Which EOR is genuinely the cheapest in 2026?

Native Teams headlines from $99, Remofirst from $199. Whether either is genuinely cheapest depends on FX spread and deposit terms most providers don't publish. A 1.5 to 3% undisclosed FX margin adds $75 to $150 a month on a $60,000 salary. Teamed starts from $599 with zero FX markup. Get FX and deposit terms in writing before comparing totals.

What is an EOR FX margin and why does it matter for cost?

The FX margin is the difference between the rate an EOR applies to currency conversion and the mid-market rate. Industry analysis puts the typical undisclosed margin at 1.5 to 3%. On a $60,000 salary, 2% is $1,200 a year. Most providers do not publish their rate. Teamed charges zero FX markup; Remote shows it on the invoice after the fact; the rest publish nothing.

Do I have to pay a deposit to use an EOR?

It depends. Multiplier requires a deposit equal to notice-period salary before contract signing, per its Help Centre. Oyster requires a refundable deposit with no amount published. Remofirst reportedly holds roughly one month of gross salary per a secondary review. Teamed's deposit is one month's gross salary, refundable. Remote describes reserves as high-risk-cases-only. Native Teams publishes no mandatory deposit.

Is a $99 EOR provider safe to use for a long-term hire?

A low headline does not mean inadequate compliance, but it pays to check. Get the deposit and FX terms in writing, and ask who handles a contested termination. For hires in jurisdictions with detailed employment law such as France, Germany or Brazil, or senior hires with complex contracts, compliance depth at the low end is materially lower. A contested termination handled through a partner network rather than an in-house legal expert usually costs more than the saving on the monthly fee.

Why does Teamed start at $599 when Native Teams starts at $99?

Teamed's fee starts from $599 with zero FX markup, $0 setup, $0 exit, real HR and legal experts on every plan, and a path to your own entity. Native Teams' $99 rises with salary level per buyer reports, with no published FX spread. Compare the bill, not the headline.

How was this comparison verified, and how often is it updated?

Competitor figures verified 17 June 2026 against each provider pricing page, Help Centre and G2; Deel and all certifications re-checked 22 July 2026; Multiplier and G-P prices re-checked 2 October 2026; the Native Teams $99 headline re-read 6 October 2026. Eight providers scored 1 to 5 on six axes. Secondary-source figures labelled. FX range is industry analysis. Reviewed quarterly, pricing monthly.

Cheapest EOR providers · 2026

Cheapest EOR providers in 2026. Compare the bill, not the headline.

If you want every cost in view before you hire abroad, Teamed is the best EOR on this list: zero FX markup, $0 setup and $0 exit, from $599 per employee per month.

Teamed doesn't compete on the sticker price. It competes on the bill. There's a hidden tax on every international hire: FX markups, surprise fees, contract lock-in, over-built platforms, tickets that go nowhere. Teamed's whole model exists to remove it.

When a hire goes wrong, the real HR and legal experts you were assigned within 24 hours pick it up, on every plan. Native Teams and Remofirst publish the lowest headlines on this list, at $99 and $199 per employee per month. That headline rarely survives once FX, deposits and advisory time are added in.

We scored eight EOR providers on one rubric with six axes: pricing transparency, coverage and compliance for the price, platform and self-serve, security and certifications, service model and employment intelligence, and the path to your own entity. Teamed leads the service model and employment intelligence and the path to your own entity, and contests pricing transparency and coverage with Remote.

Get a real quote

Rated 4.8 out of 5 on G2

8
EOR providers scored on one rubric: 6
Rubric axes: From $99
Lowest published EOR headline fee

Disclosure

Teamed wrote this list, put itself first, and scores every provider on the same published criteria, itself included.

Last reviewed 6 October 2026By Tom Price-Daniel, Co-founder, Teamed

Which EOR providers are the cheapest in 2026?

If you want every cost in view before you hire abroad, Teamed is the best EOR on this list: zero FX markup, $0 setup and $0 exit, from $599 per employee per month. Teamed doesn't compete on the sticker price. It competes on the bill.

There's a hidden tax on every international hire: FX markups, surprise fees, contract lock-in, over-built platforms, tickets that go nowhere. Teamed's whole model exists to remove it. When a hire goes wrong, the real HR and legal experts you were assigned within 24 hours pick it up, on every plan.

Native Teams and Remofirst publish the lowest headlines on this list, at $99 and $199 per employee per month. That headline rarely survives once FX, deposits and advisory time are added in.

Our pick: Teamed, best for companies that want every cost in view before they hire abroad: zero FX markup, $0 setup, $0 exit, from $599 per employee per month, and real HR and legal experts on every plan.

What is the cheapest EOR provider?

The cheapest EOR provider is the one that costs least once you add currency conversion, deposits and any advisory fees to the headline service charge. EOR (Employer of Record) means a provider legally employs your people abroad through local entities, issues the contract, runs payroll, remits income tax and statutory contributions, and carries the legal employer obligations while you direct the work. Headline fees across the eight providers here run from $99 to $699 per employee per month.

The gap between headline and total is usually currency conversion. An undisclosed FX margin in the 1.5 to 3% industry range adds roughly $75 to $150 a month on a $60,000 salary, a cost no headline shows. Several providers also require a deposit equal to one or two months of gross salary before the contract is signed, a cash requirement not shown on the marketing page. The providers scoring highest on pricing transparency below publish their FX basis and show the applied rate on every invoice. The ones scoring lowest publish nothing.

Methodology

How we scored this comparison

Eight providers are scored 1 to 5 on six axes tied to the total-cost decision for a price-sensitive buyer. Teamed leads the service model and employment intelligence and the path to your own entity, and contests pricing transparency and coverage with Remote. Deel leads platform and self-serve. There's no single weighted total. The cheapest invoice does not always come from the lowest headline.

Pricing transparency: Whether the all-in cost of the hire (the fee, the deposit, onboarding, and offboarding or termination) is stated up front and predictable. Scored on clarity, not on price level: a published fee you can read beats a lower headline with unstated FX, deposit and exit terms. The FX spread on salary conversions is one clause of that test, not the whole frame.
Coverage and compliance for the price: Depth and legal robustness of in-country coverage relative to the fee. We look at the owned-entity versus partner structure behind each market. We check whether real HR and legal experts handle the hard edge cases directly, such as a contested termination or a complex exit, and whether the compliance holds up where employment law is detailed. Cheap coverage that gets employment law wrong costs more in the long run.
Platform and self-serve: Product surface, self-serve flows, integration and API depth, and speed to first payroll for teams running hiring themselves. Rippling and Deel set the bar here; a lighter, advisory model concedes the column by design.
Security and certifications: ISO 27001 and SOC 2 Type II held today: the certifications a procurement or security review asks to see, checked against each provider on 22 July 2026. A provider that is aligned but not yet accredited does not win this column.
Service model and employment intelligence: Ongoing human employment expertise plus AI assistance across the lifecycle (for Teamed, the Ted layer). We check whether real HR and legal experts own the hard moments directly on the standard plan, rather than behind a bot wall. We also check how well the system flags employment-law changes and the crossover point before they reach you.
Path to your own entity: Whether the provider moves you from contractor to EOR to your own legal entity on one system, flags the crossover point, and can set up the entity through a service like Global Entity & Employment Operations (GEMO) when EOR stops being the right model.

How we gathered evidence

The six axes are pricing transparency, coverage and compliance for the price, platform and self-serve, security and certifications, service model and employment intelligence, and the path to your own entity. Every competitor figure was verified on 17 June 2026 against each provider's own pricing page, Help Centre and G2, with Deel and the certification status of every provider re-checked on 22 July 2026. Multiplier and G-P prices were re-checked on 2 October 2026, and Native Teams' $99 headline on 6 October 2026. Where a provider does not publish its FX terms or deposit requirement, we say so. Where a figure is sourced from a secondary review (eorHQ for Remofirst's deposit estimate), we label it as a secondary report. The FX range of 1.5 to 3% is industry analysis, kept unattributed per Teamed editorial policy. Teamed's claims come from teamed.global.

Considered & excluded

We scored the providers a price-conscious buyer evaluating their first or second EOR engagement would realistically shortlist, from the lowest published headlines to the mid-range flat-fee providers and the $599-plus names they will inevitably compare.

Rippling: EOR is a module on top of an HR platform with a separate base fee; a direct per-employee comparison with pure-play EOR prices misleads on total cost. Covered in the Rippling alternatives guide.
Papaya Global, G-P: Enterprise-oriented positioning (Papaya from $499, G-P from $599 with enterprise pricing by proposal) targets a different buyer than this guide; both are covered in the best-enterprise-EOR and deel-alternatives guides.

How they score, criterion by criterion

Each column is a different priority. Pick the ones that matter to you, then read the write-ups below.

Provider	Pricing transparency	Coverage and compliance for the price	Platform and self-serve	Security and certifications	Service model and employment intelligence	Path to your own entity
Teamed(us)	Leads	Leads			Leads	Leads
Native Teams
Remofirst				Leads
Pebl (formerly Velocity Global)
Multiplier
Deel			Leads
Remote
Oyster

Scored 1–5 on each criterion from the published rubric above. The highlighted cell leads that column. Teamed is scored on exactly the same criteria as every other provider.

Teamed

Us, scored on the same rubric

Best for: companies that want every cost in view before they hire abroad: zero FX markup, $0 setup, $0 exit, from $599 per employee per month, and real HR and legal experts on every plan.

Teamed's fee starts from $599 per employee per month, the same headline Deel and Remote publish, but the bill is built differently. Teamed charges zero FX markup, $0 setup and $0 exit, and its deposit is one month's gross salary, refundable. On five employees earning $60,000 each, a 2% undisclosed FX margin costs about $500 a month, before advisory time. Zero FX markup takes that margin off the bill.

Real HR and legal experts come on every Teamed plan, assigned within 24 hours, with country-specific employment-law depth. They handle the hard moments directly: a contested termination, a complex exit in a jurisdiction the buyer has never touched, an edge case the pricing page never anticipated. Teamed owns entities in 57 countries and backs them with DLA Piper as global counsel, so the hard local questions are handled in-house rather than routed to a generalist queue. There is no AI bot wall. Teamed is rated 4.8 out of 5 on G2.

Teamed is built to plug into the HRIS and payroll platforms you already run, not to replace them. GEMO sets up and runs your own legal entity in 100+ countries on the same system when you reach the point where EOR is no longer the right model. Teamed tells you when that is, models the crossover and helps you make the move. That is a thing most EORs don't do because it shortens the contract.

Countries: 187+ total reach; 57 owned entities
Entity model: Owned entities in 57 markets; separately sets up your own client entity via GEMO in 100+
Onboarding: From 24 hours, supported by real HR and legal experts throughout
Contractors: Yes, with misclassification cover (Guard / Protect)
Pricing: From $599 / employee / month, zero FX markup, $0 setup, $0 exit · verified 2026-07-22
G2: 4.8/5

Strengths

Shows you the bill, not just the headline: zero FX markup, $0 setup and $0 exit. Teamed's Crossover Calculator shows the month your own entity becomes the cheaper path. Most competitors publish neither an FX figure nor a crossover point.
Real HR and legal experts come on every Teamed plan, with country-specific employment-law depth on edge cases. No AI bot wall. Rated 4.8 out of 5 on G2.
One partner from first contractor through EOR to your own legal entity, on one system, with no re-onboarding. GEMO sets up and runs your own entity in 100+ countries.
Designed to plug into your stack, not replace it. Works alongside the HRIS, payroll and finance tools you already run.

Watch-outs

Lighter self-serve platform and shallower API than Deel or Rippling. The model is advisory, not dashboard-first.
Teamed backs security with audited controls, GDPR compliance and DLA Piper as global counsel.
From $599, Teamed's headline matches Deel and Remote and sits above the $99 to $399 low end of this list. Teamed doesn't compete on the sticker price. It competes on the bill: zero FX markup, $0 setup and $0 exit.

Source: teamed.global/pricing

Native Teams

Best for: teams that want a payments-led platform with a multi-currency wallet and a strong contractor offering, once they have the real rate for their salary level; get the deposit and FX terms in writing.

Native Teams publishes the lowest EOR headline on this page, starting at $99 per employee per month, with a free admin account and no named setup or termination fees. The contractor offering is strong at multiple tiers, Contractor of Record from $99 and Contractor Pay from $19, and the platform includes a multi-currency wallet, expense cards and real-time payment tracking.

The watch-outs are important for a price-led buyer. Buyers tell us the $99 rate applies to lower salary bands and rises with total employment cost, with one prospect reporting a quoted rate near EUR 200 to 300 after discounts, rather than the $99 headline. Its own pages are internally inconsistent on country coverage (95+ versus 85+) with no published owned-versus-partner split. The FX basis is stated as a real-time mid-rate, with no numeric spread disclosed.

Integration breadth is a gap. Native Teams publishes no live integrations directory and HRIS connectors are roadmap-only, which matters for any team running a modern stack. It does offer Entity Management from $149 a month and explicit help setting up a local entity, so the lifecycle angle exists. Ask about the countries you need, ask what the real rate is for your salary level, and get both in writing before you compare it with a $599 headline.

Countries: 95+ (coverage internally inconsistent across own pages; no owned-versus-partner split published)
Entity model: Claims owned entities in 95+ markets but its own pages are inconsistent (95+ vs 85+); no split published
Onboarding: Self-serve, markets 3x faster onboarding
Contractors: Yes, strong multi-tier (Contractor of Record from $99, Contractor Pay from $19)
Pricing: From $99 / employee / month (rises with total employment cost per buyer reports) · verified 2026-06-17
G2: 4.9/5 (210)

Strengths

The lowest published EOR entry point on this page, starting at $99 per employee per month, with a free admin account included and no named setup or termination fees.
A strong, multi-tier contractor offering with misclassification protection, multi-currency payments, expense cards and IP-rights language at the contractor tier.
Entity Management sold as a distinct product from $149 a month with explicit help opening a legal entity, giving a path from contractor through self-serve EOR to your own entity.
A payments-led platform with a multi-currency wallet, real-time payment tracking and a 4.9 G2 rating across roughly 210 reviews.

Watch-outs

Buyers tell us the $99 headline applies to lower salary bands and rises with total employment cost; its own pages are inconsistent on coverage (95+ versus 85+) with no owned-versus-partner split published. Get the real rate for your salary level in writing.
No live integrations directory and HRIS connectors are roadmap-only, a gap against any provider that needs to sync with an existing HR stack.
Discloses only a mid-rate FX basis with no numeric spread. Certifications are claimed with 'comply with' framing and no certificate number or scope published, so they cannot be independently verified and it sits at the bottom of the security column.

Source: nativeteams.com/pricing

Remofirst

Best for: teams mixing employees and contractors that want a genuinely free contractor tier alongside EOR and are comfortable with a partner-led compliance model; get the deposit and FX terms in writing.

Remofirst is the second-cheapest headline here, from $199 per employee per month flat, with no setup, onboarding or termination fees and no annual contract. The contractor tier is one of the most accessible on the market: free for onboarding, identity checks, contract generation and expense reimbursement, with paid payments at $25 per contractor per month. That combination of a low EOR base and a free contractor entry point suits a team mixing employees and contractors across many countries.

The compliance model is partner-led. Remofirst attributes its 185+ country reach to a proprietary partner network rather than owned entities, and its own site does not foreground an in-house legal team. Secondary reviews flag thinner compliance depth in jurisdictions with detailed employment-law requirements, so ask specifically about your countries before signing. Its AI-native positioning ('AI where it matters, humans where it counts') means day-to-day support leans on automation with human backup.

The pricing page markets a transparent flat rate, but a secondary review reports a roughly one-month gross-salary deposit per employee held in advance, a cash requirement not shown on the marketing pages. The FX practice is not disclosed on the pricing page. At $199 it is a significant gap below the $399 to $599 mainstream, but pin down the deposit terms and the FX line before comparing the total. G2 rates it 4.5 across 338 reviews, a solid base for a Tier 2 provider.

Countries: EOR in 185+ countries; contractor management in over 150 countries
Entity model: Partner-led model; reach delivered through a proprietary partner network, not owned entities
Onboarding: Self-serve with a dedicated CSM; secondary reviews report roughly 5 to 10 business days
Contractors: Yes, free tier (onboarding, contracts, expenses) and paid payments at $25 per contractor per month
Pricing: From $199 / employee / month, flat (deposit reported by a secondary review; FX not published) · verified 2026-06-17
G2: 4.5/5 (338)

Strengths

Very low, published flat EOR headline of $199 per employee per month, with no setup, onboarding or termination fees and no annual contract or minimums.
A genuinely free contractor tier covering onboarding, identity checks, contract generation and expense reimbursement, plus paid multi-country payments at $25 per contractor per month.
Wide reach on the EOR product: 185+ countries via a proprietary partner network that claims 20+ years of global employment experience and $30 billion in processed payroll.
Solid trust signals: ISO 27001, SOC 2 Type II, GDPR, and a 4.5/5 G2 rating across 338 reviews. It holds current certifications, so it sits near the top of the security column. Named BambooHR integration shipped.

Watch-outs

Partner-led compliance model with no foregrounded in-house legal team. Secondary reviews flag thinner compliance depth in jurisdictions with detailed employment-law requirements such as Germany, France and Brazil.
A secondary review reports a roughly one-month gross-salary deposit per employee, held in advance, not shown on the marketing page. FX practice is not disclosed on the pricing page either, so the low headline is not the whole cost.
No published own-entity transition path. Support responsiveness is measured in hours rather than minutes for non-urgent issues per secondary reviews, and the AI-native positioning means automation leads before a human steps in.

Source: remofirst.com/pricing

Pebl (formerly Velocity Global)

Best for: companies that want 250+ published integrations, broad reach and enterprise-grade certifications, and are comfortable with an AI-first day-to-day support model; get the deposit and FX terms in writing.

Velocity Global rebranded to Pebl in September 2025 and repositioned as an AI-first global hiring platform. Its own pricing page now publishes $399 per employee per month. For a buyer shopping on headline, it undercuts Deel and Remote by $200 a month while sitting above the lowest-price end of this guide.

The compliance posture is enterprise-grade. Pebl owns entities in 65 markets out of 185+ country reach, and the remainder runs through a partner network. It holds ISO 27001:2022 and SOC 2 Type II. The in-house legal team is backed by Baker McKenzie. The integration catalogue publishes 250+ connections across HRIS, finance and ATS. For a buyer that needs broad reach, published integrations and a deep certification stack, it is one of the more credible options at the price.

Day-to-day support runs through the Alfie AI assistant, which smart-routes to a human specialist when expertise is needed. That model suits buyers who want self-serve efficiency rather than a dedicated advisory relationship. The FX terms are not published anywhere on its own pages, and buyers and reviewers report an undisclosed FX spread, though neither detail appears on the company pages, so we frame them as reports. Get FX terms in writing on your specific payroll corridors.

Countries: 185+ reach; owned entities in 65 markets
Entity model: Owned entities in 65 markets, in-country partners for the rest
Onboarding: AI-led; markets onboarding in as little as 24 hours
Contractors: Yes, 180+ countries with localised contracts and automated payments
Pricing: $399 / employee / month (FX terms not published) · verified 2026-07-22
G2: 4.6/5

Strengths

A simple headline of $399 per employee per month on its own pricing page, one of the lowest published rates from a provider with enterprise-grade certifications.
Wide published reach of 185+ countries, owned entities in 65 markets, backed by an in-house legal team and Baker McKenzie.
Deep platform and integration catalogue: 250+ published integrations across HCM, HR, HRIS, ATS and finance, plus a centralised Global Work Platform.
ISO 27001:2022, SOC 2 Type II and GDPR, so it sits near the top of the security column, plus a full contractor-management offering across 180+ countries with localised contracts and automated payments.

Watch-outs

FX terms are not published anywhere on its own pages. Buyers and reviewers report an undisclosed FX spread and a refundable security deposit, but neither appears on the company pages, so we frame them as reports rather than facts.
Day-to-day support is AI-first through the Alfie assistant, smart-routing to a human specialist when expertise is needed. Not a human-led advisory model.
Most of its reach is partner-served, with owned entities in only 65 of 185+ countries, and the customer experience is still settling after the September 2025 rebrand to Pebl.

Source: hellopebl.com/eor-pricing

Multiplier

Best for: fast-scaling teams that want a modern, well-reviewed platform, human support on every plan and strong contractor tooling; get the deposit and FX terms in writing.

Multiplier publishes its EOR price from $459 a month billed annually ($499 billed monthly), one of the lowest prices from a provider with a modern product and human support included from day one. Its pricing page lists two priced EOR tiers, Core and Growth, plus compliance-mandated add-ons and an implementation fee where applicable, neither priced. A $40 contractor plan sits alongside, with Global Payroll and Immigration routes via sales. The platform is well-reviewed at 4.7 on G2, onboarding is measured in hours, and the marketing positions zero FX conversion fees as a headline differentiator.

The total-cost picture is less clean than the marketing. Multiplier's own Help Centre states a deposit equal to notice-period salary is required before the contract is signed, plus monthly payroll pre-funding. Neither cash requirement appears on the marketing pages. The zero FX claim is a marketing position; the Help Centre concedes invoice rates come from its bank at month start and differ from the estimate in the platform calculator. A secondary review reports a spread up to roughly 0.5 to 1.5% over mid-market. Pin down the deposit amount, the FX line and any add-on or implementation fee in writing before comparing the $459 headline with a higher flat-fee provider.

For the teams it suits, the package is strong. A dedicated CSM is included on every plan, including the $459 Core EOR tier. The contractor platform covers over 150 countries with misclassification indemnification and payments in 120+ currencies. The certification set on its security page covers SOC 1, SOC 2 Type I and II, SOC 3, ISO 27001:2022, 27017, 27018 and PCI-DSS, so it sits near the top of the security column. Against a $599 provider, the gap of $100 to $140 per employee per month is real if the FX, deposit and add-on terms check out.

Countries: Over 150 countries via a mix of owned entities and partners
Entity model: Owned-entity positioning plus partners; no owned-versus-partner split published
Onboarding: Fast, hours, with a dedicated CSM on every plan
Contractors: Yes, dedicated Contractor of Record product with misclassification indemnification
Pricing: From $459 (annual) / $499 (monthly) per employee per month, plus unpriced compliance add-ons and implementation fee (deposit and payroll pre-funding required per Help Centre) · verified 2026-06-17
G2: 4.7/5

Strengths

A modern, well-reviewed platform (4.7 on G2) with human support and a dedicated CSM on every plan, not gated behind a premium tier.
Published EOR base from $459 per employee per month billed annually ($499 billed monthly), one of the lowest rates from a provider with a full human support model and a broad certification set.
Strong contractor and global-payroll products: Contractor of Record with misclassification indemnification, payments in 120+ currencies and a self-serve onboarding flow.
A comprehensive certification set on its security page: SOC 1, SOC 2 Type I and II, SOC 3, ISO 27001:2022, 27017, 27018, PCI-DSS and GDPR, plus 100+ in-house legal and tax experts.

Watch-outs

Multiplier's own Help Centre requires a deposit equal to notice-period salary before contract signing, plus monthly payroll pre-funding. Neither requirement appears on the marketing pages, so the low headline carries a cash-flow caveat.
Markets zero FX conversion fees but publishes no rate source or methodology. The Help Centre concedes invoice rates come from its bank at month start and differ from the platform calculator. A secondary review reports a spread of roughly 0.5 to 1.5% over mid-market.
Higher share of partner-served countries than owned-entity-led providers, with no split published. A secondary review reports smaller accounts can feel de-prioritised relative to larger ones.

Source: usemultiplier.com/pricing

Deel

Best for: enterprises or small companies that want a fully self-serve platform.

Deel is the market-leading all-in-one global payroll, EOR and HR platform. Its headline EOR fee is from $599 per employee per month, a starting rate. On a pure headline comparison it sits in the same tier as Teamed and Remote. The platform is the deepest in the category, with the broadest native integration catalogue, strong brand recognition and a long enterprise track record. For many price-conscious buyers it is the default comparison point.

The total-cost gap opens on FX. Deel does not publish its FX terms anywhere on its pricing page. The salary-conversion cost is built into the conversion rate rather than shown as a line item. Deel does not publish which plan includes its dedicated Slack or Teams support channel, so confirm what your rate includes before you sign. Buyers tell us the total cost can climb once FX is factored in, and one buyer report cited a six-month salary deposit for a long-notice UK hire, though that is a buyer account rather than a published Deel term.

For a price-led buyer the question is whether platform breadth and brand recognition justify a $599 headline from a provider that does not show you the FX. If self-serve depth, the deepest integrations and ISO 27001 and SOC 2 today matter more than a readable invoice, Deel stays the obvious shortlist entry. If you want to know what you are paying for FX before you sign, a different provider is the answer. Almost every EOR enquiry one of our referral partners gets is from someone leaving Deel, which says more about market share than about a single failing.

Countries: 150-plus reach; full legal employment in 130+
Entity model: A mix of owned entities and vetted partners
Onboarding: Fast, deep self-serve, dedicated manager on Enterprise
Contractors: Yes, mature contractor and misclassification tooling
Pricing: From $599 / employee / month, a starting rate · verified 2026-07-22
G2: 4.8/5

Strengths

The deepest all-in-one platform and self-serve depth in the category, the bar the rest are measured against. It leads the platform column on this rubric.
The broadest native integration catalogue of any provider here, covering most stacks without custom work.
The market-leading brand and the longer enterprise track record, so it clears a procurement shortlist on recognition alone.
Holds ISO 27001 and SOC 2 certifications today, so it sits at the top of the security column, plus mature equity, IP and contractor tooling alongside EOR.

Watch-outs

Does not publish its FX terms. The salary-conversion cost is built into the rate rather than shown on the invoice, leaving a gap between headline and total cost.
Dedicated Slack or Teams support channel not published per plan; confirm what your rate includes before you sign. The service model leans on the platform rather than a dedicated employment-law expert.
Buyers report additional charges and, in one case, a large upfront salary deposit for a long-notice hire. These are buyer accounts rather than published Deel terms.

Source: deel.com/pricing

Remote

Best for: teams that want a polished self-serve platform, owned entities in their core hiring countries and published pricing, and are on annual billing.

Remote is the product-led option at the $599 price point. The headline is $599 on annual billing, $699 month to month. It markets a 100%-owned entity network across its 90+ EOR countries, no mandatory deposit as standard, and published pricing in full with no sales call required for the base fee. For a price-sensitive buyer, the fact that pricing is transparent and the deposit terms are clearly stated is a real signal relative to providers that disclose neither.

It is more transparent on FX than Deel, but only after the fact. Remote applies a variable FX rate to cross-currency invoice lines and shows the rate used on the monthly invoice, with no published percentage up front. The $599 needs annual billing; month to month is $699. A dedicated onboarding specialist and a named CSM are included on the EOR plan, backed by in-house HR, legal and tax experts. Buyers who chose Remote over Teamed specifically because it owns entities are a documented use case.

Remote contests the coverage column alongside Teamed because its core EOR countries run on owned entities, which means one accountable employer and no partner layer in those markets. Its product and benefits offering is mature. If you want the closest thing to a polished platform at the $599 level with an owned-entity story and no standard deposit requirement, Remote is the main alternative. The FX gap vs Teamed is this: Remote shows a variable rate after the fact; Teamed charges zero FX markup.

Countries: 190+ locations; 90+ for full owned-entity EOR
Entity model: Owned-entity led in its core EOR countries; partners and other products beyond
Onboarding: Dedicated onboarding specialist plus a named CSM
Contractors: Yes, tiered, with indemnity options from $325 per contractor per month
Pricing: $599 / month on annual billing ($699 month to month) · verified 2026-07-22
G2: 4.6/5 (591)

Strengths

Pricing is published in full: $599 on annual terms against $699 month to month. No deposit required as standard. You can budget without a sales call.
A 100%-owned entity network across its core 90+ EOR countries, which means one accountable employer in the markets you are most likely to hire in.
A polished, well-designed self-serve platform with strong benefits administration and IP-protection tooling, plus a dedicated onboarding specialist and named CSM on the EOR plan. It holds current ISO 27001 and SOC 2 certifications, near the top of the security column.
Shows the applied FX rate on the monthly invoice per line item. More transparent than providers that disclose nothing, and the rate source is documented in its pricing terms.

Watch-outs

The $599 rate needs annual billing; month to month is $699, changing the comparable headline depending on the commitment you can make.
The Remote FX rate is a variable rate shown on the invoice after the fact, with no published percentage in advance and no mid-market reference shown alongside it.
Owned entities cover the core 90+ EOR markets; beyond them delivery runs through partners and other products. Ask which of your specific countries are owned.

Source: remote.com/global-hr/employer-of-record

Oyster

Best for: smaller and fast-scaling teams that want a certified B-Corp supplier, fast onboarding with a published SLA and a flat headline, once the deposit and currency-conversion terms are confirmed.

Oyster sits at the top of the headline price range here at $699 per employee per month, flat, with annual discounts available but no annual price published. The trade-off for that higher headline is a B-Corp certification, a fast and well-structured onboarding model with a published support SLA (24-hour response, resolution within 72 hours), and a dedicated hiring success manager. For a team that values a values-aligned supplier or needs speed on first hire, the $699 is defensible.

The total-cost watch-outs are clear on its own pricing page. Oyster requires a refundable deposit for EOR engagements to start; no amount or formula is published. A currency-conversion fee applies on any currency mismatch between your billing currency and the contract currency, again with no rate published. White-glove HR advisory, if you need it beyond the standard included access, is billed separately at $300 an hour. A setup fee of no kind is charged; onboarding, HR expert access and termination processing are all included in the subscription.

Against the $399 to $599 band on this list, Oyster is $100 to $300 more per employee per month before the deposit and FX. Its coverage for full EOR is 120+ countries, narrower than the wider-reach providers. There is no productised path from EOR to your own entity. If the B-Corp credential carries weight with your procurement team, the SLA is stronger than most providers publish, and the human support model is genuine, then the price can clear. If headline cost is the primary filter, compare the bill first: the deposit, the currency-conversion fee and any advisory hours.

Countries: 180+ across all products; 120+ for EOR specifically
Entity model: Hybrid, partners with local entities; no owned-versus-partner split published
Onboarding: Fast, automated, with a dedicated hiring success manager and a published 24h response SLA
Contractors: Yes, $29 per contractor per month with strong tooling
Pricing: $699 / employee / month, flat (deposit required; currency-conversion fee on currency mismatch; no rates published) · verified 2026-06-17
G2: 4.4/5 (1447)

Strengths

A certified B-Corp with a flat, published EOR price of $699 and no setup, onboarding, HR-expert-access or termination charges. Procurement teams that screen on values get a straightforward yes.
Human, expert-led support with a published SLA: 24-hour response and resolution guaranteed within 72 hours, plus a dedicated hiring success manager for onboarding.
Strong contractor tooling at $29 per contractor per month, with payments in 120+ currencies, a free misclassification test and country-specific IP agreements.
SOC 2 Type II and GDPR posture, though its ISO 27001 status is less clearly published, plus a large, healthy review base at 4.4/5 on G2 across roughly 1,447 reviews.

Watch-outs

Requires a refundable deposit to start an EOR engagement, with no amount or formula published. Charges a currency-conversion fee on any currency mismatch with no rate published. Both require a quote to resolve.
At $699 flat, it is the highest headline on this page. White-glove HR advisory is billed separately at $300 an hour, and there is no productised path from EOR to your own entity.
Full EOR coverage is 120+ countries, narrower than the wider-reach providers, and no owned-versus-partner split is published, so ask about the chain in your specific countries.

Source: oysterhr.com/pricing

Why the shortlist matters

Behind every line item is a real person, in a real place.

The fee, the FX and the support model are not abstractions. They decide whether the person you hired in Barcelona or Rome is paid right, on time, by someone who knows their employment law. That is what the ranking is really measuring.

What each stakeholder evaluates

Criterion	Legal	Finance	People Ops	Security
What will I actually pay?	Ask for the FX policy in writing, the deposit amount and formula, and any notice-period cash requirements. These are contractual terms that may not appear on the pricing page.	Native Teams ($99) and Remofirst ($199) have the lowest headlines, but both lack published FX terms. Pebl ($399) and Multiplier (from $459 billed annually) are the next tier; both also lack published FX. Teamed (from $599) charges zero FX markup. On a $60,000 salary, a 2% undisclosed FX spread adds $1,200 a year that no headline shows.	An itemised invoice avoids per-country reconciliation work at month end. Ask each provider whether you can see the FX rate and the deposit terms before you sign.	A published fee with zero FX markup is an auditable record. Providers with no published FX basis create a reconciliation gap for a finance audit.
Is the compliance adequate at this price?	Ask who handles a contested termination, a junior employee mis-classified as a contractor, or an edge case in a country with detailed employment law. A partner-led model routes through an in-country firm; an owned-entity model keeps accountability in one place.	Remofirst and Native Teams are the lowest-headline providers and both are more partner-led. Teamed and Remote are at the $599 level but both run owned entities in their core markets and put real HR and legal experts in front of the client on standard plans.	You want a real person reachable for a hard question. Real HR and legal experts come on every Teamed plan, and Teamed is rated 4.8 out of 5 on G2. Deel does not publish which plan includes its dedicated channel.	An owned entity means one data-processing chain rather than a partner sub-processor.
Can I exit or change terms?	Check the notice period and early-exit fees before signing. Teamed charges $0 setup and $0 exit, with a 90-day satisfaction guarantee: not a fit, you're not locked in. Remote charges no setup or termination fees and no annual lock-in on the standard plan.	A deposit equal to one or two months of gross salary is a real cash-flow item for a small team. Remote markets no mandatory deposit as a differentiator. Multiplier requires a notice-period salary deposit per its Help Centre. Oyster requires a deposit with no published amount.	Month-to-month billing and a clear exit path matter if headcount is uncertain. Remofirst publishes no annual contract requirement. Oyster charges a flat $699 with annual discounts but no annual lock-in on the base plan.	Data portability and offboarding terms should be in the contract. Ask for the data-return schedule and the data-deletion timeline before you sign.

Decision checklist

Get the real total before you compare headlines. Add the FX spread (1.5 to 3% of gross salary on a typical EOR corridor), the deposit cash requirement and any advisory fees to the headline. On a team of three employees averaging $60,000 salary, a 2% undisclosed FX margin adds $3,600 a year that never appears in the headline.
Choose Teamed if you want to compare the bill, not the headline. From $599 per employee per month, Teamed charges zero FX markup, $0 setup and $0 exit. Real HR and legal experts come on every plan with no AI bot wall, and Teamed flags the month your own entity becomes the cheaper path.
Choose on pricing transparency if a salary invoice you can read matters more than the lowest sticker price. Teamed and Remote lead this column with published, itemised terms; Teamed charges zero FX markup, while Remote discloses a variable spread. Native Teams, Remofirst, Multiplier, Pebl and Deel all leave FX or a deposit off the pricing page.
Choose Native Teams if you want a payments-led platform with a multi-currency wallet and a strong contractor offering, and your hires are in mid-range countries. Verify the real quoted rate for your salary level and ask for the FX terms before you compare its $99 headline with anyone's bill.
Choose Remofirst if you want a genuinely free contractor tier alongside EOR, with no annual contract. A secondary review reports a deposit and the pricing page shows no FX terms, so get the deposit and FX terms in writing.
Choose Multiplier if you want a well-reviewed modern platform, human support on every plan and strong contractor tooling. Confirm the payroll pre-funding and any add-on fees, and get the deposit and FX terms in writing on your corridors before signing.
Choose Pebl (formerly Velocity Global) for 250+ published integrations, broad reach and enterprise certifications. FX terms are not on its pricing page, so get the deposit and FX terms in writing.
Choose Remote if you want a polished self-serve product, owned entities in your core hiring countries, no mandatory deposit and published pricing, and annual billing is acceptable.
Choose Oyster if you want a B-Corp supplier, a published support SLA and fast automated onboarding, and you have confirmed the deposit amount and the currency-conversion fee on your corridors.
Ask every provider two questions. What FX rate and methodology do you apply to salary conversions, and what deposit or pre-funding do you require before the contract is signed? If either answer requires a sales call to get in writing, that is itself a data point.
Check whether a provider owns its legal entity in your countries before you sign. An owned entity means one accountable employer, with no sub-processor chain running underneath it.

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Honest take

Don't pay cheap. Pay fair.

Teamed doesn't compete on the sticker price. It competes on the bill: zero FX markup, $0 setup, $0 exit, from $599 per employee per month, and real HR and legal experts on every plan.
Choose Native Teams if you want a payments-led platform with a multi-currency wallet and expense cards, and you have its real rate for your salary level in writing.
Choose Remofirst if you want a genuinely free contractor tier alongside EOR, and you have pinned down its deposit and FX terms in writing.
Choose Pebl if you want 250+ published integrations and wide reach, and you have its FX terms in writing.
Choose Multiplier if you want a modern, well-reviewed platform and strong contractor tooling, once the deposit, payroll pre-funding and FX terms check out in writing.
Choose Deel if you want to run global employment yourself from the deepest self-serve platform and the broadest integration catalogue in the category. If you'd rather have real HR and legal experts than a dashboard, choose Teamed.
Choose Remote if the polished product and owned-entity model matter, and annual billing is acceptable on the $599 rate.
Choose Oyster if B-Corp certification and a published SLA matter to your procurement team, and the deposit and FX fee check out.

Teamed isn't the lowest headline on this list: Native Teams starts at $99 per employee per month (nativeteams.com/pricing, read 6 October 2026). Cheap is a headline. Teamed is a bill you can check. If you want zero FX markup, $0 setup, $0 exit and real HR and legal experts on every plan, choose Teamed.

Frequently asked questions

Which EOR is genuinely the cheapest in 2026?
Native Teams publishes the lowest headline at $99 per employee per month, Remofirst is next at $199. Whether either is genuinely cheapest depends on the FX spread, deposit and advisory terms that most providers do not publish on their pricing page. An undisclosed FX margin in the 1.5 to 3% industry range adds $75 to $150 per month on a $60,000 salary. Teamed's fee starts from $599 with zero FX markup, $0 setup and $0 exit. Compare the bill, not the headline: get the FX and deposit terms in writing from every provider before comparing totals.
What is an EOR FX margin and why does it matter for cost?
Most EOR providers pay your employees in local currency. If you pay the EOR in USD and the employee receives EUR, the provider converts the currency. The FX margin is the difference between the rate they apply and the mid-market rate. Industry analysis puts the typical undisclosed margin in the 1.5 to 3% range. On a $60,000 salary, 2% is $1,200 a year, or $100 per month. Most providers on this page do not publish their FX rate or spread, meaning the conversion cost is built into the rate rather than shown as a line item. Teamed charges zero FX markup, and its FX Transparency Calculator shows the rate a provider applied on an invoice. Remote shows the applied rate on the invoice after the fact. The rest publish nothing.
Do I have to pay a deposit to use an EOR?
It depends on the provider. Multiplier's own Help Centre requires a deposit equal to notice-period salary before the contract is signed, plus monthly payroll pre-funding. Oyster requires a refundable deposit to start an EOR engagement, with no amount published. A secondary review reports a roughly one-month gross-salary deposit for Remofirst. Teamed's deposit is one month's gross salary, refundable, with $0 setup and $0 exit. Remote markets the absence of a mandatory deposit as a differentiator and describes reserves as reserved for high-risk cases only. Native Teams does not publish a mandatory deposit requirement. Ask every provider the amount, the formula and the refund terms before you sign.
Is a $99 EOR provider safe to use for a long-term hire?
A low headline does not mean inadequate compliance, but it pays to check. Native Teams ($99) operates across 95+ countries with a claims-only in-house legal team and an internally inconsistent entity disclosure. Remofirst ($199) is partner-led with no foregrounded in-house legal team and secondary reviews noting thinner depth in jurisdictions with detailed employment law. Whatever the country, get the deposit and FX terms in writing and ask who handles a contested termination. For a hire in a jurisdiction with detailed employment law such as France, Germany or Brazil, or for a senior hire with a complex contract, the compliance depth available at $199 to $399 is materially lower than at $599. The cost of a contested termination handled by a partner network rather than an in-house legal expert is usually higher than the saving on the monthly fee.
Why does Teamed start at $599 when Native Teams starts at $99?
Teamed's fee starts from $599 and comes with zero FX markup, $0 setup and $0 exit. It also includes real HR and legal experts on every plan, with no AI bot wall, and a path to your own legal entity when EOR is no longer the right model. Native Teams' $99 is a headline rate that buyers tell us rises with salary level, with no published FX spread and no in-house legal team foregrounded. Compare the bill, not the headline. On a $60,000 salary in a high-notice jurisdiction with a contested termination risk, the FX line and the expert time are where the two bills differ.
How was this comparison verified, and how often is it updated?
Every competitor figure was verified on 17 June 2026 against each provider's own pricing page, Help Centre and G2, with Deel and every provider's certification status re-checked on 22 July 2026. Multiplier and G-P prices were re-checked on 2 October 2026, and Native Teams' $99 headline on 6 October 2026. Each provider is scored 1 to 5 on six axes with no single weighted total: pricing transparency, coverage and compliance for the price, platform and self-serve, security and certifications, service model and employment intelligence, and the path to your own entity. Where a figure is from a secondary source (eorHQ for Remofirst's deposit estimate), it is labelled. The FX range of 1.5 to 3% is industry analysis, kept unattributed. We review the page quarterly and re-verify pricing monthly.

Common questions

What is the cheapest EOR service in 2026?
By headline, Native Teams starts at $99 per employee per month, Remofirst at $199. Total cost depends on the FX margin, deposit and advisory terms most providers don't publish. A 1.5 to 3% undisclosed FX spread adds $75 to $150 a month on a $60,000 salary. Teamed starts from $599 with zero FX markup. Get FX and deposit terms in writing before comparing totals.
Is Deel or Remofirst cheaper for hiring internationally?
Remofirst headlines at $199, Deel from $599. But neither publishes FX terms or deposits on their pricing pages. A 2% undisclosed FX margin on a $60,000 salary adds $1,200 a year on top. Teamed matches Deel's from-$599 headline and charges zero FX markup. Ask both Deel and Remofirst for FX methodology and deposit terms in writing before comparing.

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