Multiplier vs Velocity Global · scored on six axes · 2026
Multiplier vs Velocity Global: which EOR fits your team?
Multiplier is the better pick if onboarding speed, a human Customer Success Manager on every plan and a clear published starting price matter most.
Pebl (formerly Velocity Global) is the better pick for integration depth, wide reach and enterprise compliance, if AI-first support suits you. Both hold current security certifications, and neither publishes its FX terms. Unless you're a global enterprise, Teamed is the better choice than either if you expect to outgrow EOR: one system from first contractor to your own entity, with the crossover month modelled for you.
GEMO then sets up and runs your entity in 100+ countries, and neither rival offers a managed path there. Real HR and legal experts come on every Teamed plan, with zero FX markup. Choose Pebl for platform depth, or Multiplier for speed to first payroll.
Rated 4.8 out of 5 on G2
- 3
- EOR providers scored on one rubric
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- rubric axes
- 4.8
- Teamed rating on G2, out of 5
Disclosure
Teamed wrote this page and scores Multiplier, Pebl (formerly Velocity Global) and itself on the same published six-axis rubric.
Multiplier vs Velocity Global: which is better?
Multiplier is the better pick if onboarding speed, a human Customer Success Manager on every plan and a clear published starting price matter most. Pebl (formerly Velocity Global) is the better pick for integration depth, wide reach and enterprise compliance, if AI-first support suits you.
Both hold current security certifications, and neither publishes its FX terms. Unless you're a global enterprise, Teamed is the better choice than either if you expect to outgrow EOR: one system from first contractor to your own entity, with the crossover month modelled for you.
GEMO then sets up and runs your entity in 100+ countries, and neither rival offers a managed path there. Real HR and legal experts come on every Teamed plan, with zero FX markup. Choose Pebl for platform depth, or Multiplier for speed to first payroll.
Our pick: Teamed, best for growing companies that expect to outgrow EOR and want one system from first contractor to their own entity, the crossover month modelled for them, and real HR and legal experts on every plan.
What is Multiplier vs Velocity Global?
Multiplier and Velocity Global are two of the faster-growing Employer of Record (EOR) platforms in a crowded category. An EOR legally employs your people in a country where you have no entity, issues the local contract, runs payroll, remits statutory contributions, and carries the legal employer obligations while you direct the day-to-day work. You pay a monthly fee per employee and avoid the cost and time of setting up your own legal entity.
Both platforms started from different angles. Multiplier built its reputation on a simple, well-priced product: published EOR pricing, a modern self-serve dashboard, and human support with a dedicated Customer Success Manager on every plan. Velocity Global (rebranded to Pebl in September 2025) grew on enterprise compliance depth, a broad 185-plus country footprint, a centralised Global Work Platform and 250-plus published integrations. They meet in the mid-market today with close headline prices but meaningfully different models behind them.
The question buyers typically ask is not which is cheaper. Pebl's flat $399 sits below Multiplier's $459 annual rate, but neither headline is the full cost. The questions worth asking are: can you see the full cost, including currency conversion? Is support genuinely human and available when you need it? Which certifications does your procurement review need in hand today? And does your provider have a way to help you move toward your own entity when the EOR model stops making financial sense? On those axes the two platforms diverge, and that is what this six-axis scored rubric maps.
Methodology
How we scored this comparison
Three providers are scored 1 to 5 on six criteria. No single weighted total. Each provider leads the columns it genuinely wins. Teamed, the publisher, is included as the recommended alternative and scored on exactly the same criteria.
- Pricing transparency
- Whether the all-in cost of a hire (the fee, the deposit, onboarding, and offboarding or termination) is stated up front and predictable. Scored on clarity, not on price level: a published fee you can read beats a lower base with unstated deposit, pre-funding and exit terms. The FX rate on salary conversions is one clause of that test, not the whole frame.
- Coverage and compliance depth
- Depth and legal robustness of in-country coverage across the markets you hire in: the owned-entity versus partner structure behind each country, how broad the published footprint is, and how well real HR and legal experts handle the hard edge cases (a contested exit, a complex termination, a compliance question that cannot wait for a ticket queue). Broad-network players lead raw breadth; owned entities plus in-house counsel lead depth.
- Platform and self-serve
- Product surface, self-serve flows, integration and API depth, and speed to first payroll for teams running global hiring themselves across multiple markets without a dedicated EOR operations team.
- Security and certifications
- ISO 27001 and SOC 2 Type II held today: the certifications a procurement or security review asks to see, checked against each provider on 22 July 2026.
- Service model and employment intelligence
- Ongoing human employment expertise plus AI assistance across the lifecycle (for Teamed, the Ted layer): whether real HR and legal experts own the hard moments directly, and how well the system flags employment-law changes and the crossover point before they reach you.
- Path to your own entity
- Whether the provider moves you from contractor to EOR to your own entity on one system, flags the crossover point, and can set up the entity through a service like Global Entity & Employment Operations (GEMO).
How we gathered evidence
The six axes are pricing transparency, coverage and compliance depth, platform and self-serve, security and certifications, service model and employment intelligence, and the path to your own entity. Multiplier and Pebl (formerly Velocity Global) figures are verified against each provider's own pricing page, Help Center, G2 and press releases, last checked 17 June 2026. Multiplier prices were re-checked on 2 October 2026, and certifications on 22 July 2026: Pebl holds ISO/IEC 27001:2022 and SOC 2 Type II, and Multiplier holds a broad current set. Where a provider does not publish a figure (an FX rate, an owned-entity split, a contractor price), we say so rather than invent one. G2 ratings carry a verification caveat where G2 blocked an automated read and the rating rests on index snapshots plus corroborating sources. Teamed figures come from teamed.global.
Considered & excluded
The two providers a buyer evaluating this matchup would naturally shortlist, plus Teamed as the disclosed publisher and recommended alternative.
- Deel, Remote, Rippling, Oyster, G-P, Papaya: Out of scope for this focused three-provider rubric. See the Deel alternatives page for the full EOR market scored on the same criteria.
How they score, criterion by criterion
Each column is a different priority. Pick the ones that matter to you, then read the write-ups below.
| Provider | Pricing transparency | Coverage and compliance depth | Platform and self-serve | Security and certifications | Service model and employment intelligence | Path to your own entity |
|---|---|---|---|---|---|---|
| Multiplier | Leads | Leads | ||||
| Pebl (formerly Velocity Global) | Leads | Leads | ||||
| Teamed(us) | Leads | Leads |
Scored 1–5 on each criterion from the published rubric above. The highlighted cell leads that column. Teamed is scored on exactly the same criteria as every other provider.
#1
Multiplier
Best for: fast-scaling teams that want a modern, well-reviewed platform with human support and published tiers from $459 a month, once the deposit, pre-funding, add-on and FX terms are confirmed in writing.
Multiplier built its reputation on a simple, well-priced offer. EOR pricing now starts from $459 per employee per month billed annually ($499 billed monthly). It pairs a platform designed for speed with human support, including a dedicated Customer Success Manager on every plan, not gated behind a premium tier. The G2 rating of 4.7 out of 5 reflects a product that works for buyers who use it. Onboarding is measured in hours, contracts are generated in minutes, and the Contractor-of-Record product is mature, covering 150-plus countries with misclassification indemnification and payments in 120-plus currencies.
On cost it contests the pricing column. Its two published tiers are clear, though Pebl's flat $399 is the lower headline. Its pricing page also lists compliance-mandated add-ons and an implementation fee where applicable, neither priced. What keeps it off a clean sweep is the cash flow it does not surface on its marketing pages: Multiplier's own Help Center requires a refundable deposit equal to the notice-period salary, due before the contract is signed, plus monthly payroll pre-funding. It markets zero FX conversion markups but publishes no rate source or methodology, and the Help Center concedes that invoice FX rates differ from the calculator estimate. You can model the real cost, but you have to read past the pricing page to do it.
The platform connects to a curated set of named HRIS tools (BambooHR, HiBob, Zoho, Workday, Personio, SAP SuccessFactors) via sync connectors rather than a broad integration marketplace, and it carries a strong current certification set. It has 100-plus in-house legal and tax experts. The gap is the lifecycle: there is a published walkthrough for moving from an entity to an EOR, but no productised path or crossover modelling for the direction buyers grow into, moving from EOR to their own entity.
- Countries
- 150-plus via a hybrid owned-entity-plus-partner model
- Entity model
- Hybrid owned entities plus partners; no owned-versus-partner country split published
- Onboarding
- Fast, hours not weeks, with a CSM on every plan from day one
- Contractors
- Yes, dedicated Contractor-of-Record product with misclassification indemnification
- Pricing
- From $459 (annual) / $499 (monthly) per employee per month, plus unpriced compliance add-ons and implementation fee; deposit and payroll pre-funding apply · verified 2026-07-22
- G2
- 4.7/5
Strengths
- Two published EOR tiers, from $459 (annual) or $499 (monthly) per employee per month, a clear starting point, plus a marketed zero-FX-markup position.
- Human support and a dedicated CSM on every plan from $459, not gated behind a premium tier. Rated 4.7 out of 5 on G2 with a strong track record on onboarding experience.
- A mature Contractor-of-Record product with misclassification indemnification, country-specific contracts and automated payments in 120-plus currencies, covering a mixed employee-and-contractor workforce.
- 100-plus in-house legal and tax experts and a comprehensive current certification set: SOC 1, SOC 2 Type I and II, SOC 3 (public report), ISO 27001:2022, 27017, 27018, PCI-DSS and GDPR, which leads the security column alongside Pebl.
Watch-outs
- Its own Help Center requires a refundable deposit equal to the notice-period salary before contract signing, plus monthly payroll pre-funding, neither visible on its marketing pages. Compliance add-ons and an implementation fee are also listed without prices, so the headline does not tell the whole pricing story.
- Markets zero FX conversion markups but publishes no rate source or methodology, and the Help Center concedes invoice FX rates differ from the calculator estimate, so the all-in cost is not readable from the pricing page alone.
- No productised path from EOR to your own entity, and buyers running a smaller footprint tell us support can feel slow when account size is modest.
Source: usemultiplier.com/pricing
#2
Pebl (formerly Velocity Global)
Best for: teams that want broad reach across 185-plus countries, a deep integration catalogue and an enterprise compliance posture, and are comfortable with an AI-first support model for day-to-day queries.
Velocity Global rebranded to Pebl in September 2025 and repositioned as an AI-first global hiring platform. The breadth is real: 185-plus countries including all 50 US states, owned entities in 65 of them, a centralised Global Work Platform and 250-plus published integrations across HRIS, ATS, finance and collaboration tools (Workday, ADP, BambooHR, HiBob, UKG, Dayforce, Oracle, Greenhouse). It leads the platform column here. The compliance backbone is enterprise-grade, with an in-house award-winning legal team backed by Baker McKenzie, ISO/IEC 27001:2022 and SOC 2 Type II, so it also leads the security column alongside Multiplier.
That owned-entity share and enterprise posture is why it contests the coverage column with Teamed: broad raw breadth on one side, owned entities plus in-house counsel on the other. Day-to-day support runs through the Alfie AI assistant, which smart-routes to a human specialist when expertise is needed. The model is genuinely hybrid rather than chatbot-only, but buyers whose instinct is to call a person first will find the AI layer sits in between. Pricing is simple on the surface: a single flat $399 per employee per month. What is not published is any FX rate or currency-conversion mechanism, which is what pulls its pricing-transparency score down.
The lifecycle gap is sharper than Multiplier's. Pebl positions EOR explicitly as an alternative to entity setup and offers no managed path or crossover modelling for moving to your own entity. If your team is growing toward the point where entity setup makes financial sense, that advisory function is missing. The contractor product is strong: 180-plus countries, 50 locally tailored contracts, automated payments, and a dedicated global-equity offering covering RSUs, stock options, phantom units and crypto token programmes.
- Countries
- 185+ reach, owned entities in 65
- Entity model
- Owned entities in 65 markets, in-country partner network for the rest
- Onboarding
- AI-led, self-serve portal, onboarding in as little as 24 hours
- Contractors
- Yes, 180+ countries with 50 locally tailored contracts, e-signature and automated payments
- Pricing
- $399 / employee / month, flat (FX terms not published; "Terms and conditions apply") · verified 2026-07-22
- G2
- 4.6/5
Strengths
- One of the widest published footprints in the category, 185-plus countries including all 50 US states, with owned entities in 65 markets, which contests the coverage column on raw breadth.
- A deep platform and integration ecosystem, with a broad published integration catalogue across HCM, HRIS, ATS, finance and collaboration (Workday, ADP, BambooHR, HiBob, UKG, Dayforce, Oracle, Greenhouse) on a centralised Global Work Platform. It leads the platform column here.
- Enterprise compliance posture: ISO/IEC 27001:2022, SOC 2 Type II, GDPR and APEC CBPR adherence, plus an in-house legal team backed by Baker McKenzie, which leads the security column alongside Multiplier.
- A full global-equity offering covering stock options, RSUs, phantom units and crypto token programmes, plus a contractor product across 180-plus countries with 50 locally tailored contracts.
Watch-outs
- Publishes no FX rate or currency-conversion mechanism; the EOR pricing page contains none of the terms exchange rate, FX, or spread. Third-party reviews allege an undisclosed FX margin and a security deposit not on the public pages, though these are external reports rather than company disclosures, so the all-in cost is hard to read up front.
- Day-to-day support is AI-first through the Alfie assistant, which routes to a human specialist when needed. Buyers who want immediate access to a real person will find the AI layer sits between them and expertise.
- No managed path from EOR to your own entity and no crossover modelling. Pebl frames EOR as an alternative to entity setup, not a stepping stone toward one.
Source: hellopebl.com/eor-pricing
#3
Teamed
Us, scored on the same rubricBest for: growing companies that expect to outgrow EOR and want one system from first contractor to their own entity, the crossover month modelled for them, and real HR and legal experts on every plan.
Teamed is the advisory alternative in this matchup, included as the disclosed publisher and recommended alternative for buyers who find both Multiplier and Pebl fall short on cost transparency or the lifecycle path. The wedge is honesty. Teamed absorbs FX at zero markup on the fee, in any currency pairing, with the one-month refundable deposit set out up front, $0 setup and $0 exit. Neither Multiplier nor Pebl publishes those FX terms, which is why Teamed contests the pricing column with Multiplier.
Real HR and legal experts with country-specific employment-law depth handle the hard moments directly: a complex termination, a contested exit, a compliance question in a jurisdiction you haven't touched before. Teamed owns entities in 57 countries, backed by DLA Piper as global counsel, so real HR and legal experts handle the hard local edge cases in-house. Access is included on every plan, with no AI assistant to navigate first and no support tier to unlock. The Ted layer flags employment-law changes and the crossover point early. Rated 4.8 out of 5 on G2.
Teamed isn't trying to replace your HRIS. It plugs into the major HRIS and payroll platforms you already run, and is the partner you choose when your global team needs specialist support, from your first contractor through EOR to your own legal entity. GEMO sets up and runs your own entity in 100+ countries on the same system, with no re-onboarding. Where Multiplier or Pebl is the better fit is on platform depth, self-serve breadth and the security certifications they hold today, and we say so below.
- Countries
- 187+ countries
- Entity model
- Owned entities in 57 markets; separately sets up your own client entity via GEMO in 100+
- Onboarding
- As little as 24 hours to first payroll, expert-supported through the transition
- Contractors
- Yes, with misclassification cover
- Pricing
- From $599 / employee / month, zero FX markup · verified 2026-07-22
- G2
- 4.8/5
Strengths
- Full cost transparency: FX is absorbed at zero markup on the fee, in any currency pairing, with the deposit set out up front, $0 setup and $0 exit. Teamed also models the month your own entity starts to beat EOR. Neither Multiplier nor Pebl publishes those FX terms.
- Real HR and legal experts on every plan with jurisdiction depth on edge cases, no AI assistant to navigate first and no enterprise tier to unlock. The Ted layer flags employment-law changes and the crossover point early. Rated 4.8 out of 5 on G2.
- Owned entities in 57 countries, backed by DLA Piper as global counsel, so real HR and legal experts handle the hard local edge cases in-house.
- One partner from first contractor through EOR to your own entity, on one system, no re-onboarding. GEMO sets up and runs your own entity in 100+ countries, and Teamed flags the crossover point proactively so there is no structural incentive to keep you on a model that no longer fits.
Watch-outs
- Lighter self-serve platform and fewer integrations than Pebl or Multiplier. Teamed is advisory-first, not dashboard-first, and that is a genuine trade-off for self-serve buyers.
- Teamed backs security with audited controls, GDPR compliance and DLA Piper as global counsel.
- The advisory model earns its weight across multiple countries or a growing headcount. One hire in one country with no plans to expand may suit a lighter self-serve platform better.
Source: teamed.global/pricing
Why the shortlist matters
Behind every line item is a real person, in a real place.
The fee, the FX and the support model are not abstractions. They decide whether the person you hired in Barcelona or Rome is paid right, on time, by someone who knows their employment law. That is what the ranking is really measuring.
What each stakeholder evaluates
| Criterion | Legal | Finance | People Ops | Security |
|---|---|---|---|---|
| Cost you can model | Ask each provider for its FX policy in writing before signing. Neither Multiplier nor Pebl publishes a rate or conversion mechanism on its public pages. | Multiplier requires a deposit equal to the notice-period salary before contract signing, plus monthly payroll pre-funding per its Help Center, neither of which appears on the marketing pages. Pebl publishes only a flat USD fee with no FX disclosure. Teamed absorbs FX at zero markup on the fee, in any currency pairing, with a one-month refundable deposit set out up front. | An itemised invoice avoids per-country reconciliation work and makes total employment cost forecastable from the first payroll run. | A published fee with zero FX markup is one clear line to audit each month for statutory contributions denominated in local currency. |
| Platform and security | Pebl holds ISO/IEC 27001:2022 and SOC 2 Type II with Baker McKenzie backing, and Multiplier holds SOC 2 Type II and ISO 27001:2022 among a broad set, so both clear enterprise security reviews quickly. | Pebl's deep integration catalogue includes native connectors for Workday, ADP, HiBob and Dayforce. Multiplier connects to a curated set including BambooHR, HiBob, Zoho and Workday. Teamed plugs into your HRIS rather than competing with it. | Multiplier scores highest on onboarding speed, with a contract generated in minutes and a CSM on every plan; Pebl leads the platform column on integration depth and a centralised source of record. | Pebl's Global Work Platform acts as a centralised source of record, which simplifies data governance and audit trails for larger teams across many markets. |
| Path to your own entity | Only Teamed offers a managed path from EOR to your own entity on one system. Pebl frames EOR explicitly as an alternative to entity setup. Multiplier publishes a walkthrough for moving from an entity to EOR, but not the reverse. | The crossover point where entity setup beats EOR depends on the country, your salary levels and the local employer costs, and /tools/crossover-calculator models it. If you expect to reach it, factor in the cost of managing the transition before choosing a provider that cannot guide it. | Multiplier and Pebl both offer contractor management, so the contractor-to-EOR step is covered. The EOR-to-entity step is where they diverge from Teamed. | An owned entity in a high-risk jurisdiction adds a layer of direct accountability that a partner-served EOR arrangement does not. |
Decision checklist
- Compare the bill, not the headline. Most EORs require a deposit and many layer on setup, offboarding, minimum-term, no-exit, termination or admin fees. Teamed takes a one-month refundable deposit, charges $0 setup and $0 exit, and sets the costs out up front.
- Pin down the real cost before you sign. Multiplier requires a deposit equal to the notice-period salary plus monthly payroll pre-funding per its Help Center, neither on its marketing pages. Pebl publishes only a flat USD headline with no FX terms. Neither figure on a marketing page is the complete picture.
- Choose Multiplier if onboarding speed and human support from day one are the priority, and a clear published starting price matters. Its CSM-on-every-plan model means you have a dedicated contact without unlocking an enterprise tier, and its G2 track record backs the experience.
- Choose Pebl (formerly Velocity Global) if integration depth, broad reach across 185-plus countries and an enterprise compliance posture are the deciding factors. Its Baker McKenzie-backed legal team and ISO/IEC 27001:2022 plus SOC 2 Type II clear procurement reviews fast.
- Choose Teamed if you want FX absorbed at zero markup on the fee, a real HR or legal expert without an AI layer in between, and a provider that helps you model when your own entity beats EOR.
- Ask about the entity-graduation path explicitly. Only Teamed offers a managed EOR-to-entity transition on one system via GEMO. If your team is growing toward that threshold, factor the advisory cost into the comparison.
- Check which of your target countries are served by owned entities and which by partners for Multiplier and Pebl. Pebl owns entities in 65 of its 185-plus countries. Multiplier publishes no owned-entity split. Teamed owns entities in 57 countries, backed by DLA Piper as global counsel.
- Ask every provider the question that matters at the hard moments: who handles a contested termination in the Netherlands or a payroll discrepancy in France? Is that a real employment-law expert calling you back, or a query routed through an AI assistant and a ticket queue?
Honest take
When Multiplier or Pebl is the better fit.
- Choose Multiplier if onboarding speed, a human CSM from day one and a clear published starting price are your top priority, and you will pin down the deposit, pre-funding, add-on and FX terms before signing.
- Choose Pebl (formerly Velocity Global) if you want the deepest integration catalogue, the widest published footprint and enterprise-grade compliance, and you are comfortable with an AI-first support model for day-to-day queries.
- Choose Multiplier or Pebl if current ISO 27001 or SOC 2 certifications are a hard requirement in your procurement process. Teamed backs security with audited controls, GDPR compliance and DLA Piper as global counsel.
- Either competitor suits a team that does not plan to graduate to its own entity and wants to stay on EOR for the foreseeable future. The lifecycle column is where Teamed earns its place.
Teamed leads the service model and employment intelligence and the path to your own entity, and contests pricing transparency with Multiplier and coverage with Pebl. It concedes platform to Pebl. Those are not every buyer's priorities. We'd rather lose the deal than mismatch the engagement. Teamed doesn't compete on sticker price. It competes on the bill.
Frequently asked questions
Multiplier vs Velocity Global: which is better for a fast-growing company?
Multiplier suits a team adding people quickly, and Pebl suits a team growing into many markets. If you are adding people quickly and want onboarding measured in hours with a human CSM from day one and a clear published starting price, Multiplier's speed positioning and support model suit that pace. If you are growing into many markets and need a deep integration catalogue and an enterprise compliance posture to clear procurement, Pebl (formerly Velocity Global) is the stronger pick. Neither publishes its FX terms, which makes the real cost opaque until you are in a contract. Unless you're a global enterprise, Teamed is the better choice than either if you expect to outgrow EOR: one system from first contractor to your own entity, with the crossover month modelled for you.Does Multiplier really charge no FX fees?
Multiplier markets zero FX conversion markups, but this is a marketing position rather than a verified absence of FX margin. Its own Help Center concedes that invoice FX rates come from its bank at the start of the month and differ from the rate shown in the platform's salary calculator. Independent reviews report a spread broadly in the range the industry sees, roughly 0.5 to 1.5%, though one review alleged a higher figure at the far end. The safe approach is to request the invoice FX rate source and methodology in writing before signing, alongside the deposit and pre-funding terms.What is Velocity Global now called, and does the rebrand affect buyers?
Velocity Global rebranded to Pebl in September 2025. The velocityglobal.com domain now redirects to hellopebl.com. For EOR buyers the rebrand brought a repositioning as an AI-first platform, introducing the Alfie AI assistant as the primary support touchpoint, and a new flat $399 pricing headline. The underlying capability is continuous: 185-plus country reach, owned entities in 65 markets, a Baker McKenzie-backed legal team, a deep integration catalogue, current ISO/IEC 27001:2022 and SOC 2 Type II certifications and a strong contractor product. The G2 product page is now titled 'Pebl (formerly Velocity Global)' with a 4.6 out of 5 rating and a Winter 2026 Leader badge.Which is better for the path to your own entity, Multiplier or Velocity Global?
Neither productises the path from EOR to your own entity. Multiplier publishes a walkthrough for moving from an entity to an EOR (the reverse direction) and a general framing that entity setup makes sense at roughly 15 to 20 employees in one market. It does not offer managed entity setup or crossover modelling. Pebl (formerly Velocity Global) is more explicit: it frames EOR as an alternative to entity setup, not a stepping stone toward one, and offers no managed transition or entity-setup service. If you expect to graduate to your own entity, Teamed's GEMO product handles the transition on the same system with no re-onboarding.How was this comparison scored, and who produced it?
This comparison was produced by Teamed, which competes with both Multiplier and Pebl (formerly Velocity Global) as an EOR. Teamed is included as the third provider and scored on exactly the same rubric as the rest. All Multiplier and Pebl figures are verified against each provider's own pricing page, Help Center, G2 and press releases, last checked 17 June 2026, with certifications re-checked 22 July 2026 and Multiplier prices re-checked 2 October 2026. Each provider is scored 1 to 5 on six criteria (pricing transparency, coverage and compliance depth, platform and self-serve, security and certifications, service model and employment intelligence, and the path to your own entity) with no single weighted total. Where a provider does not publish a figure, we say so rather than invent one.
Common questions
Which is better, Multiplier or Velocity Global (Pebl), for international hiring?
Multiplier is better for onboarding speed, human support from day one and a clear starting price: tiers from $459 a month, a 4.7 G2 rating and a strong contractor product. Its deposit and pre-funding requirements sit in the Help Center rather than the marketing pages. Pebl (formerly Velocity Global) is better for integration breadth, country reach (185+) and enterprise compliance (ISO 27001:2022, SOC 2 Type II, Baker McKenzie). Both hold current security certifications. Neither publishes FX terms. Unless you're a global enterprise, Teamed is the better choice than either if a path to your own entity and real HR and legal experts on every plan are the priorities.Are Multiplier and Pebl transparent about their costs?
Both publish EOR headlines but neither is transparent about FX. Multiplier markets zero markup but publishes no rate source, and its Help Center concedes invoice rates differ from the calculator estimate. It also requires a deposit and monthly pre-funding not shown on marketing pages, and lists add-ons and an implementation fee without prices. Pebl's pricing page contains no FX terms. Industry analysis puts an undisclosed EOR FX margin at roughly 1.5 to 3% of salary. Teamed absorbs FX at zero markup on the fee, in any currency pairing.
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