Teamed vs Multiplier, entity setup and EOR lifecycle compared

At a glance

Shared by both: broad global coverage · flat-fee model · human support on every plan · contractor and EOR on one system

Teamed on G2

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Frequently asked questions

• Is Teamed cheaper than Multiplier?+

  Multiplier headlines at $400 per employee per month and Teamed at $599, so sticker price favours Multiplier. Teamed does not claim to be the cheapest EOR. What Teamed offers is cost clarity: the FX is shown on every invoice against mid-market at zero markup, and the total cash-flow picture (including the one-month refundable deposit) is on the pricing page. Multiplier's deposit and pre-funding requirements are in the Help Center, not the pricing page. Read both before comparing the headline numbers.
• Does Multiplier charge FX fees?+

  Multiplier's EOR cost page states it charges no FX conversion margin on international payments. What it does not publish is a rate source, spread methodology or conversion percentage. Its own Help Center concedes that invoice FX rates come from its bank at the start of the month and differ from the rate shown in the platform calculator. That means the zero-margin claim is a marketing position, not a verified absence of FX margin in the invoice rate. Ask Multiplier to show you the applied rate and the mid-market reference on the same invoice before signing.
• What is Multiplier entity setup?+

  Multiplier publishes a walkthrough for transitioning FROM your own legal entity TO an EOR, covering contract migration, visa continuity, deregistration and post-activation support. The reverse path, an EOR moving proactively to set up your own managed entity, is not a published Multiplier service. Multiplier's general EOR-vs-entity content notes that entities typically become cost-effective at roughly 15 to 20 employees in one market, but modelling that crossover per country and setting up the entity is not a published offer. That lifecycle advisory and setup is what Teamed calls Global Entity & Employment Operations (GEMO).
• Does Multiplier require a deposit?+

  Yes. Per Multiplier's own Help Center invoicing FAQ, a deposit invoice is raised at onboarding and must be paid before the employment agreement is signed. The deposit equals the employee's notice-period salary, so a senior hire in a market with a long statutory notice period triggers a larger upfront cash commitment. The deposit is refundable when the employee leaves. Separately, Multiplier pre-funds monthly payroll: a funding invoice must arrive before the first week of each month. Neither requirement appears on the main pricing or EOR marketing pages.
• When should I set up my own entity instead of using an EOR?+

  As a rough guide, EOR stays the simpler structure at a small headcount per country. As you add full-time employees in one country, the cumulative per-seat EOR fee approaches the fixed costs of a registered entity, a local director where required, bookkeeping and annual filings. The crossover point is country-specific. Teamed models it per country and flags it proactively via Global Entity & Employment Operations (GEMO). Once you reach it, Teamed helps you set up your own entity in 90+ countries and can keep managing it for you on the same system, with no re-onboarding.
• Can I switch from Multiplier to Teamed?+

  Yes. Most EOR contracts are month-to-month or carry a 30 to 90-day notice period. The harder part is the operational cutover: payroll-calendar alignment, benefits continuity, employee communications and data portability. Teamed runs phased cutovers, one country or employee cohort at a time, so the overlap period is contained and employees notice nothing except a new contract header. Bring your current Multiplier invoice and Teamed maps the cutover plan and timelines. Most switches complete in four to six weeks.
• How does Teamed handle German Betriebsrat and KSchG?+

  Germany is one of the most compliance-intensive EOR markets in Europe. Teamed operates through its own German entity and handles Betriebsrat (works council) consultations and KSchG (German Dismissal Protection Act) terminations directly with real HR and legal experts. The Betriebsrat has co-determination rights over certain HR decisions including some terminations, so the consultation process must be followed correctly. Teamed runs it with the documentation, notice periods, and approval controls a contested case requires.

• Teamed vs Multiplier for entity setup, which is better?+

  If entity setup and the EOR-to-entity lifecycle are the deciding factors, Teamed leads: it models the crossover per country proactively and helps you set up your own entity via Global Entity & Employment Operations (GEMO) in 90+ countries on the same system with no re-onboarding. Multiplier publishes a walkthrough for moving from an entity to EOR, but not a proactive managed service for the reverse path. Multiplier leads on sticker price ($400 vs $599), current security certifications (SOC 1, SOC 2 Type I/II, ISO 27001:2022) and self-serve speed. Choose Teamed if the entity path matters; choose Multiplier if price and certifications are the primary gates.
• Is Multiplier a good EOR for a fast-growing company planning to set up its own entities?+

  Multiplier is a strong EOR for fast-growing companies that want a low flat fee, human support from day one and self-serve speed. For companies actively planning to move from EOR to their own entity, the gap is that Multiplier does not publish a proactive crossover-modelling or managed entity-setup service in that direction. Its published entity content covers moving from an entity to EOR. If the entity path is in your plan, ask Multiplier explicitly what they offer at that stage before signing. Alternatively, Teamed is built around that lifecycle, with GEMO handling entity setup in 90+ countries and proactive crossover monitoring built in.