Teamed vs Multiplier, scored across the EOR-to-entity lifecycle

At a glance

Shared by both: contractor and EOR on one platform · broad global coverage (Teamed 187+ countries, Multiplier 150-plus) · human support included on every plan

Teamed on G2

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Frequently asked questions

• Is Teamed cheaper than Multiplier?+

  Not on the published base. Multiplier starts around $400 per employee per month, and Teamed is $599 flat, so on the headline Multiplier is lower. We say so. What the headline doesn't cover is the deposit sized at the notice-period salary, the monthly payroll pre-funding, and the conversion cost. Multiplier's deposit and pre-funding terms sit in its Help Center, not the pricing page, and it publishes no conversion methodology. Teamed takes a one-month refundable deposit, does not pre-fund monthly payroll, absorbs conversion at zero markup on the fee, shows the applied rate against the mid-market reference, and itemises every line. Get both sets of terms in writing, model them on the same basis, then decide. The point isn't that Teamed is lower. It's that you see the whole number.
• What is Ted?+

  Ted is Teamed's AI layer, built into the platform rather than bolted onto the front of it. It handles the routine, so you're seen fast. It learns from patterns across customers, so a problem solved once doesn't have to be solved again. It flags law changes and the crossover point before they reach you. Real people approve every outcome. The intent is that AI gets you to the right expert faster and catches issues while they're small, rather than standing between you and a human. You can always reach a person directly.
• Does Multiplier charge FX fees?+

  Multiplier's EOR cost page states it charges no currency-conversion margin on international payments. What it doesn't publish is a rate source or spread methodology. Its own Help Center notes that invoice conversion rates come from its bank at the start of the month and differ from the rate shown in the platform calculator. That means the zero-margin claim is a marketing position, not a verified absence of margin in the invoice rate. Ask Multiplier to show you the applied rate and the mid-market reference on the same invoice before signing. Teamed shows the applied rate against the mid-market reference on every invoice and absorbs conversion at zero markup on the fee.
• Does Multiplier require a deposit?+

  Yes. Per Multiplier's own Help Center invoicing FAQ, a deposit invoice is raised at onboarding and must be paid before the employment agreement is signed. The deposit equals the employee's notice-period salary, so a senior hire in a market with a long statutory notice period triggers a larger upfront cash commitment. The deposit is refundable when the employee leaves. Separately, Multiplier pre-funds monthly payroll: a funding invoice must arrive before the first week of each month. Neither requirement appears on the main pricing or EOR marketing pages. Teamed takes a one-month refundable deposit and does not pre-fund monthly payroll, and sets both terms out before you sign.
• How does Teamed handle in-country legal compliance?+

  In three layers, and it publishes the structure. First, Teamed's own legal entities, in 57 countries. Second, DLA Piper as global counsel, holding a consistent legal standard across borders. Third, the best in-country partners on top, where a jurisdiction needs local depth. It's easy to own an entity. What actually protects you is the right legal and operational support behind it. And the best answer isn't always an owned entity: sometimes the right in-country partner gives you better local depth. Teamed shows you which model stands behind each country. Most providers describe coverage, but don't publish how it's delivered, so you can't tell whether a country is served by an owned entity or a partner.
• What is Multiplier entity setup?+

  Multiplier publishes a walkthrough for transitioning from your own legal entity to an EOR, covering contract migration, visa continuity, deregistration and post-activation support. The reverse path, an EOR moving proactively to set up your own managed entity, is not a published Multiplier service. Multiplier's general EOR-versus-entity content notes that entities typically become cost-effective at roughly 15 to 20 employees in one market, but modelling that crossover per country and setting up the entity is not a published offer. That lifecycle advisory and setup is what Teamed calls Global Entity & Employment Operations (GEMO), covering 100+ countries on the same system.
• When should I set up my own entity instead of using an EOR?+

  The crossover point depends on headcount and salary mix in each country. As a rough guide, EOR stays more cost-effective than your own entity below roughly 10 to 15 full-time employees in most European markets. Above that, the cumulative per-seat fee approaches the fixed cost of a registered entity, a local director where needed, bookkeeping, and annual filings. Teamed models this crossover per country and flags the month your own entity gets cheaper. It then sets up and runs the entity via GEMO in 100+ countries on the same system, with no re-onboarding of existing employees. Wherever you start, Teamed advises you on the model that fits.
• Can I switch from Multiplier to Teamed?+

  Yes. Most EOR contracts are month-to-month or carry a 30 to 90-day notice period. The harder part is the operational cutover: contract timing, payroll-calendar alignment, benefits continuity, and employee communications. Teamed runs phased cutovers, one country or one cohort at a time, so the overlap period is contained and employees notice nothing except a new contract header. Bring your current Multiplier invoice, and Teamed maps the cutover plan and timelines. Most switches complete in four to six weeks.

• Teamed vs Multiplier, which is better for a company planning to set up its own entities?+

  It depends which of two buyers you are. Multiplier publishes the lower base, from around $400 per employee per month, and runs a broader self-serve platform. If the base decides it, or you want a fast product-led start, Multiplier is the stronger answer. Teamed is $599 flat and a focused global employment system: contractor to EOR to your own entity on one stack, connecting to the tools you already run. For a company actively planning to move from EOR to its own entity, Teamed leads: it models the per-country crossover, tells you when your own entity beats EOR, and sets up and runs that entity via Global Entity & Employment Operations (GEMO) in 100+ countries on the same system with no re-onboarding. Multiplier publishes a walkthrough for the entity-to-EOR direction, but no proactive managed service for the reverse path. Teamed also leads on cost clarity, in-country compliance and employment intelligence. Choose Teamed if the entity path and transparency matter; choose Multiplier if the base or a product-led self-serve start is the primary gate.
• Which EOR is the better fit if I already run an HRIS?+

  Teamed, by design. Most global employment platforms are built to become the system you work in, which means duplicating records you already keep, or migrating off the HRIS you chose. Teamed is a focused global employment platform on purpose. It does contractor, EOR and your own entity, and it connects outward to the HR and payroll stack you already run rather than asking you to replace it. Multiplier, Deel and Rippling run broader self-serve suites. If consolidating your whole stack onto one vendor is the goal, one of those is the better answer. If you've already invested in an HRIS and want global employment that fits alongside it, and a managed path to your own entity later, that's the case for Teamed. Name the systems you run, and Teamed will confirm what connects.