and legal experts at any tier. Choose Oyster for onboarding and B-Corp, Multiplier for platform once FX is confirmed, or Teamed for the service model and employment intelligence and the entity path.What is the difference between Oyster HR and Multiplier?
Both reach roughly 180 countries. Oyster: B-Corp certified, dedicated CSMs, fast automated onboarding, SOC 2 Type II, published pricing range $599 to $699, FX not separately itemised. Multiplier: leads platform depth, lowest published base from $400, broad certification set (ISO 27001:2022, SOC 2 Type II), responsive support, but its zero-markup FX claim is unverified per its own Help Center. Oyster ties Teamed on pricing. Multiplier leads platform and security. Neither offers a managed path to your own entity.
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