Teamed vs Multiplier
Teamed vs Multiplier, scored on ten dimensions
Teamed is a focused global employment system. Contractor, EOR, your own entity, all on one stack. It leads on cost clarity, support and in-country compliance, and it advises you on the right model wherever you start. Multiplier publishes a lower base and runs a broader HR suite. Choose on whether the sticker and the wider product beat clarity and depth.
1,000+ companies advised
- $599
- Teamed flat fee per employee per month. Every line on the invoice is itemised.
- 24-48h
- Teamed time to first payroll in straightforward markets.
- 4.8
- Teamed G2 rating.
Disclosure
Teamed produced this comparison and is one of the two providers in it. We score what a buyer actually weighs. We name where Multiplier leads: the lower published base, and the broader HR suite. We don't claim to be the cheapest, and we don't claim to win every column.
Teamed vs Multiplier: which one should you choose in 2026?
Teamed is a focused global employment system. Contractor, EOR, your own entity, all on one stack. It leads on cost clarity, support and in-country compliance, and it advises you on the right model wherever you start. Multiplier publishes a lower base and runs a broader HR suite. Choose on whether the sticker and the wider product beat clarity and depth.
The short version
- Compare the all-in cost, not the sticker. Multiplier's base is lower. But it doesn't set out onboarding, minimum term, offboarding or termination. Teamed itemises every line.
- Teamed is a focused global employment platform, contractor to EOR to your own entity on one system. It doesn't replace your HRIS. It connects to the systems you already run. Multiplier runs the broader HR suite.
- You reach a real HR or legal expert when it matters. Not a chatbot, not a ticket queue.
- Whatever you start with, contractor, EOR or an entity, Teamed advises you on the model that fits, and tells you when to change.
At a glance
Teamed
Rated 4.8 on G2
Best for: fast-growing companies with an international footprint that want global employment run properly, real HR and legal experts they can reach, and advice on the right model wherever they start.
Multiplier
Rated 4.7 on G2
Best for: teams that want the lowest published base, or the broadest HR suite with the most self-serve features and one login across HR, IT and payroll.
Shared by both: contractor and EOR on one platform · broad global coverage (Teamed 187+ countries, Multiplier 150-plus) · human support included on every plan
| Where it matters | Who leads | Why |
|---|---|---|
| Headline price | Multiplier | Multiplier's published EOR base starts around $400 per employee per month. Teamed is $599 flat. On the sticker, Multiplier is lower. That gap is real, and worth weighing first. |
| Cost clarity | Teamed | The base is only part of the bill. Multiplier doesn't set out onboarding, minimum term, offboarding or termination. Teamed itemises every line. FX is absorbed at zero markup, with the applied rate shown against the mid-market reference. The deposit and exit terms are set out before you sign. The point isn't a lower price. It's that you see the whole number. |
| Support | Teamed | Both put real people on every plan, so this is close. Teamed leads on the hard cases. You reach an HR or legal expert directly, with no support tier to unlock. On a smaller account, a large provider's queue can leave you waiting. |
| Platform | Draw | Two products, two buyers. Multiplier runs a broader HR suite with more self-serve surface. Teamed is a focused global employment platform, contractor to EOR to your own entity on one system, and it connects to the tools you already run. Want one login for everything? Multiplier. Want global employment done properly alongside your stack? Teamed. |
| Employment intelligence | Teamed | Teamed runs Ted, an AI layer inside the platform. It handles the routine, so you're seen fast. It learns from patterns across customers, so a problem solved once is solved for everyone. It flags law changes and the crossover point before they reach you. Real people approve every outcome. Multiplier doesn't frame this as a capability. |
| Compliance and in-country coverage | Teamed | Teamed delivers compliance in layers, and publishes how. Its own entities in 57 countries. DLA Piper as global counsel for cross-border consistency. Specialist in-country partners on top where a jurisdiction needs them. The best answer isn't always an owned entity. Sometimes it's the right in-country partner, and Teamed shows you which stands behind each country. Multiplier describes broad coverage, but doesn't publish how it's delivered. |
| Coverage breadth | Draw | Teamed reaches 187+ countries. Multiplier markets 150-plus. Both mix owned entities and partners. The totals are close enough that they shouldn't decide it. What matters is the model behind the countries you actually hire in. |
| Security and certifications | Multiplier | Multiplier holds security certifications today. Teamed's controls and processes are in place, with the audit underway, so the certificate isn't issued yet. If your review needs the badge in hand, ask both for current reports and dates. |
| Onboarding speed | Teamed | Teamed publishes 24 to 48 hours to first payroll in straightforward markets. Multiplier markets setup in hours, but that's contract generation, not a paid employee. Ask both for their time to first payroll in your countries. It varies by jurisdiction more than by vendor. |
| Path to your own entity | Teamed | EOR is a stage, not the finish. Teamed advises you on the right model wherever you start, contractor, EOR or your own entity, and tells you when it's time to move. Then it builds the entity and runs it on the same system, with no re-onboarding. Multiplier publishes transition guides, but no modelling and no managed-entity product. |
Teamed on G2
Who Teamed is for
Teamed is built for the forgotten middle. Fast-growing companies with an international footprint that want their global employment run properly, an HR or legal expert they can reach, and advice on the right model wherever they start. If you're hiring at senior salary bands across several countries and want to know what you're signing, this is your fit.
Not the right fit if
- Teams where the lowest published base is the deciding factor. Look at Multiplier itself, from around $400, or Native Teams, from $99. Get the deposit and exit terms in writing, then compare the real all-in cost.
- Teams that want one platform to run all of HR, IT and payroll. Rippling or Deel have the deepest all-in-one product. Teamed connects to those tools rather than replacing them. If consolidating your whole stack is the goal, one of them fits better.
- Teams in a single-market, low-headcount test. Hiring one or two people in one country, with no entities on the horizon? The most self-serve tool will be fastest. Teamed earns its keep once the complexity is real.
Find your pick in 20 seconds
| If you are… | Start with | Why |
|---|---|---|
| Lowest published base is the only criterion | Multiplier or Native Teams | Multiplier from around $400, Native Teams from $99. Get the deposit and exit terms in writing, and read the full contract first. |
| One login for all of HR, IT, payroll and equity | Deel or Rippling | They run the broadest all-in-one suite. Teamed connects to the tools you already run rather than replacing them. |
| Contractor, EOR and your own entity unified on one system, run properly | Teamed | One system across the whole lifecycle, with real HR and legal experts and advice on the right model wherever you start. |
| You want to be told when your own entity beats EOR | Teamed | Teamed models the crossover per country, tells you when to move, and builds the entity on the same system. |
What is the Teamed vs Multiplier comparison?
An Employer of Record (EOR) legally employs your people in a country through its own entity or a vetted local partner. It issues the contract, runs payroll, remits income tax and statutory contributions, and carries the employer obligations while you direct the work. You can hire compliantly in a market before you have a legal entity there.
Multiplier reaches 150-plus countries and starts around $400 per employee per month, one of the lowest published bases in the category. It runs a modern self-serve platform across HR functions, markets setup in hours, and holds security certifications. Teamed reaches 187+ countries and is flat at $599. It is a focused global employment system, not an HR suite: contractor to EOR to your own entity on one stack, connecting to the tools you already run rather than replacing them.
Every EOR delivers through a mix of owned entities and vetted in-country partners, Teamed and Multiplier both. What differs is whether you can see the structure. Teamed publishes three layers: its own legal entities in 57 countries, DLA Piper as global counsel for a consistent standard across borders, and specialist in-country partners on top where a jurisdiction needs them. The best answer isn't always an owned entity. Sometimes the right in-country partner gives you better local depth, and Teamed shows you which stands behind each country. Multiplier describes broad coverage, but doesn't publish how it's delivered.
The two are built for different buyers. If the published base or the breadth of the platform decides it, Multiplier is the stronger answer. If you want global employment run properly by people you can reach, with advice on the right model wherever you start, that is what Teamed is for.
Pricing
Multiplier's base is lower, around $400 against Teamed's $599. If the sticker decides it, that decision is made. But the number that lands on your account is the all-in one, and that's where Multiplier goes quiet. Onboarding, a minimum term, offboarding, termination: none of it is set out on the pricing page. Teamed itemises every line. It absorbs FX at zero markup, with the applied rate shown against the mid-market reference. The deposit and exit terms are set out before you sign. The point isn't that Teamed is lower. It's that you can see the whole cost.
| Detail | Teamed | Multiplier |
|---|---|---|
| Published base | $599 USD / £479 GBP per employee per month, flat. No annual commitment required. | From around $400 per employee per month. Gross salary, employer taxes and mandatory benefits are billed on top. |
| What sits around the fee | Every line itemised. FX absorbed at zero markup, shown against the mid-market reference. The deposit is one month and the exit terms are in the contract. No setup fees. | Onboarding, minimum term, offboarding and termination costs aren't set out on the pricing page. The conversion methodology isn't published. |
See the all-in number
Model both on the same basis before you decide. A lower base with unclear onboarding, notice and exit terms can land above a higher base that itemises everything. Ask both for the full contract, not the pricing page.
Support
Access to a person is close, and we say so. Multiplier includes 24/5 support from local HR and legal experts and a customer success contact on every plan. It's rated 4.7 on G2. Teamed gives direct access to HR and legal experts on all plans, with no support tier to unlock, and is rated 4.8. The gap shows on the hard cases, and on smaller accounts, where a large provider's queue can leave you waiting. Behind the people sits Ted, Teamed's AI layer. It handles the routine so you're seen fast, and flags issues before they land. A real person approves every outcome.
| Detail | Teamed | Multiplier |
|---|---|---|
| Reaching a person | HR and legal experts on all plans. No support tier to unlock. No queue as the default first response. | 24/5 support from local HR and legal experts, with a customer success contact on every plan, including the entry tier. |
| What the system does for you | Ted handles the routine, learns from patterns across customers, and flags law changes and the crossover point early. People approve every outcome. | Responsive and well rated, but reactive by design. |
| Service rating | Rated 4.8 on G2 for service. | Rated 4.7 on G2 across a large review base. |
On a hard case
The test isn't the average ticket. It's the contested exit or the audit. Ask both whether that goes to a real HR or legal expert who knows your account, or into a queue.
Platform
This is a draw because the two products serve different buyers. Multiplier runs a broader HR suite with more self-serve surface. If you want one login for HR, IT, payroll and equity, it fits better. Teamed is a focused global employment platform. It does contractor, EOR and your own entity on one system, and it connects to the tools you already run rather than asking you to move into a new one. Focused is the design, not a gap. The depth goes into global employment, and the rest plugs in.
| Detail | Teamed | Multiplier |
|---|---|---|
| Shape | Focused global employment platform. Contractor to EOR to your own entity on one system. Connects to the HRIS and payroll you already run. | Broader HR suite with wider self-serve surface across HR functions. |
| Best fit | When you want global employment done properly alongside the stack you already run. | When you want one login across HR, IT, payroll and equity. |
Name the systems you run
Teamed integrates with the tools you already use rather than replacing them. Tell both your stack, and ask what connects today, not what is on a roadmap.
Compliance
Every EOR runs on a mix of owned entities and in-country partners. What differs is whether you can see the structure. Teamed publishes it. Its own entities in 57 countries. DLA Piper as global counsel, holding a consistent standard across borders. Specialist in-country partners on top where a jurisdiction needs them. The best answer isn't always an owned entity. Sometimes the right in-country partner gives you better local depth, and Teamed shows you which stands behind each country. Multiplier describes broad coverage, but doesn't publish how it's delivered.
| Detail | Teamed | Multiplier |
|---|---|---|
| How compliance is delivered | Own entities in 57 countries, DLA Piper as global counsel, best in-country partners on top. The structure is published. | Broad coverage described, but the owned-versus-partner structure isn't published. |
| Depth on the hard cases | Real HR and legal experts with local employment-law experience handle contested terminations, consultations and audits directly. | In-house legal and tax experts overall. Ask whether a given country is an owned entity or a partner, and who stands behind a contested case. |
Ask what's behind the flag
A coverage map is a list of countries. For each one you hire in, ask whether the employer is an entity the provider owns or an in-country partner, and who handles it when a case gets difficult.
Your own entity
EOR is a stage, not the destination. Teamed advises you on the right model from your first hire onward, contractor, EOR or your own entity. It models the crossover per country and tells you when to move. Then it builds the entity and runs it on the same system, with no re-onboarding. Multiplier publishes transition guides and a rough headcount rule of thumb. There's no modelling tool, and no managed-entity product.
| Detail | Teamed | Multiplier |
|---|---|---|
| When to move | Models the crossover month per country and tells you when your own entity beats EOR. | Publishes a rough 15 to 20 employee rule of thumb. No modelling tool. |
| Making the move | Builds and runs your entity in 100+ countries on the same system, with no re-onboarding of existing employees. | Transition walkthroughs published. No managed-entity product on the same system. |
Ask before you sign
Ask your provider whether they'll tell you when to move to your own entity, and whether they can build it on the same system. Advice you get before you need it beats a guide you find afterward.
Why the comparison matters
Behind every line item is a real person, in a real place.
The fee, the FX and the support model are not abstractions. They decide whether the person you hired in Barcelona or Rome is paid right, on time, by someone who knows their employment law. That is the comparison worth running.
What each stakeholder evaluates
| Criterion | Legal | Finance | People Ops | Security |
|---|---|---|---|---|
| What you actually pay | Ask both for the currency-conversion policy, the deposit requirement and the exit terms in writing before signing. Multiplier publishes a base, but not a conversion methodology. Teamed absorbs conversion at zero markup on the fee, and sets the terms out before you sign. | Multiplier's base is lower, and that's a real saving. What it doesn't tell you is the conversion cost, the pre-funding, or the onboarding and exit terms. Model those on both sides. The published base is a starting point, not a total. | Either way, your payroll team reconciles salary conversions every month. Ask what rate they will see on the invoice, and whether they can check it against a public reference. | A timestamped applied rate shown against a public mid-market reference is an auditable record. An undisclosed conversion methodology is not. |
| Support when it matters | A contested termination, a consultation or a tax authority question needs a real employment-law expert. Ask whether one is available on your plan, or whether the support model defaults to a queue. | Teamed is rated 4.8 on G2, Multiplier 4.7, so this is close. The difference is the hard case. Teamed gives direct expert access on all plans. Multiplier leads on self-serve breadth. | A real person when it matters, not a ticket queue. Ted sits behind the humans, handling the routine and flagging law changes and the crossover point early, with people approving every outcome. | A direct line to a real escalation contact beats an automated flow for incident handling. Know before you sign who you reach when something goes wrong at speed. |
| The path to your own entity | EOR is a transitional model. Ask whether the provider tells you when the crossover point arrives, and whether it can set up the entity on the same system without re-onboarding your employees. | Teamed models the crossover month when your own entity beats EOR, and flags it. Ask whether your provider will do the same, or stay quiet. | A managed transition on the same system means your employees keep their contracts and their history. No re-onboarding, no gap in coverage. | Your own entity gives you full control over data residency and employment contracts in that country. Teamed sets it up in 100+ countries on the same system you already use. |
How switching from Multiplier to Teamed works
Most switches take four to six weeks. The operational plan is what takes time, not the paperwork. Teamed runs phased cutovers, so overlap is contained and employees never notice a gap.
Step 1
Bring your Multiplier invoice
Share your current Multiplier invoice. Teamed unbundles it line by line: gross salary, statutory at cost, platform fee, conversion residual. You see exactly where the two all-in numbers land.
Step 2
Map the operational plan
Teamed builds the cutover plan per country or per employee cohort: notice-period alignment, payroll-calendar sync, benefits continuity, employee communications. Nothing moves until the plan is agreed.
Step 3
Issue new contracts
New compliant employment contracts issue under Teamed. Employees receive their new payslip structure before the first pay cycle. No re-onboarding overhead.
Step 4
Close the Multiplier relationship
Teamed manages the Multiplier termination timeline and keeps you out of a double-billing period. Most EOR contracts are month-to-month or carry a notice period. Teamed maps the calendar.
Dyke Yaxley · UK chartered accountancy
100% audit capacity added. Zero entity setup.
- Audit capacity in 2024
- +100%
- Compliance issues across the engagement
- 0
- South Africa hires, both retained
- 2
- Entity setup required
- None
Challenge
Dyke Yaxley, a UK chartered accountancy with over a century of history, was turning down audit work in 2024. Local UK talent supply for qualified auditors had not kept pace with client demand. Cross-border hiring felt legally involved for a firm whose brand sits on compliance discipline.
Approach
Dyke Yaxley partnered with Teamed to hire two qualified audit professionals in South Africa via EOR. Teamed handled the South African employment-law side end-to-end: compliant contract, local payroll, statutory tax obligations, and onboarding logistics. No entity setup, no South African legal counsel on retainer, no permanent-establishment exposure.
Result
Both hires exceeded expectations on technical work, client satisfaction, and cultural fit. Audit capacity doubled in 2024. Zero compliance issues across the engagement. The firm went from declining new audit work to confidently taking on additional clients.
Interactive tool
Model both invoices side by side
Paste your headcount and salary mix. The unbundling calculator separates gross salary, statutory costs at cost, the platform fee and the conversion residual. Compare a lower base against a flat fee on the same basis, not on the headline.
Decision checklist
- Choose Teamed for cost clarity. Every line itemised, FX absorbed at zero markup and shown against the mid-market reference, deposit and exit terms set out before you sign.
- Choose Teamed to reach a real HR or legal expert on any plan. Not a chatbot, not a queue.
- Choose Teamed for in-country compliance you can see. Own entities, DLA Piper as global counsel, and the best in-country partners, with the structure published.
- Choose Teamed for advice on the right model wherever you start, and a provider that builds your own entity on the same system when the time comes.
- Choose Multiplier if the published base decides it, or if you want the broader HR suite with one login across HR, IT and payroll.
Honest take
When Multiplier is the better choice
- Choose Multiplier if the lowest published base is the deciding factor. Around $400 against $599 is a real gap. Model both all-in first.
- Choose Multiplier if you want the broader HR suite, with one login across HR, IT, payroll and equity. Teamed connects to those tools rather than replacing them.
- Choose Multiplier if its numbers come out ahead once you have modelled both on the same basis. Do the model, then decide.
Teamed leads on cost clarity, support, in-country compliance and advice on the right model. It doesn't lead on the published base or on breadth of platform, and this page says so. If Multiplier's all-in cost works for you and a wider product is the priority, it may be the right call. We'd rather say that than win a deal that's wrong for both sides.
Questions to ask any EOR before you sign
- 1What deposit or pre-funding do you require, and which setup, onboarding, minimum-term, offboarding, termination or admin costs are in the contract? Read it line by line before you sign.
- 2When I need help, do I reach a real person who knows my account, or do queries route back to a portal and an account manager that keeps changing?
- 3In each country I am hiring in, is the employer an entity you own or an in-country partner, and who handles a contested case?
- 4When my headcount in a country grows, will you tell me when my own entity beats EOR, or do I have to work it out myself?
- 5Will you show the applied currency-conversion rate against the mid-market reference on every invoice?
Frequently asked questions
Is Teamed cheaper than Multiplier?
Not on the published base. Multiplier starts around $400 per employee per month, and Teamed is $599 flat, so on the headline Multiplier is lower. We say so. What the headline doesn't cover is the conversion cost, the deposit and pre-funding, and the onboarding and exit terms. Multiplier publishes a base, but no conversion methodology. Teamed absorbs conversion at zero markup on the fee, shows the applied rate against the mid-market reference, and itemises every line. Get both sets of terms in writing, model them on the same basis, then decide. The point isn't that Teamed is lower. It's that you see the whole number.What is Ted?
Ted is Teamed's AI layer, built into the platform rather than bolted onto the front of it. It handles the routine, so you're seen fast. It learns from patterns across customers, so a problem solved once doesn't have to be solved again. It flags law changes and the crossover point before they reach you. Real people approve every outcome. The intent is that AI gets you to the right expert faster and catches issues while they're small, rather than standing between you and a human. You can always reach a person directly.How does Teamed handle in-country legal compliance?
In three layers, and it publishes the structure. First, Teamed's own legal entities, in 57 countries. Second, DLA Piper as global counsel, holding a consistent legal standard across borders. Third, specialist in-country partners on top, where a jurisdiction needs local depth. Owning an entity is the floor, not the whole job. And the best answer isn't always an owned entity: sometimes the right in-country partner gives you better local depth. Teamed shows you which model stands behind each country. Most providers describe coverage, but don't publish how it's delivered, so you can't tell whether a country is served by an owned entity or a partner.When should I move from EOR to my own entity?
The crossover point depends on headcount and salary mix in each country. As a rough guide, EOR stays more cost-effective than your own entity below roughly 10 to 15 full-time employees in most European markets. Above that, the cumulative per-seat fee approaches the fixed cost of a registered entity, a local director where needed, bookkeeping, and annual filings. Teamed models this crossover per country and flags the month your own entity gets cheaper. It then builds and runs the entity in 100+ countries on the same system, with no re-onboarding of existing employees. Wherever you start, Teamed advises you on the model that fits.Can I switch from Multiplier to Teamed?
Yes. Most EOR contracts are month-to-month or carry a 30 to 90-day notice period. The harder part is the operational cutover: contract timing, payroll-calendar alignment, benefits continuity, and employee communications. Teamed runs phased cutovers, one country or one cohort at a time, so the overlap period is contained. Bring your current Multiplier invoice and MSA, and Teamed maps the cutover plan. Most switches complete in four to six weeks.How do Teamed and Multiplier compare on support?
Closely. Multiplier includes 24/5 support from local HR and legal experts and a customer success contact on every plan, including the entry tier, and is rated 4.7 on G2. Teamed gives direct access to HR and legal experts on all plans, with no support tier to unlock, and is rated 4.8. The gap shows on the hard cases, and on what runs behind the humans. Ted handles the routine and flags law changes and the crossover point early, with people approving every outcome. For a contested exit or a jurisdiction you haven't hired in before, Teamed's model is the fit. For a modern self-serve experience, Multiplier leads.Does Multiplier support contractor management?
Yes. Multiplier runs a dedicated Contractor of Record product, with payments in 120-plus currencies and self-service onboarding, alongside its EOR. Teamed covers contractor management through its Guard and Protect plans. Guard covers up to $10,000 per case of misclassification while you remain the engager. Protect has Teamed engage the contractor directly and take on the liability. The two are built around different centres of gravity, Multiplier around a broad payments product and Teamed around an EOR-first relationship. The right answer depends on which side your workforce actually sits.
Common questions
Teamed vs Multiplier, which is better for a company hiring across Europe?
It depends which of two buyers you are. Multiplier publishes the lower base, from around $400 per employee per month, and runs a broader HR suite. If the base decides it, or you want one login for everything, Multiplier is the stronger answer. Teamed is $599 flat and a focused global employment system: contractor to EOR to your own entity on one stack, connecting to the tools you already run. It leads on cost clarity (every line itemised, FX at zero markup shown against the mid-market reference), support (HR and legal experts on every plan, no tier to unlock), in-country compliance (own entities in 57 countries, DLA Piper as global counsel, best in-country partners, structure published), and advice on the right model wherever you start. For a company hiring at senior salary bands across several European markets that wants employment run properly by people it can reach, Teamed is the stronger fit.Which EOR is the better fit if I already run an HRIS?
Teamed, by design. Most global employment platforms are built to become the system you work in, which means duplicating records you already keep, or migrating off the HRIS you chose. Teamed is a focused global employment platform on purpose. It does contractor, EOR and your own entity, and it connects outward to the HR and payroll stack you already run rather than asking you to replace it. Multiplier, Deel and Rippling run broader HR suites. If consolidating your whole stack onto one vendor is the goal, one of those is the better answer. If you've already invested in an HRIS and want global employment that fits alongside it, that's the case for Teamed. Name the systems you run, and Teamed will confirm what connects.
For the buying committee
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