Teamed vs Multiplier
Teamed vs Multiplier, entity setup and EOR lifecycle compared
Multiplier headlines at $400 per employee and Teamed at $599, so sticker price favours Multiplier. The question worth asking is what happens after you hire: FX methodology, what the pricing page surfaces versus the Help Center, whether the same team stays with your account when a case gets hard, and which provider proactively helps you move from EOR to your own legal entity when the time comes. On those buyer-priority dimensions Teamed leads: FX and invoice clarity, total-cost transparency, advisory depth and account continuity, owned-entity accountability with a published split, and the entity-setup path. Multiplier keeps two genuine wins, its lower headline price and its more complete current security certifications. Country reach and onboarding style are a wash.
Trusted by 1,000+ growing teams
- $599
- Teamed flat at $599. FX absorbed at zero markup. Applied rate shown next to mid-market on every invoice.
- 4.8
- Rated 4.8 on G2 for service. A real HR or legal expert on every plan, no AI bot wall.
- 100+
- Set up your own entity in 100+ countries via GEMO. Same system, no re-onboarding. Teamed keeps managing it.
Disclosure
This comparison was produced by Teamed, one of the two providers compared here. We score the dimensions a real buyer weighs, and we concede by name the columns where Multiplier is genuinely the better fit, including its lower $400 headline fee, its more complete current security certifications, and its self-serve onboarding speed.
Teamed vs Multiplier, which EOR actually helps you build toward your own entity?
Multiplier headlines at $400 per employee and Teamed at $599, so sticker price favours Multiplier. The question worth asking is what happens after you hire: FX methodology, what the pricing page surfaces versus the Help Center, whether the same team stays with your account when a case gets hard, and which provider proactively helps you move from EOR to your own legal entity when the time comes. On those buyer-priority dimensions Teamed leads: FX and invoice clarity, total-cost transparency, advisory depth and account continuity, owned-entity accountability with a published split, and the entity-setup path. Multiplier keeps two genuine wins, its lower headline price and its more complete current security certifications. Country reach and onboarding style are a wash.
At a glance
Teamed
Rated 4.8 on G2
Best for: fast-growing companies that want cost transparency, a readable invoice, and a proactive partner to help them move from EOR to their own managed entity when the time comes.
Multiplier
Rated 4.7 on G2
Best for: teams whose deciding factor is the lowest flat self-serve price today or a current SOC and ISO certificate as a hard procurement gate, who prefer a product-led self-serve start, and who will read the Help Center on deposit and pre-funding terms before signing.
Shared by both: broad global coverage · flat-fee model · human support on every plan · contractor and EOR on one system
| Where it matters | Who leads | Why |
|---|---|---|
| FX cost transparency | Teamed | Teamed shows the applied salary-conversion rate next to the mid-market reference on every invoice and absorbs FX at zero markup; Multiplier markets zero FX markup but publishes no rate source or spread methodology, and its own Help Center concedes invoice rates come from its bank and differ from the platform calculator. |
| Total-cost transparency, deposit and pre-funding | Teamed | Teamed takes a one-month refundable deposit with no monthly pre-funding and shows it on the pricing page; Multiplier's Help Center, not its pricing page, requires a refundable deposit equal to the notice-period salary before signing plus monthly payroll pre-funding. |
| Human advisory depth and account continuity | Teamed | Both include real HR and legal experts and a dedicated success manager on every plan, so entry-level support is genuine parity; Teamed leads on depth and account continuity, and a current Multiplier customer told us routing a simple query through a large provider added wait time. |
| Owned-entity accountability and published split | Teamed | Teamed publishes that it owns entities in 57 of its 187+ countries; Multiplier markets 150-plus reach through a mix of owned entities and partners but publishes no owned-entity count or owned-vs-partner split, so accountability is harder to verify. |
| Entity lifecycle, EOR to your own entity | Teamed | Teamed models the per-country crossover proactively and sets up and keeps managing your own entity via Global Entity & Employment Operations (GEMO) in 100+ countries on the same system; Multiplier publishes an entity-to-EOR walkthrough but no proactive managed service for the reverse path. |
| Country reach | Draw | Teamed reaches 187+ countries and Multiplier markets 150-plus, both through a mix of owned entities and vetted partners, so raw coverage is not a meaningful differentiator for most buyers. |
| Onboarding, self-serve speed vs advisory assurance | Draw | Multiplier is faster to start with self-serve onboarding ('up and running in hours'); Teamed is advisory-led and reviews the country, contract and hire before the agreement moves, so the right pick depends on whether your priority is launch velocity or compliance assurance. |
| Headline price per employee | Multiplier | Multiplier starts at $400 per employee per month against Teamed at $599, so on the platform sticker price Multiplier is genuinely lower. |
| Security certifications today | Multiplier | Multiplier holds a fuller current certification set (SOC 1, SOC 2 Type I/II, SOC 3, ISO 27001:2022 and PCI-DSS); Teamed is ISO 27001 and SOC 2 aligned with accreditation in progress. |
Teamed on G2
Who Teamed is for
Teamed fits fast-growing companies with an international footprint that want a readable invoice, a real HR or legal expert on every plan, and a path to their own managed entity when the headcount in one country tips past the crossover point. If you want to see the FX on every salary conversion and have your EOR tell you, proactively, when EOR is no longer the right model, Teamed is built for that.
Not the right fit if
- Not sure Teamed is the right fit?. The 20-second picker below routes you honestly, including the cases where Multiplier, Native Teams or G-P is the better call.
Find your pick in 20 seconds
| If you are… | Start with | Why |
|---|---|---|
| Lowest sticker price above all else | Multiplier or Native Teams | Multiplier starts from $400; Native Teams is lower still. Check support depth and total-cost terms before signing. |
| Self-serve, fast setup, smaller team | Multiplier | Self-serve onboarding in hours, a flat $400 fee, and a CSM on every plan suits smaller teams moving quickly. |
| Enterprise, 1,000-plus seats | G-P or Papaya Global | Widest owned-entity coverage and enterprise governance at scale. |
| Fast-growing, international, want entity lifecycle and cost transparency | Teamed | Invoice FX shown at zero markup, real experts on every plan, and GEMO to set up and manage your own entity when you are ready. |
What is the Teamed vs Multiplier comparison?
An Employer of Record (EOR) legally employs your people in a country through its own entity or a vetted local partner. It runs payroll, remits tax, manages statutory obligations, and carries the employment risk while you direct the day-to-day work. You hire compliantly in a new market before you have a legal entity there.
Teamed and Multiplier are both flat-fee EOR providers with broad global reach and human support on every plan. Where they differ is on cost transparency (what the pricing page surfaces versus the Help Center), the path to your own legal entity when you outgrow EOR, and the pace at which each gets you started. Multiplier leads on sticker price. Teamed leads on invoice clarity, the FX line every buyer should read before signing, and the proactive plan for when EOR stops being the right model.
Every EOR, Teamed and Multiplier included, delivers through a mix of entities it owns and vetted local partners. What differs is the share, and which of your countries fall on each side. Ask that question per country, not per brand. Teamed owns its entities in 57 countries within its 187+ total reach and publishes that split. Multiplier reaches its marketed country coverage through a mix of owned entities and a partner network but does not publish a per-country owned-vs-partner breakdown, so ask it to confirm your specific countries in writing.
Pricing and total cost, what you actually pay
Multiplier's $400 headline is lower than Teamed's $599, and that gap is real on the platform fee. What the sticker does not surface is the cash-flow picture. Multiplier's Help Center requires a refundable deposit equal to the employee's notice-period salary before the employment agreement is signed, plus monthly payroll pre-funding that must arrive before the first week of each month. Teamed takes a one-month refundable deposit with no monthly pre-funding requirement. Read the cash-flow terms in both Help Centers before comparing the headline numbers.
| Detail | Teamed | Multiplier |
|---|---|---|
| EOR platform fee | $599 USD / £479 GBP per employee per month, flat. | Starting at $400 per employee per month. No named enterprise tier. |
| Contractor fee | Guard / Protect plans with misclassification cover (Guard: up to $10,000 per case). | Starting at $40 per active contract per month via the Contractor of Record product. |
| Deposit required | One-month refundable deposit. Standard EOR practice. | Refundable deposit equal to the notice-period salary, per Multiplier Help Center. Must be paid before the employment agreement is signed. |
| Monthly payroll pre-funding | Not required. | Required per Multiplier Help Center. Funding invoice must arrive before the first week of each month. |
| Named platform fees | No setup, onboarding or offboarding fees. An early-exit fee applies if a contract ends within three months. | No setup, onboarding, termination or FX fees named on the pricing or cost pages. |
The deposit question to ask before signing
Both providers take a refundable deposit. Multiplier's is sized at the employee's notice-period salary, which can represent a material upfront cash commitment for a senior hire in a market with a long statutory notice period. Read the Help Center's invoicing FAQ before onboarding your first employee, not after.
FX transparency, can you verify what your people cost?
Teamed shows the applied salary-conversion rate against the mid-market reference on every invoice and absorbs FX at zero markup on the fee. The number is there to check. Multiplier states on its EOR cost page that it charges no FX conversion margin on international payments. No rate source, spread methodology or conversion percentage is published anywhere on its primary pages. Multiplier's own Help Center concedes that invoice FX rates come from its bank at the start of the month and differ from the rate shown in the platform calculator.
| Detail | Teamed | Multiplier |
|---|---|---|
| FX on the platform fee | Zero markup. Applied rate shown next to mid-market on every invoice. | States no FX conversion margin. No rate source or spread methodology published on any primary page. |
| Invoice vs calculator rate | The rate on the invoice matches the stated mid-market reference. | Multiplier's Help Center concedes invoice rates come from its bank at month start and differ from the platform calculator rate. |
| Rate transparency | Mid-market reference shown on every invoice. Auditable record. | No published rate source, spread percentage or conversion mechanism. |
The cost of an undisclosed FX line
Industry analysis puts undisclosed EOR FX margins in the 1.5 to 3% range. On a $120,000 salary, that is $1,800 to $3,600 per employee per year that does not appear as a line item. Teamed removes that variable from the forecast by showing the rate and absorbing it at zero markup. Ask any provider to show you the mid-market rate and the applied rate on the same invoice before you sign.
Entity setup and the EOR lifecycle, who helps you scale?
EOR is the right model at small headcount in a country. As headcount grows, a registered local entity often becomes the more cost-effective structure. The crossover is country-specific and depends on salary levels, employer-tax rates and the fixed cost of a local directorship and filings. Teamed monitors that crossover proactively, models it per country, and helps you set up your own entity via Global Entity & Employment Operations (GEMO) in 100+ countries on the same system with no re-onboarding. Because Teamed earns on both EOR and entity management, the advice is not tied to keeping you on EOR.
| Detail | Teamed | Multiplier |
|---|---|---|
| Proactive crossover modelling | Flags the month your own entity becomes the better structure per country, proactively. | Not a published proactive service. Publishes a general EOR-vs-entity comparison noting crossover at roughly 15 to 20 employees in one market. |
| EOR-to-entity setup | GEMO sets up your own entity in 100+ countries and can keep managing it for you, on the same system, no re-onboarding. | Publishes a walkthrough for transitioning from an entity to EOR. A reverse managed-setup service (EOR to your own entity) is not published. |
| Aligned incentive | Earns on both EOR and managed-entity services, so advice to move off EOR is not against its interest. | Primary revenue model is EOR. No published managed-entity service in the other direction. |
| Contractor-to-entity path | One system: contractor Guard / Protect, to EOR, to owned entity via GEMO. Misclassification cover on the contractor tier. | Contractor of Record product alongside EOR, with misclassification indemnification and 120+ currency payments. |
Why entity advice matters
At five employees in Germany, EOR is almost always the right model. At 25 full-time employees there, the per-seat EOR fee can exceed the fixed costs of a German GmbH, local director, payroll bureau and annual filings. That is the crossover point. An EOR that only earns on the per-seat fee has no structural reason to tell you when you have reached it. Teamed models it and tells you.
Human support, who handles a complex case?
Both Teamed and Multiplier include a real Customer Success Manager and access to HR and legal experts on every plan from day one, with no support gated behind a premium tier. This is genuine parity at entry level. Teamed differentiates on depth and account continuity: a named escalation contact who knows your account, real HR and legal experts who handle jurisdiction-specific edge cases, no handoffs to a shared queue. Call intelligence from a current Multiplier customer suggests that query routing through a larger provider can add wait time, particularly for smaller accounts.
| Detail | Teamed | Multiplier |
|---|---|---|
| Human support from day one | Real HR and legal experts on all plans. No AI bot wall. Named escalation contact. | 24/5 HR and legal expert support plus a dedicated Customer Success Manager on all plans including the entry tier. |
| Support hours | Business hours with a clear escalation path and account continuity. | 24/5 per pricing page (the EOR product page states 24/7; treat 24/5 as the spec-level figure). |
| Jurisdiction edge cases | Real HR and legal experts handle Betriebsrat consultations, KSchG terminations and other country-specific edge cases directly. | 100+ in-house legal and tax experts covering a broad range of jurisdictions. |
| Service rating | Rated 4.8 on G2. | Rated 4.7/5 on G2. |
What scale can cost a smaller account
"It's working. However, it's a big company. So whenever I have a question, there are so many people involved and wait time is a little bit long." A Teamed prospect and current Multiplier EOR customer running an employee in France, March 2026. Scale is a genuine strength for Multiplier. For smaller accounts, that same scale can translate into query routing and longer response times.
Coverage, compliance and certifications
Teamed reaches 187+ countries through owned entities plus vetted partners and Multiplier markets 150-plus via a mixed network of owned entities and vetted local partners, so raw reach is not a meaningful differentiator for most buyers. Where they diverge on coverage is transparency: Teamed publishes that it owns entities in 57 of its 187+ countries, whereas Multiplier publishes no owned-entity count or owned-vs-partner split, and neither publishes a full per-country breakdown, so ask either provider to confirm your specific countries in writing. The other divergence is security certifications, where Multiplier holds an active set today (SOC 1, SOC 2 Type I/II, SOC 3, ISO 27001:2022 and PCI-DSS) and Teamed is ISO 27001 and SOC 2 aligned with accreditation in progress.
| Detail | Teamed | Multiplier |
|---|---|---|
| Country reach | 187+ countries via a mix of its own entities and vetted in-country partners. | Markets 150-plus countries via a mix of owned entities and a partner network. No owned-entity count published. |
| In-house legal and tax experts | Real HR and legal experts handling jurisdiction-specific edge cases (Germany: Betriebsrat, KSchG) with verifiable employment-law credentials. | 100+ in-house legal and tax experts covering a broad range of jurisdictions. |
| Security certifications | ISO 27001 and SOC 2 aligned; accreditation in progress. Maker-checker controls and a documented audit trail in place. | SOC 1, SOC 2 Type I/II, SOC 3, ISO 27001:2022 (plus ISO 27017 and ISO 27018), PCI-DSS and GDPR claimed on the security page. |
| Infrastructure | GDPR-compliant, configurable data residency. | AWS-hosted, GDPR adherence stated on the security page. |
On certifications
If a current security certificate is a hard procurement gate, Multiplier holds the more complete set today. Teamed is ISO 27001 and SOC 2 aligned with accreditation in progress. What Teamed adds now is human ownership of an incident: maker-checker controls and a real named escalation contact who knows your account.
Self-serve speed vs advisory depth
Multiplier's onboarding is designed for self-serve speed. Its EOR product page claims 'up and running in hours' and 'compliant contract in 5 minutes'. The primary entry path routes to a demo booking; a separate email sign-up exists on the account page for self-service starts. Teamed is advisory-led: it reviews the country, the contract and the hire before the agreement moves. Setup takes longer but goes out with fewer surprises. The right model depends on whether your priority is launch velocity or compliance confidence.
| Detail | Teamed | Multiplier |
|---|---|---|
| Onboarding model | Advisory-led. Country review, contract check and legal verification before onboarding proceeds. | Self-serve speed: 'up and running in hours', 'compliant contract in 5 minutes'. Primary CTA routes to a demo booking. |
| HRIS integrations | Integrates with major HRIS and payroll platforms. No rip-and-replace. | Named connectors to BambooHR, HiBob, Zoho People, Workday (via API), Personio, SAP SuccessFactors, QuickBooks and Expensify. |
| Contractor self-serve | Guard / Protect plans with misclassification cover. | Dedicated Contractor of Record product with self-service onboarding, 120+ currency payments and misclassification indemnification. |
Speed vs confidence
A compliant employment contract in five minutes sounds fast. What matters is whether it is compliant in your specific country, with your specific hire. Teamed reviews each engagement before it goes out. That adds days, not weeks, and it is how you avoid a termination dispute you did not see coming.
Security and controls, what a GC checks before signing
Multiplier holds the more complete certification set today: SOC 1, SOC 2 Type I/II, SOC 3, ISO 27001:2022, ISO 27017, ISO 27018 and PCI-DSS, all claimed on its security page with AWS infrastructure. Teamed is ISO 27001 and SOC 2 aligned with accreditation in progress, paired with maker-checker controls on every payroll change and a documented audit trail. If a current certificate is a hard gate for your procurement team, weigh that honestly.
| Detail | Teamed | Multiplier |
|---|---|---|
| Certifications | ISO 27001 and SOC 2 aligned; accreditation in progress. | SOC 1, SOC 2 Type I/II, SOC 3, ISO 27001:2022 (plus ISO 27017 and ISO 27018), PCI-DSS and GDPR claimed on the security page today. |
| Controls | Maker-checker approval on changes, a documented audit trail, and configurable data residency. | AWS-hosted infrastructure with GDPR adherence and the published certification set. |
| Who you call in an incident | A real escalation contact who knows your account, on every plan. | A dedicated Customer Success Manager on all plans. |
The certification gap, honestly
Multiplier holds the more complete certification set today. If SOC 2 Type II or ISO 27001:2022 is a hard procurement gate, Multiplier clears it now; Teamed is in progress. What Teamed adds is human ownership of an incident: maker-checker control and a named escalation contact who knows your account.
Why the comparison matters
Behind every line item is a real person, in a real place.
The fee, the FX and the support model are not abstractions. They decide whether the person you hired in Barcelona or Rome is paid right, on time, by someone who knows their employment law. That is the comparison worth running.
What each stakeholder evaluates
| Criterion | Legal | Finance | People Ops | Security |
|---|---|---|---|---|
| Pricing and total cost of ownership | Read both Help Centers before signing. Multiplier's deposit and pre-funding requirements are in the Invoicing FAQ, not the marketing pages. Ask for the full payment-flow terms in writing: deposit amount, pre-funding schedule and refund conditions. | Multiplier's $400 platform fee is lower. Add the deposit (notice-period salary per employee, refundable) and the monthly payroll pre-funding requirement; those are working-capital demands the headline does not include. Model the cash-flow impact alongside the platform fee. | A deposit tied to notice-period salary means a senior hire in Germany (where notice periods can run three to six months) triggers a material upfront payment before the employment agreement is signed. Plan for it. | Both providers require a deposit. Teamed takes one month refundable; Multiplier takes the notice-period salary. That distinction has procurement and working-capital implications depending on seniority and jurisdiction. |
| FX transparency | Ask for the FX policy in writing before signing. Teamed shows the applied rate against mid-market and absorbs FX at zero markup. Multiplier states no FX conversion margin is charged but publishes no rate source or methodology. Ask Multiplier to show the mid-market reference and the applied rate on the same invoice. | An undisclosed FX spread is invisible on the invoice and cannot be forecast. Teamed's zero-markup policy removes that variable. The industry range for undisclosed EOR FX margins is 1.5 to 3% of salary. On a team of ten employees averaging $100,000 each, that is $15,000 to $30,000 per year that does not appear as a line item. | A clean FX line on every payslip simplifies year-end reconciliation. No one needs to call you to ask why their local salary looks different from the converted figure you quoted them. | A timestamped applied rate shown against a public mid-market reference is auditable. An undisclosed spread is not. |
| Entity setup and long-term structure | EOR is a transitional model for most companies. Ask whether the provider will tell you when your own entity becomes the better structure, and whether it can set it up and manage it without re-onboarding your employees. | Teamed models the crossover per country and flags it proactively. Because Teamed earns on both EOR and entity management, it has no incentive to keep you on EOR past the right time. Model the crossover now: at what headcount per country does a registered entity beat the per-seat EOR fee? | A managed transition via Global Entity & Employment Operations (GEMO) means your employees keep their contracts and employment history. No re-onboarding, no gap in benefits continuity. | Your own entity gives you full control over data residency and employment contracts in that country. GEMO sets it up in 100+ countries on the same system you already use. |
How moving from EOR to your own entity works with Teamed
Most teams do not realise they have crossed the crossover point until a finance director runs the numbers. Teamed runs those numbers for you, per country, so the decision is a proactive one. Global Entity & Employment Operations (GEMO) then sets up the entity and keeps managing it. Your employees notice nothing except a new contract header.
Step 1
Identify the crossover
Teamed models the per-country crossover: the headcount at which a registered local entity costs less than the cumulative per-seat EOR fee. It flags the month you approach that threshold so the decision is yours to make proactively.
Step 2
Set up the entity
GEMO handles entity incorporation in 100+ countries: registration, local directorship where required, banking, and statutory employer obligations. Most setups complete without you needing a local lawyer or a separate engagement.
Step 3
Transition employees to the new entity
New employment contracts issue under your own entity. Employees receive their updated contract and payslip structure before the first pay cycle. No re-onboarding overhead, no gap in benefits continuity.
Step 4
Teamed keeps managing it
Once your entity is live, Teamed continues running payroll, statutory filings and compliance monitoring on your behalf. One system, the same team, whether you are on EOR or your own entity.
Dyke Yaxley · UK chartered accountancy
100% audit capacity added. Zero entity setup.
- Audit capacity added in 2024
- +100%
- Compliance issues across the engagement
- 0
- South Africa hires via EOR, both retained
- 2
- Entity setup required
- None
Challenge
Dyke Yaxley, a UK chartered accountancy with over a century of history, was turning down audit work in 2024. Local UK talent for qualified auditors had not kept pace with client demand. Cross-border hiring felt too legally fraught for a firm whose brand sits on compliance discipline.
Approach
Dyke Yaxley partnered with Teamed to hire two qualified audit professionals in South Africa via EOR. Teamed handled the South African employment-law side end-to-end: compliant contract, local payroll, statutory tax obligations, and onboarding logistics. No entity setup, no South African legal counsel on retainer, no permanent-establishment exposure.
Result
Both hires exceeded expectations on technical work, client satisfaction, and cultural fit. Audit capacity doubled in 2024. Zero compliance issues across the engagement. The firm went from declining new audit work to confidently taking on additional clients.
Interactive tool
Model the FX on your current EOR invoice
Paste your employee headcount and salary mix. The unbundling calculator separates the platform fee, statutory costs and the FX residual. Most teams find they cannot see a $1,500 to $3,500 per-employee per-year variable they had assumed was zero.
Decision checklist
- Choose Teamed if invoice FX transparency matters to you. The applied rate sits next to the mid-market reference on every invoice, absorbed at zero markup.
- Choose Teamed if you want a partner that tells you, proactively, when your own entity beats EOR per country, and can set it up and manage it via GEMO in 100+ countries.
- Choose Teamed if you want a real HR or legal expert on every plan with account continuity and no handoffs to a shared queue.
- Choose Multiplier if the $400 headline fee is the deciding factor and you have read the Help Center on deposit and pre-funding terms before signing.
- Choose Multiplier if self-serve onboarding speed is your overriding priority and you prefer a product-led start; both providers include human experts on every plan, so that is not the deciding factor.
- Choose Multiplier if current security certifications (SOC 1, SOC 2 Type I/II, ISO 27001:2022) are a hard procurement gate today.
- Look elsewhere if you are a 1,000-plus seat enterprise (G-P or Papaya) or your only test is the lowest published price (Native Teams).
Honest take
When Multiplier is the better choice
- Choose Multiplier if sticker price is the primary test. Multiplier's $400 per employee per month headline is meaningfully lower than Teamed's $599, and the self-serve model makes it easy to start quickly.
- Choose Multiplier if current security certifications are a hard procurement gate. Multiplier holds SOC 1, SOC 2 Type I/II, SOC 3, ISO 27001:2022, ISO 27017, ISO 27018 and PCI-DSS today. Teamed is ISO 27001 and SOC 2 aligned with accreditation in progress.
- Choose Multiplier if your team weights self-serve onboarding speed above advisory review. Its product-led model gets a straightforward hire live fast; Teamed reviews each engagement first, which adds days but catches surprises, so this one comes down to your priority rather than a clear win for either.
Teamed leads FX transparency, total-cost clarity, advisory depth and continuity, owned-entity transparency and the proactive entity-lifecycle path. Multiplier keeps two genuine wins, its headline price and its more complete current certifications; onboarding style and country reach are a wash. Read both Help Centers before signing, not just the pricing pages. We would rather you picked well than picked us.
Questions to ask any EOR before you sign
- 1What deposit or pre-funding do you require before onboarding starts? Is the deposit refundable, and when is it returned?
- 2Will you show me the FX rate on every salary conversion, in writing, against the mid-market reference rate?
- 3In each country I hire in, am I employed through your own entity or a local partner? Can you confirm that per country?
- 4At what point does setting up my own entity cost less than EOR, and will you tell me proactively when I reach that threshold?
- 5If I want to set up my own entity, can you run the setup and keep managing it? Is that on the same system with no re-onboarding?
- 6Who handles a contested termination or a tax-authority question, and is that access on my current plan or only a higher tier?
- 7Which of my existing HR and payroll platforms do you integrate with natively?
- 8What are your security certifications today? SOC 2, ISO 27001, or still in progress?
- 9What are the notice period, exit terms and data-portability conditions if I need to move?
- 10Is contractor misclassification cover included by default or an opt-in add-on?
Frequently asked questions
Is Teamed cheaper than Multiplier?
Multiplier headlines at $400 per employee per month and Teamed at $599, so sticker price favours Multiplier. Teamed does not claim to be the cheapest EOR. What Teamed offers is cost clarity: the FX is shown on every invoice against mid-market at zero markup, and the total cash-flow picture (including the one-month refundable deposit) is on the pricing page. Multiplier's deposit and pre-funding requirements are in the Help Center, not the pricing page. Read both before comparing the headline numbers.Does Multiplier charge FX fees?
Multiplier's EOR cost page states it charges no FX conversion margin on international payments. What it does not publish is a rate source, spread methodology or conversion percentage. Its own Help Center concedes that invoice FX rates come from its bank at the start of the month and differ from the rate shown in the platform calculator. That means the zero-margin claim is a marketing position, not a verified absence of FX margin in the invoice rate. Ask Multiplier to show you the applied rate and the mid-market reference on the same invoice before signing.What is Multiplier entity setup?
Multiplier publishes a walkthrough for transitioning FROM your own legal entity TO an EOR, covering contract migration, visa continuity, deregistration and post-activation support. The reverse path, an EOR moving proactively to set up your own managed entity, is not a published Multiplier service. Multiplier's general EOR-vs-entity content notes that entities typically become cost-effective at roughly 15 to 20 employees in one market, but modelling that crossover per country and setting up the entity is not a published offer. That lifecycle advisory and setup is what Teamed calls Global Entity & Employment Operations (GEMO).Does Multiplier require a deposit?
Yes. Per Multiplier's own Help Center invoicing FAQ, a deposit invoice is raised at onboarding and must be paid before the employment agreement is signed. The deposit equals the employee's notice-period salary, so a senior hire in a market with a long statutory notice period triggers a larger upfront cash commitment. The deposit is refundable when the employee leaves. Separately, Multiplier pre-funds monthly payroll: a funding invoice must arrive before the first week of each month. Neither requirement appears on the main pricing or EOR marketing pages.When should I set up my own entity instead of using an EOR?
As a rough guide, EOR stays the simpler structure at a small headcount per country. As you add full-time employees in one country, the cumulative per-seat EOR fee approaches the fixed costs of a registered entity, a local director where required, bookkeeping and annual filings. The crossover point is country-specific. Teamed models it per country and flags it proactively via Global Entity & Employment Operations (GEMO). Once you reach it, Teamed helps you set up your own entity in 100+ countries and can keep managing it for you on the same system, with no re-onboarding.Can I switch from Multiplier to Teamed?
Yes. Most EOR contracts are month-to-month or carry a 30 to 90-day notice period. The harder part is the operational cutover: payroll-calendar alignment, benefits continuity, employee communications and data portability. Teamed runs phased cutovers, one country or employee cohort at a time, so the overlap period is contained and employees notice nothing except a new contract header. Bring your current Multiplier invoice and Teamed maps the cutover plan and timelines. Most switches complete in four to six weeks.How does Teamed handle German Betriebsrat and KSchG?
Germany is one of the most compliance-intensive EOR markets in Europe. Teamed operates through its own German entity and handles Betriebsrat (works council) consultations and KSchG (German Dismissal Protection Act) terminations directly with real HR and legal experts. The Betriebsrat has co-determination rights over certain HR decisions including some terminations, so the consultation process must be followed correctly. Teamed runs it with the documentation, notice periods, and approval controls a contested case requires.
Common questions
Teamed vs Multiplier for entity setup, which is better?
If entity setup and the EOR-to-entity lifecycle are the deciding factors, Teamed leads: it models the crossover per country proactively and helps you set up your own entity via Global Entity & Employment Operations (GEMO) in 100+ countries on the same system with no re-onboarding. Teamed also leads FX and total-cost transparency, advisory depth with account continuity, and owned-entity accountability with a published split. Multiplier publishes a walkthrough for moving from an entity to EOR, but not a proactive managed service for the reverse path. Multiplier's two genuine wins are sticker price ($400 vs $599) and current security certifications (SOC 1, SOC 2 Type I/II, ISO 27001:2022); self-serve onboarding speed is a real Multiplier strength for buyers who weight it. Choose Teamed if the entity path and cost transparency matter; choose Multiplier if price or a current certificate is the primary gate.Is Multiplier a good EOR for a fast-growing company planning to set up its own entities?
Multiplier is a strong EOR for fast-growing companies that want a low flat fee, human support from day one and self-serve speed. For companies actively planning to move from EOR to their own entity, the gap is that Multiplier does not publish a proactive crossover-modelling or managed entity-setup service in that direction. Its published entity content covers moving from an entity to EOR. If the entity path is in your plan, ask Multiplier explicitly what they offer at that stage before signing. Alternatively, Teamed is built around that lifecycle, with GEMO handling entity setup in 100+ countries and proactive crossover monitoring built in.
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