Tool · Employer Cost Calculator · Coming soon
What does it actually cost to employ someone there?
The full Employer Cost Calculator — per-country statutory matrix, mandatory benefits, age and salary-band adjustments, total cost-of-employment for any salary — ships post-launch. The benchmarks below are the headline rates we use as defaults in the Crossover Calculator and Unbundling Calculator. Use those to model the most common questions today, or book a working session for your specific case.
How much does it actually cost to employ someone in another country, beyond the salary?
Between 11% (Ireland) and 42% (France) of gross salary in employer-side statutory contributions, plus mandatory benefits (typically pension, health, life and disability insurance), plus voluntary benefits (stock plans, additional health, transport allowances) that the local market expects. The full matrix is per-country and per-salary-band; the headline rates below are the mid-market employer-side averages.
What is Total cost of employment (TCoE)?
The all-in annual cost to the employer of having a person on payroll, including (1) gross salary, (2) employer-side statutory contributions (social security, pension, unemployment, accident, sometimes apprenticeship and training levies), (3) mandatory and customary benefits (health insurance, supplementary pension, life insurance, statutory leave costs), and (4) employer-borne employment overheads (payroll service, insurance, ongoing compliance). TCoE is typically 1.15× to 1.45× gross salary depending on country.
Headline employer statutory rates by country
- United Kingdom
- ~18% (15% employer NI + 3% auto-enrol pension)Source: HMRC rates 2026/27 · The Pensions Regulator· verified 2026-05-06
- Germany
- ~21% (social security + pension + unemployment + accident insurance)Source: Bundesministerium für Arbeit und Soziales· verified 2026-05-06
- France
- ~42% (social charges, varies by salary band)Source: URSSAF· verified 2026-05-06
- Ireland
- ~11.5% (PRSI + USC employer share)Source: Revenue Commissioners· verified 2026-05-06
- Singapore
- ~17% (CPF, capped at SGD 6,000 monthly)Source: Ministry of Manpower· verified 2026-05-06
- Brazil
- ~32% (INSS + FGTS + statutory funds)Source: Receita Federal· verified 2026-05-06
Need the real number for your specific case?
Tell us the country, the salary, and the role. A Teamed jurisdiction specialist will send you back a fully unbundled TCoE within 48 hours — every line item, every statutory rate at your salary band, every mandatory benefit, with primary-source citations.
Request a TCoE breakdownFrequently asked questions
What employer costs am I missing if I only budget the salary?
A lot — typically 15% to 45% on top of gross, depending on country. The lines that add up: (1) employer-side statutory contributions (social security, pension, unemployment, accident insurance, training levies — these alone run 11% in Ireland to 42% in France); (2) mandatory and customary benefits (health, supplementary pension, life and disability insurance — what the local market expects, not just what the law requires); (3) employer-borne overheads (payroll service, ongoing compliance, 13th-month pay, holiday allowances, vouchers). The headline rates above show the statutory floor by country; the full all-in lands at roughly 1.15× to 1.45× the gross salary.Is the country headline rate enough for my budget, or do I need the real number?
Back-of-envelope planning is fine on the headline rate. Binding decisions need the real number. The headlines above are statutory employer-side averages from OECD data — directional, not precise. They miss age and salary-band adjustments (statutory caps in Germany and Singapore mean rates drop above certain thresholds), benefits richness (private health, equity, supplementary pension), and country-specific levies (apprenticeship in France, accident insurance variations by industry). For board-pack budgeting, hiring sign-off, or multi-country comp comparison, request a full TCoE breakdown — turnaround within 48 hours, with primary-source citations.How do these costs change if we use an EOR vs hire on our own entity?
The statutory and benefits costs are the same either way — those are what the employer owes the state and the employee regardless of how they're engaged. What changes is the overhead layer: with EOR, you pay a flat monthly fee per employee (Teamed Fixed Rate $599 USD or £479 GBP) instead of standing up your own payroll system, accountancy, and compliance function. The crossover point is roughly 15–25 employees in one country — below that, EOR overhead is lower than entity overhead; above that, your own entity wins. Run /tools/crossover-calculator for the exact breakeven on your numbers.