Teamed vs Deel
Match the $599. Or undercut it.
Teamed offers two EOR options. The Fixed Rate matches Deel's $599 USD headline (or £479 GBP if you contract in pounds) — flat with no FX line at all, because the fee bills in your chosen currency. The Regional Rate at £400 + 2% disclosed FX is the cross-border-specific alternative. Deel's FX terms are not publicly disclosed.
1,000+ companies advised
- $599 / £479
- Fixed Rate · matches Deel, no FX line
- £400
- Regional Rate · + 2% disclosed FX
- 180+
- Countries supported
- 99%
- Logo retention
Key claims
- Deel EOR Standard
- $599 per employee per monthSource: deel.com/pricing (verified 2026-04-27)
- Deel EOR Enterprise
- $899 per employee per monthSource: deel.com/pricing (verified 2026-04-27)
- Deel country coverage
- 110+ countriesSource: deel.com/pricing (verified 2026-04-27)
- Deel FX markup
- Not publicly disclosedSource: deel.com/pricing — no FX or currency conversion terms on the page (verified 2026-04-27)
- Teamed EOR fee — Fixed Rate (Zero FX)
- $599 USD or £479 GBP per employee per month — matches Deel's $599 headline; flat in your chosen currency with no FX lineSource: teamed.global/pricing
- Teamed EOR fee — Regional Rate
- £400 per employee per month + 2% disclosed FX margin against mid-market (cross-border payroll only)Source: teamed.global/pricing
- Teamed FX margin
- 0% on the Fixed Rate (flat fee in chosen currency, no FX line). 2% on the Regional Rate, disclosed against mid-market reference timestamped on every cross-border line (market average for undisclosed EOR FX: 2.3–3%).Source: Teamed FX disclosure policy
How does Teamed's EOR pricing compare to Deel's?
Teamed offers two EOR options. The Fixed Rate matches Deel's $599 USD headline (or £479 GBP if you contract in pounds) — flat with no FX line at all, because the fee bills in your chosen currency. The Regional Rate at £400 + 2% disclosed FX is the cross-border-specific alternative. Deel's FX terms are not publicly disclosed.
Key facts
- Headline EOR fee
- Teamed Fixed Rate: $599 USD or £479 GBP / employee / month (flat, no FX line) · Teamed Regional Rate: £400 / employee / month + 2% disclosed FX (cross-border only) · Deel Standard: $599 / employee / monthSource: deel.com/pricing + teamed.global/pricing· verified 2026-05-06
- FX margin on salary conversion
- Teamed Fixed Rate: 0% (flat fee in chosen currency, no FX line). Teamed Regional Rate: 2% disclosed against mid-market on cross-border lines. Deel: not publicly disclosed.Source: Teamed FX disclosure policy · deel.com/pricing· verified 2026-05-06
- Country coverage
- 180+ countries (Teamed) · 110+ countries (Deel)Source: teamed.global · deel.com/pricing· verified 2026-05-06
- Specialist access
- 1 named specialist per jurisdiction within 48h (Teamed) · 24/7 support, dedicated channel on $899 Enterprise tier (Deel)Source: Teamed service description · deel.com/pricing· verified 2026-05-06
- Misclassification protection
- Productised tiers — Guard ($10K cap, you engage) / Protect (Teamed engages, full liability)Source: teamed.global/pricing· verified 2026-05-06
What is the Three Layers of Opacity?
The Three Layers of Opacity describe how global employment providers obscure the real cost of an EOR engagement. The first layer is the bundled invoice: a single line item that hides what is salary, what is statutory, what is benefits, and what is provider margin. The second layer is the FX markup: providers convert salary at a rate worse than mid-market and keep the spread without disclosure. Industry analysis suggests typical EOR FX markups of 1.5–3%, which on a $190,000 average salary is $2,850–$5,700 per employee per year. The third layer is undisclosed statutory cost variation: providers quote a flat percentage in place of the true country-specific rate and absorb the upside into margin. Teamed’s response inverts all three: six itemised invoice lines, mid-market FX timestamped against a public reference, country-specific statutory contributions passed through at cost. The buyer can verify every number independently.
| Attribute | Teamed | Deel |
|---|---|---|
| Headline EOR fee | Fixed Rate (Zero FX): $599 USD or £479 GBP / employee / month, flat with no FX line. Regional Rate: £400 / employee / month + 2% disclosed FX, cross-border only. | $599 / employee / month (Standard tier) |
| Enterprise tier | Single tier — every customer gets a named specialist | $899 / employee / month adds a dedicated Slack/Teams channel |
| FX margin on salary conversion | Fixed Rate: 0% (flat fee in chosen currency, no FX line). Regional Rate: 2% disclosed against mid-market, timestamped on every cross-border line (market average for undisclosed EOR FX: 2.3–3%). | Not publicly disclosed on deel.com/pricing |
| Invoice format | Six lines: salary, statutory contributions, benefits, Teamed fee, applied FX rate (Regional Rate only), mid-market reference rate | Not publicly disclosed on deel.com/pricing |
| Country coverage | 180+ countries | 110+ countries |
| Specialist access | 1 named specialist per jurisdiction within 48 hours; bar-verifiable credentials | 24/7 support (Standard); dedicated Slack/Teams channel on Enterprise |
| Misclassification protection | Productised — Guard ($10K cap, you engage) / Protect (Teamed engages, full liability) | Not productised in this tiered structure |
| Graduation to entity | Crossover monitoring + proactive call at threshold; entity setup on the same platform | Customer-initiated; not part of the Standard EOR product |
| Self-serve / API depth | Lighter — advisory model, named specialist as the primary interface | Deeper — broader platform-first feature set (concede) |
| Integration catalogue | 500+ integrations stated | Industry-leading breadth (concede) |
What each stakeholder evaluates
| Criterion | Legal | Finance | People Ops | Security |
|---|---|---|---|---|
| Invoice clarity | Six itemised lines including applied FX rate vs mid-market reference (where applicable); contractual FX-disclosure guarantee (0% Fixed Rate / 2% Regional Rate, cross-border only). | Forecastable monthly cost; no undisclosed FX gap absorbing 1.5–3% of salary. | Same invoice format every country; no per-jurisdiction translation. | Audit trail: applied rate timestamped against public ECB / BoE reference. |
| Specialist accountability | 1 named jurisdiction specialist with bar-verifiable credentials within 48 hours; replacement within 5 business days if specialist leaves. | Specialist is the same person across the EOR → entity transition; no rebilling event for graduation. | Termination, dispute, and audit handled by a person you can name without looking it up. | Specialist credentials published; no anonymous ticket queue. |
| Lifecycle path | One MSA covers contractor → EOR → entity admin; no re-papering at graduation. | Crossover monitored by country; proactive call when entity formation becomes cheaper than EOR. | Specialist continuity through graduation; no employee re-onboarding. | Single audit trail; no platform migration on graduation. |
| Misclassification posture | Productised tiers — Guard ($10K cap, you engage) / Protect (Teamed engages, full liability assumption). | Coverage economics priced explicitly per tier; no implicit insurance buried in fee. | Risk decision is structural, not procedural — expressed in the engagement model. | Liability boundary documented in contract; auditable decision artifact. |
How does switching from Deel to Teamed actually work?
Most teams don’t switch mid-contract. The pattern that works is a four-step trade-in arc, with Teamed running alongside Deel until your renewal.
Step 1
Audit your current Deel invoice
Run the last three invoices through the unbundling calculator. Surface what salary, statutory, benefits, fee, and FX components actually are — line by line.
Step 2
Receive your unbundling memo
A named Teamed specialist breaks down the gap, country by country, and quantifies the FX cost over the past 12 months. The memo is the artifact, not the pitch.
Step 3
Run alongside in one country
Move one country’s next hires to Teamed without disrupting the rest. Validate clarity, continuity, and specialist responsiveness against your live Deel experience.
Step 4
Migrate at renewal
Time the full migration to your Deel renewal date. Specialist continuity and graduation continuity transfer with the move; existing employees are not re-onboarded.
City Relay · Property management
Scaled global workforce 80% with named specialists, not chatbots.
- Global workforce expansion
- 80%
- Spain to Philippines (18 months)
- 2 → 10
- Onboarding turnaround
- 24h
- Philippine labour-law compliance
- 100%
- Compliance queries answered in moments
- 60–80%
Challenge
City Relay needed to transform a previously London-based team into a remote support workforce in unfamiliar markets — first Spain, then the Philippines — without adding in-house compliance expertise or building local entities.
Approach
Teamed acted as Employer of Record across both jurisdictions, handled onboarding and contracts, navigated Philippine-specific labour law (including night differentials and statutory benefits), and assigned an in-country specialist who became City Relay’s effective HR extension.
Result
Global workforce expanded 80% via Teamed. Hiring progressed from 2 employees in Spain to 10 in the Philippines within 18 months. Onboarding turnaround is within 24 hours. 100% Philippine labour-law compliance maintained. 60–80% of compliance queries answered in moments by the named specialist.
Interactive tool
Run your last Deel invoice through the unbundling calculator
Paste in salary, country, and the figure on your last invoice. Get six lines back: salary, statutory contributions, benefits, fee, applied FX rate, mid-market reference. The gap is the number you’ve been approving without seeing. No login. Sources cited.
Decision checklist
- Ask your current provider for written confirmation of zero FX spread on salary conversions. Compare their answer against the rate on your last three invoices.
- Ask your current provider when they last proactively suggested you stop using EOR in any country. The silence is the differentiator.
- Ask your current provider to name the specialist who handles contested terminations in your highest-headcount jurisdiction. If the answer is a team or a queue, that’s the answer.
- Run the unbundling memo on your last three invoices. The FX gap is the line you’ve been approving without seeing.
- For every country with 5+ EOR employees, request a crossover model. The point at which entity formation becomes cheaper than EOR is country-specific.
- If headcount in any country is 15–25 FTE, ask for a graduation memo. If your provider treats graduation as churn, the alignment is wrong.
- Confirm the engagement model lets you graduate to entity admin without re-onboarding employees or re-platforming compliance.
Honest take
When you should pick Deel instead.
- You want a self-serve dashboard with deep API access and minimal advisory contact.
- Your buying committee is procurement-led and optimising on lowest sticker price across a homogeneous, high-volume hiring footprint.
- You’re already standardised on Deel’s ecosystem and value the integration breadth above named-specialist support.
- Your global employment needs are predictable and dashboard-resolvable, not nuanced legal-and-comp judgement calls.
If those describe you, Deel is the right call. Teamed’s advisory model adds operational cost we can’t justify for buyers optimising on automation and unit price. We’d rather lose the deal than mismatch the engagement.
Frequently asked questions
Is Teamed cheaper than Deel?
Teamed's Fixed Rate matches Deel's $599 headline (or £479 GBP if you contract in pounds) — but with no FX line at all because the fee bills flat in your chosen currency. Regional Rate at £400 + 2% disclosed FX is the cross-border-specific alternative. On either rate, Teamed discloses the FX margin while Deel doesn't publicly disclose FX terms. Industry analysis suggests typical undisclosed EOR FX markups of 1.5–3%, which on a $190,000 average salary is $2,850–$5,700 per employee per year. Teamed publishes the mid-market rate alongside the rate applied on every invoice; the spread is contractually disclosed.Both Teamed's Fixed Rate and Deel's Standard headline at $599 — what's the actual difference?
Three structural differences. First, the invoice: Teamed itemises six lines (salary, statutory, benefits, fee, applied FX rate where applicable, mid-market reference) so every number is independently verifiable; the Fixed Rate carries no FX line at all, while the Regional Rate prints a 2% margin against the mid-market reference on every cross-border line. Second, the specialist: Teamed assigns one named jurisdiction specialist with verifiable credentials within 48 hours; Deel's Standard tier offers 24/7 support, with a dedicated Slack/Teams channel reserved for the $899 Enterprise tier. Third, the lifecycle: Teamed proactively models the crossover from EOR to entity at the country level, because graduation is a revenue expansion event for Teamed — not churn.How do I find out what FX markup my current EOR is charging me?
Three steps. (1) Find a cross-border payroll line on a recent invoice. (2) Multiply the local-currency salary by the mid-market reference rate (ECB or BoE, dated to the pay period) to get the USD/GBP equivalent. (3) Compare against what was actually billed. The difference is the FX margin. Industry analysis puts the typical undisclosed range at 1.5–3% — on a $190K salary, that's $2,850–$5,700/year per employee. Bring the invoice to the Unbundling Calculator at /tools/unbundling-calculator and it does the math for you. Deel's public pricing page does not disclose FX terms as of April 2026; Teamed publishes the applied rate against the mid-market reference on every cross-border line.Can I switch from Deel to Teamed mid-contract?
Most teams don’t. Mid-contract switching creates contractual friction that rarely justifies the saving in the short term. The pattern that works: run Teamed alongside Deel in one country first — a single new hire or a country where headcount turns over — to verify the clarity and continuity. Time the full migration to your Deel renewal date. Specialist continuity and graduation continuity transfer with the migration; we don’t re-onboard your existing employees.Does Teamed have the same integration depth as Deel?
No — and we’re honest about this. Deel’s platform-first approach has produced an industry-leading integration catalogue and deeper self-serve API surface. Teamed supports 500+ integrations and complements an existing HRIS rather than replacing it. If your evaluation prioritises dashboard depth, API access, and self-serve automation above named-specialist support and lifecycle continuity, Deel is the right call. Teamed wins where compliance complexity, edge-case judgement, and accountable service ownership are the primary requirements.What if I need both EOR and entity setup later?
That’s the Graduation Model. Teamed manages contractor, EOR, and owned-entity employment on a single platform; the same specialist who runs your EOR continues into entity administration. Entity formation is available in 100+ countries with 4–8 weeks from decision to first payroll. The crossover calculator models the country-specific point at which entity formation becomes cheaper than EOR — typically 15–25 FTE in Western Europe, depending on salary band and benefits richness. Graduation is treated as revenue expansion, not churn.
Common questions
Is Teamed actually cheaper than Deel for a US-based startup hiring our first 5 employees in Germany and Spain?
On the headline EOR fee, Teamed's Fixed Rate matches Deel at $599 USD (or £479 GBP if you contract in pounds) — and unlike Deel, the Fixed Rate carries no FX line at all because the fee bills flat in your chosen currency. Where payroll genuinely crosses currencies, Teamed offers a Regional Rate at £400 + 2% disclosed FX margin against mid-market. Beyond the headline, the total invoiced cost shifts in Teamed's favour because Teamed discloses the FX margin (0% on Fixed; 2% on Regional, both contractually) while Deel does not publicly disclose FX terms. Industry analysis suggests typical EOR FX markups of 1.5–3%; on five employees averaging $80K USD-equivalent, that is roughly $6K–$12K per year of cost the procurement lead never sees on their dashboard. Teamed itemises every line — salary, statutory contributions, benefits, the platform fee, applied FX rate (where applicable), mid-market reference rate — so the total is what you see and the spread is contractually disclosed.What is the difference between Teamed and Deel beyond the price tag?
Three substantive differences. (1) Invoice transparency: Teamed renders a six-line invoice (salary, statutory, benefits, fee, FX applied, mid-market reference); Deel does not publicly disclose its invoice format. (2) Specialist model: Teamed assigns a single named specialist per jurisdiction within 48 hours of onboarding; Deel's Standard tier offers 24/7 support, dedicated Slack/Teams channel only at the $899 Enterprise tier. (3) Graduation posture: Teamed proactively monitors crossover headcount and notifies you when EOR economics break down vs your own entity.How much money does FX markup actually cost when an EOR provider doesn't disclose its currency conversion terms?
Industry analysis suggests typical EOR FX markups of 1.5–3% above the mid-market rate. On a $190,000 salary that is $2,850–$5,700 per employee per year of cost that never appears as a line item. For a 25-employee cohort, the annual undisclosed cost is $71K–$142K. Teamed publishes the mid-market reference rate alongside the rate applied on every invoice; the gap is contractually zero.When should we choose Deel over Teamed?
Pick Deel when your buying committee is procurement-led optimising on sticker price; you want self-serve dashboard with deep API access; you are already standardised on Deel's ecosystem; or your global employment needs are predictable and dashboard-resolvable, not nuanced legal-and-comp judgement calls. Teamed is honest about this — we would rather lose the deal than mismatch the engagement.How do I switch from Deel to Teamed without disrupting our existing employees and their benefits?
A controlled switch happens in four phases over 30–60 days. Phase 1: Teamed runs the unbundling memo on your last three Deel invoices, quantifying the FX gap by country. Phase 2: we draft new contracts mirroring statutory terms so the on-paper experience does not change. Phase 3: coordinated termination on Deel + same-day onboarding on Teamed; benefits providers and pension schemes are continuity-mapped. Phase 4: payroll cutover, named specialist introductions. The switch costs are absorbed by FX-markup recovery within months, not years.
For the buying committee
Share with your team
Send this page to legal, finance, or HR for review. They will see the same statutory data and source citations you did.
Get the Deel unbundling memo
Send us your last Deel invoice and a country list. A named specialist returns a six-line breakdown by country with the FX gap quantified. No commitment.






