Two options.Client picks.

Frequently asked questions

• How much am I really paying my EOR each month?+

  More than the bundled invoice shows. The bundled total looks lower because it hides the statutory cost the employer owes anyway — it just doesn't name it. The itemised invoice surfaces that cost on its own line. Itemising does not add cost; it shows you what you were already paying. Both invoices above cover the same Berlin engineer at €120,000 base — same total economic cost, different disclosure.
• What charges aren't on my current EOR invoice that should be?+

  Four lines that most providers either bury in the bundled total or charge separately without flagging upfront: (1) FX margin on salary conversion — typically 1.5–3% undisclosed on cross-border payroll; (2) "out-of-scope" charges for items the contract should cover (work-visa support, employment-document amendments, mid-cycle salary changes); (3) setup fees, sometimes labelled "onboarding" or "implementation"; (4) exit / offboarding fees, sometimes labelled "data-portability" or "termination handling". Teamed charges €0 setup and €0 exit, both written into the MSA, and discloses FX on every cross-border line.
• What FX margin does the Regional Rate carry, and how is it disclosed?+

  The Regional Rate carries a 2% FX margin, shown explicitly on every cross-border line on every invoice — applied rate alongside the mid-market reference. Industry analysis of undisclosed EOR FX markup puts the typical range at 2.3–3%, so 2% sits below the market average and, unlike the market norm, it is itemised rather than buried. The Fixed Rate has no FX line at all — it bills flat in your chosen currency ($599 USD or £479 GBP).
• Are setup or exit fees ever charged?+

  €0 on both rates, contractually. The Master Services Agreement carries the zero-setup and zero-exit guarantee in writing — and the line stays on every invoice (at €0) as a positive disclosure rather than a footnote.
• Why is the Teamed service fee shown in USD on the invoice mockup?+

  Because the buyer in the mockup picked the USD Fixed Rate at contract. The Fixed Rate is dual-denominated — $599 USD or £479 GBP per emp / month — and the buyer chooses which currency the fee bills in when the MSA is signed. The salary in the mockup is paid in EUR (the employee's local currency), and the fee bills in USD (the buyer's chosen currency); no FX margin sits between them because Fixed Rate is flat.
• When does the Fixed Rate make sense vs the Regional Rate?+

  The Fixed Rate is the universal default — flat in $599 USD or £479 GBP, no FX line, fits any buyer regardless of whether payroll crosses currencies. The Regional Rate is a cross-border-specific option at £400 per emp / month + 2% disclosed FX, available only when payroll genuinely crosses currencies (e.g., a GBP-billing buyer paying EUR-denominated employees). For same-currency payroll, the Regional Rate isn't offered — Fixed is the option.